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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Sep 10 2019, 09:01 PM

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QUOTE(Seth Ho @ Sep 10 2019, 08:53 PM)
Hi guys i just registered for Barcelona card and get rejected. Is there any alternative ways to get this card or alternative card suggested.

My salary is 3k but as sales i got many allowances could i include that as part of the income.

I just got Gold Master and Amex i need visa for daily usage
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Well, if your allowances are fixed income then can try your luck again by doing manual application via email or card centre.
fruitie
post Sep 10 2019, 09:11 PM

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QUOTE(Seth Ho @ Sep 10 2019, 09:05 PM)
I heard someone say it is fixed income but i am not sure is it.

Wanted to register online to get the sign up offer
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Heard? You should know it better because that's your income. If it's fixed amount and recurring every month then it's fixed allowance.

Err.. Can't help much because MBB has high tendency to reject online applications. Good luck.
fruitie
post Sep 10 2019, 09:30 PM

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QUOTE(ClarenceT @ Sep 10 2019, 09:16 PM)
You already got Maybank CC so no longer eligible for sign up gift.
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Oh ya, good point. Totally missed out that. Then, he should just go for manual application.
fruitie
post Sep 17 2019, 10:24 AM

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QUOTE(BeadsCrazee @ Sep 17 2019, 10:21 AM)
I got a bit confused now..so is utilities bills n govt related transaction still eligible for cash back?
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No cash back.
fruitie
post Oct 1 2019, 08:31 PM

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QUOTE(BRY7 @ Oct 1 2019, 07:54 PM)
if making payment at Digi to purchase phone, will it fall under Utility or any other category which isn't entitled for cash back?
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Digi is not utilities to begin with.
fruitie
post Oct 1 2019, 08:35 PM

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QUOTE(BRY7 @ Oct 1 2019, 08:32 PM)
so can get cash back?
*
Why not? smile.gif
fruitie
post Oct 2 2019, 09:57 AM

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QUOTE(xxnazxx @ Oct 2 2019, 09:11 AM)
user posted image

surprisingly i receive full amount of cashback.
normal retail spending was just only around RM900++ and the rest was to ewallets (bigpay/presto/boost).

*i'm not sure which e wallet that receive the cash back, cos i reloaded a lot to all three wallets, each exceed RM3k with Barca VS card.
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When did spend on the retail RM 900? Anything in August but posted in September?
fruitie
post Oct 4 2019, 05:26 PM

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QUOTE(jack2 @ Oct 4 2019, 04:52 PM)
I didn't find Maybank visa infinite card threat here so I post here.
The annual fee is 800 and Maybank doesn't want to waive. So I am cancelling and they proceeded it.

Wow... They are willing to lost the customers.

I am going to get the card which has no annual fee and has access to PPL. Any recommendations?
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Nothing new with MBB, they are not lack of customers. Don't ever threaten them with cancellation, it will not work.

Anyway, wrong thread. Post in PPL thread instead.
fruitie
post Oct 8 2019, 10:37 AM

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QUOTE(yahiko @ Oct 8 2019, 09:40 AM)
hey guys~ paying instalment still get 2% cashback every month?
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No.
fruitie
post Oct 28 2019, 11:21 AM

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QUOTE(wklim090 @ Oct 28 2019, 12:37 AM)
I got rejected for Barcelona card application althought I fullfill the requirement and never miss any payment for my other credit cards. Btw, I applied at card centre.

Is it normal?
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Well, we can't say much but MBB is definitely one of the strictest banks when it comes to approval.
Each bank has different approval assessment and sometimes good paymaster is not the only criteria to be considered.

You can appeal again via email or wait till 6 months later.

QUOTE(jsnhoh @ Oct 28 2019, 10:55 AM)
Yes, if u submit via online form.
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He mentioned he applied via card centre...
fruitie
post Dec 14 2019, 12:27 PM

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QUOTE(angalc557 @ Dec 14 2019, 12:08 PM)
Hi anyone knows for Visa Signature the annual fee for second year onwards, the RM550 can it be waived if lets say annual spending is like 5k per year or only must be 30k above only the annual fee will be waived?
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No way to waive if didn't meet minimum spending requirement.
fruitie
post Dec 15 2019, 05:49 PM

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QUOTE(oldman1920 @ Dec 15 2019, 05:48 PM)
30k included top up ewallet right?
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Yes. Any spending.
fruitie
post Dec 18 2019, 11:43 AM

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QUOTE(kimi0148 @ Dec 18 2019, 10:16 AM)
Hello, for Maybank FC Barcelona Visa Signature

Annual Income: RM 48,000 per annum is gross or net?
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Gross.
fruitie
post Jan 6 2020, 09:06 AM

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QUOTE(ClarenceT @ Jan 6 2020, 08:01 AM)
Human at Card Centre understand this logic.

But the Maybank A.I. doesn't understand it. I got rejected by the stupid A.I. (M2U Online Application)
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Same here, no matter what also I will be rejected by them if I do it online. Even a CL increase too, so I used manual way for everything or walk-in to card centre for applications which I know I will get mine that way. Proven after few encounters.
fruitie
post Jan 9 2020, 12:41 AM

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QUOTE(jiaen0509 @ Jan 8 2020, 07:04 PM)
First card, Ikwan Platinum Islamic want apply FCB. Mean can direct apply for it?
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Just apply like normal first, reject only appeal.
fruitie
post Jan 13 2020, 08:03 PM

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QUOTE(taiko ayam @ Jan 13 2020, 07:29 PM)
guys, any user for mbb signature? what's your feedback on the card in terms of benefits?
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For everyday petrol and groceries.
fruitie
post Jan 14 2020, 01:11 AM

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QUOTE(taiko ayam @ Jan 13 2020, 11:40 PM)
how about the annual fee? is it easy to get exemption?  blush.gif
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For MBB, strictly no waiver.
fruitie
post Jan 15 2020, 12:27 AM

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QUOTE(taiko ayam @ Jan 15 2020, 12:04 AM)
i did calculate my expenses... probably only half of it. hence, asking how lenient are they in terms of waiving the AF  blush.gif
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No chances.
fruitie
post Jan 15 2020, 09:07 AM

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QUOTE(raul88 @ Jan 15 2020, 08:05 AM)
Yeah i heard mbb very strict with regard to af
Thats why i didnt apply for mbb2premier
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Apply and enjoy first year for free. smile.gif
fruitie
post Jan 15 2020, 01:34 PM

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QUOTE(raul88 @ Jan 15 2020, 12:06 PM)
But then after 1 year
Need to cut card and reapply mbb2 platinum
Abit hassle.. Haha
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OT: I have both at the same time but that said I also thought I couldn't achieve M2P requirements but I already achieved that in my fourth month having M2P.

So, you do not need to cancel all.
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