Actually, RM 25 service tax annually, not that bad right? I am not saying you cancelled because of the service tax la. I don’t think that with the 1% cb, we cant really get back that RM 25 back, in 365 days.
CC not really just good in cb amount/percentage, but also how useful it is. With higher CL on a single CC, we can treat the 1%cb as a bonus, as we can make big purchase seamlessly.
Of course everybody disappointment with the merely 1% cb. But, RM 25 annually to retain a good CC (for me MBB CCs are good), is really not that bad.
A swipe of an OKAY smart phone/annual insurance if you pay it annually/few times of good meals with family in a year/total spent on petrol in a year, easily get back the RM 25.
Of course still better cards out there i suppose. Specifically for dining, specifically for petrol, specifically for online.
RM 25 yearly for a nice CC? It is a deal.
There are nicer cards out there.
It's really difficult to justify. I already paid my SST in April, will keep and consider until next round's of SST.