Well,... I was happy with 6.3% to 6.4%, not anything less. If this drops below 5%, I would work harder to send every sen that I make out of this country. Secondly,.. I wouldn't want to save any of my funds in the Ringgit anymore.

Myself wise, FD highest still running 4.6%. CIMB Klibor got 5.2% for 4 years+ and recalled. Now CIMB bond 5.5%.

So if can get 3.1% (MBB 12 mth board rate) + 3%, >6.1%, will be happy. Sure, the higher the better !

My bad

Yes, bro,...

Back in 2006/7/8, I used to invest into the Merdeka Savings Bonds,... I recalled which gave 5% pa. I was happy then,... but after that, as I gained more and more knowledge of investments elsewhere and of developing events surrounding our currency and our geopolitics, today, I demand more returns for the risk I am facing in holding the RM, and in letting funds remain inside PNB/Msia.

If these returns that I demand are not met, I will have to look harder elsewhere,... in other words, try harder outside.

PBB unit trust the way go go

That's sucks also..
Return so so only with high SC with useless agent

Prepare to venture into the SGX then. SGX is falling now,.. good times coming, sale is coming !

Open Savings and Brokerage Accounts in SG, study SG REITs and Stocks, convert whenever possible into the SGD.

Can you tell us how to do this? Someone say to me Singapore gomen don't like Malaysian to trade there. Is it simple or complicated registration process? Please share to us to do this easy!

There are lots of tips in this forum, some of the threads being :-

1) Openinng a Singapore Account.
2) Singapore REITs.
3) SGX Counters.

To start with, I'm not sure abt that statement that Sgp gomen does not like Msians trading there. As long as we follow the rules and practise according to procedures, we should be fine. What we have to be aware of is to ensure that we quickly do the necessary before SG gomen closes its doors.

Is it same/similar thing to get some Singapore-focused unit trust funds? Like get a Singapore REIT UT fund, or a Singapore Small Cap UT fund? Saves all the headache of the Singapore gomen puts on us to make accounts.

Is there a place to see daily historical price of ASNB 3? Bloomberg doesn't show it, can't find it anywhere else online as well. Any idea what are the YTD returns of ASN 3?

Stay away from ASG, ASN, ASN2, ASN3

No can't stay away, bought in Oct 2013 and until now it is just break even!!! Put in RM10k then, now worth RM10,050!!! Btw not I buy, a friend. Want to look at historical price chart (like Bloomberg has for most funds), but can't find it for any Amanah Saham funds.

Btw how long is the process to liquidate ASN3 funds? Is it comparable to liquidating other unit trust funds like those from Cimb, kenanga, eastspring and RHB?

Well just go to any agents banks like maybank, cimb or rhb..
Fill up withdrawal form.. Bring asn3 passbook too.
Get your money on the spot - cash or deposits directly into your bank account

This post has been edited by nexona88: Dec 26 2016, 05:53 PM

You mean to say ASN is more liquid than normal unit trust funds?

Well some use is bank account
Anytime deposit or withdraw

I dont understand what you saying, sorry

It's so liquid till some use it as "bank account"
Deposit & withdraw it anytime they want to..

Lol if he sell at 2014... Will make a lot profit looo