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 Ultimate Discussion of ASNB (47457-V) Se7en, Wholly owned subsidary of PNB (38218-X)

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OPT
post Oct 17 2016, 07:26 AM

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QUOTE(heavensea @ Oct 16 2016, 11:18 PM)
moved to fsm + property perhaps (rumawip + bukitjalil buy buy buy) up up up kemudian!
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Property near future not so bright at the moment...

Nowadays hardly see anyone buying ASX FP?
OPT
post Oct 17 2016, 04:05 PM

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QUOTE(nexona88 @ Oct 17 2016, 03:45 PM)
Okay.
Can share the new form picture..
Want to see if have anything extra added..
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I don't think there is a new form...for those who has been topping these few months lol


OPT
post Oct 19 2016, 06:35 PM

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QUOTE(wu ming @ Oct 18 2016, 12:07 PM)
I was able to top up ASW.
Ehem.
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thumbsup.gif my bad...
OPT
post Oct 19 2016, 10:52 PM

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Wah..so many posts..

My ratio atm...ASX:FD = 60:40

My personal take on all this...

1. Never put all in one basket
2. Some people say it's best to have liquid cash in hand that can lasts you 6-9months. Very subjective, depending on your expenses/commitments. For me, no more debts means I don't need too many cash lying around brows.gif
3. Never been too bold to venture into stocks, so still no go for me atm
4. UTs got play sikit-sikit

icon_rolleyes.gif
OPT
post Oct 19 2016, 11:09 PM

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QUOTE(Kamen Rider @ Oct 19 2016, 11:06 PM)
1. i think most of us not putting all eggs in one basket... i doubt that any of us dump all $ into ASX FP......., presume you are so lucky can buy all the units you want .....then the ratio for ASX FP: FD : UT : STOCKS will be 100:0:0:0

2. wow ..debt free, let me guess your age smile.gif, but i think age is not so important here to guess...., you are very good financial shapes, provided you have 1 car, 1 house, 1 spouse, few kids , and can declared as Financial Independent and retire any times....

3. Stocks markets is another piece of financial products... very volatile ...... with many nightmares if you sail to the wrong directoin...

4. UT, i don't think you play sikit-2, as fund manager plays for you, you just give them the money , so you ain't playing, you are being played smile.gif
nice to meet you...  biggrin.gif
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1. Agree
2. 2 cars, 2 houses (landed), spouse (mestilah 1) thumbsup.gif
3. Agree
4. Maybe sad.gif

This post has been edited by OPT: Oct 19 2016, 11:09 PM
OPT
post Oct 20 2016, 08:49 AM

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QUOTE(yygo @ Oct 20 2016, 08:47 AM)
bro, said has multiple properties? no? sold off can be mm (multi m)? brows.gif
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biggrin.gif

Assets no sold, so no mm thumbsup.gif

In fact, at current rate, most when retire will become millionaire (incl EPF)..just that atm many retirees with lower pay in early years dats y EPF so low...

Btw, seeing so many FD vs ASX comment in here rclxub.gif

This post has been edited by OPT: Oct 20 2016, 08:51 AM
OPT
post Oct 20 2016, 08:54 AM

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QUOTE(yygo @ Oct 20 2016, 08:52 AM)
wen unker goat show fp about 120k, you said near yours alrdy. so ur amount is asx:fd  150k:150k? hmm.gif
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Wah, stalker biggrin.gif

unker goat from 0 to 120k within few days, dats y should be nearing mine at that rate... biggrin.gif

Don't forget unker goat FD masih manyak thumbsup.gif

ASX:FD = secret rclxms.gif (but not so low lah of course)

This post has been edited by OPT: Oct 20 2016, 08:55 AM
OPT
post Oct 21 2016, 09:26 PM

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QUOTE(Ancient-XinG- @ Oct 21 2016, 08:59 PM)
knnccb. I want add unit that cb banker go redemption. end up I lost 6000. Only manage to get back 5300 myr. Still owe me 700myr.

really cb. how can this simple mistake can be make.

Get back 6k to me in as1m for what, I so susah accumulate my asm. now got 1 more week OCT end le. I lose 4.20 myr dividen ad.  cccccbbbbb
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Knnccb I know what it is...

cccccbbbbb 🤔
OPT
post Oct 24 2016, 08:37 PM

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Wah...many big shot coming tongue.gif

Aunty no more topping up but got new unker flex.gif

Btw, hows the chances of success in topping up these days? Intermittently I saw some getting good 5 figures. Well done.

I'm kinda hibernating for now...sangat sibuk sana-sini bangwall.gif
OPT
post Oct 29 2016, 02:17 PM

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QUOTE(nexona88 @ Oct 28 2016, 02:59 PM)
whatever u want to add,better add now..

next year, I gonna start my hunt. so hope by then u already stopped. so got chance for me  cool2.gif
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Machiam ini I need to start hunting again in Dec biggrin.gif
OPT
post Oct 29 2016, 05:11 PM

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QUOTE(Ramjade @ Oct 29 2016, 04:19 PM)
Public mutual
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I still buy PM...small sum just to diversify a bit...
OPT
post Oct 29 2016, 05:27 PM

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QUOTE(sandkoh @ Oct 29 2016, 05:23 PM)
bro ram will ask u not to buy pm funds.
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😅


OPT
post Oct 30 2016, 08:46 AM

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PM me more info on FSM...in house UTC

QUOTE(dasecret @ Oct 29 2016, 10:16 PM)
I know you wanted to move on from this topic but only got time to respond properly now. I understand the whole conservative approach thingy that PM UTCs try to convince people with. I just wanted to show you that you may not have compared your PM fund with the right Msia equity fund, ASB VP is one of the worst to compare with

I don't know what fund you hold in PM, so just picked one of the popular one, Ittikal
[attachmentid=7905232]

From the 5 year chart, you can see that both the popular Ittikal and Dali fund has lagged in performance for the past 3 years. And Smart Treasure is noticeably volatile so you would want to avoid that. I've excluded EI small cap since you clearly wants stability. But conclusion is, there are much better funds out there

Anyway, I also understand perhaps you are reluctant to go into FSM since it requires more effort and having to DIY. Another suggestion I have for you is to consider our so called 'in-house UTC' who was active in the FSM thread. He takes a rather conservative approach compared to most of us or PM UTCs. He also has FD promos and competitive forex rates which you would find useful as a one-stop centre
I guess I'm only known as the PM hater in lowyat, people don't remember me for anything else  sweat.gif
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OPT
post Oct 31 2016, 01:45 PM

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QUOTE(heavensea @ Oct 31 2016, 08:49 AM)
Kfg high risk funds yo, but performing like a king la.
Pm? Why? I thought pm is one of the non performing ut.
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Bcos I'm buying the so-called best performing PM UT 'SC'...but nowadays performance like FD biggrin.gif

Anyway, I buy sikit-sikit saja...not even 1% of my ASX FD brows.gif

I have ASX FD, I have FD...I need other alternatives lar....haven't really gone into FSM bangwall.gif

Not everything into 1 basket icon_rolleyes.gif

OPT
post Oct 31 2016, 02:04 PM

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QUOTE(heavensea @ Oct 31 2016, 01:52 PM)
Alright bero, don't top up too much in pm ut.
Maybe you can try REITs?
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At the moment, concentrating on ASX FD...maybe once reaching my target will try REITs < Don't know how to buy these biggrin.gif

I'm really conventional type...but I will soon move >90% of my FD to ASX FP

This post has been edited by OPT: Oct 31 2016, 02:05 PM
OPT
post Oct 31 2016, 02:06 PM

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QUOTE(heavensea @ Oct 31 2016, 02:05 PM)
Me too, no bullets to do more.
Happy hunting haha.
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I seriously need help with moving my FD to ASX FP...large large sum sumore sad.gif
OPT
post Oct 31 2016, 06:20 PM

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QUOTE(heavensea @ Oct 31 2016, 04:23 PM)
Today got 4 figures, last 5 minutes before 4pm.
Mostly AS1M, ASW not much units, didn't try ASM since no cash ad. Should have too up ASM for equilibrium between this 3 account.

Thanks for the Deepavali tips, today and tmr also prevent lose of 1 month interest. biggrin.gif
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Great

QUOTE(heavensea @ Oct 31 2016, 04:25 PM)
9... maybe
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I don't have that much lar...no need raise the bar so high 😂

QUOTE(nexona88 @ Oct 31 2016, 06:08 PM)
That's weird..
Normally it's as1m the one easy..
Asw very hard cry.gif
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I usually have not much luck in AS1M

This post has been edited by OPT: Oct 31 2016, 06:25 PM
OPT
post Nov 1 2016, 10:40 AM

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QUOTE(heavensea @ Nov 1 2016, 10:35 AM)
gonna share something.. truth story and it just happened today.

an uncle bought portfolio of PM UT for RM39k at 5 years ago, and guess what?
He received RM38k when he update his fund balance, and he is not allowed to sell it by today? The bank ask him to wait their manager come back...
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Depends on fund...

But bank cannot do that

This post has been edited by OPT: Nov 1 2016, 10:40 AM
OPT
post Nov 1 2016, 11:11 AM

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This morning 1st try elek...
OPT
post Nov 1 2016, 11:59 AM

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QUOTE(wil-i-am @ Nov 1 2016, 11:23 AM)
I managed to top up some woh
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Maybe all bought by you 😅

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