QUOTE(iZuDeeN @ Oct 11 2017, 04:08 PM)
guys, im reaching my second year for Visa Infinite card... Im not willing to pay RM800 for this
btw, is the min spend is RM80k per annum or RM50k? I've charged about RM75k on that card this year...
Based on website its only RM50k... but was told here in lowyat need to spend at least RM80k to waive the RM800 fee
Err.. But this is a VS thread and not VI...
QUOTE(Lego Warfare @ Oct 11 2017, 04:09 PM)
Yep mainly for the 5x TP lol (trying to spend of weekend for 5% additional CB is an added bonus)
But depends on how much is your expenses in the month? the 5x TP has no cap unlike 2% CB with RM50 cap.
RM2,500 to get RM50 CB with FCB VS while Amex gives around RM31.25 (if using 40k points = rm100). But if I spend RM5,000 I get RM62.50 equivalent.
Have 810k TP points now plus numerous RM50 CB over the past 3 years, still my number 1 rank card in terms of benefits received lol. Trying to get more TP to convert to Krisflyer points, one of the main reason also for sticking with Amex

Different purpose. I will prefer cash back over points.
After all, I hardly travel on my own usually combine with business trips which are paid by company.

QUOTE(kremlin @ Oct 11 2017, 04:10 PM)
You are fast! I applied around 2pm as well today and hope to get it later. Did they call you for collection?
Yes, a bit kiasu and fast this time.

They called me to collect and while I was on the way walking to the card centre, I received approval SMS as well.