If you have other MBB conventional cards, it follows the anniversary month embossed on other cards.

For e.g., all are having anniversary month in April and you apply this card in Nov. So your 1 year anniversary will start on 1st April 2021 to 26th March 2022. For the months from Nov to March are considered free months, still get cash back but not counted into spending requirement.

If you are a new cardholder, then yes, it starts from the month your card is approved.

And RM 25 SST is charged once card is approved.

Quite nice to use, I had it many years ago and just tapped and left supermarkets. No need to worry which day to use as all-day cash back for petrol and groceries. I only kept until AF is charged and cancelled after that.

This post has been edited by fruitie: Oct 15 2020, 11:39 AM

Nope. AF will charge on 27th March 2022. So still long way to go.

Yes, it is OK to cancel and you can even cancel after AF is charged (that's what I did) but make sure no spending after AF is charged, better justification to get cancellation without paying for the AF.

Of course just keep it until next round's of SST, no AF and still good for high purchase amounts.

Yes, any transaction.

Now 0%, make sure convert before statement is generated.

Once it appears on M2U can straight convert already, it’s better to show up as soon as possible.

You need to pay for it. I guess I haven’t seen anybody here used it before for VS.

FCB VS cannot.

Well, to be fair not everywhere accepts AmEx.

RM50 Cash Back (Limited to first 100 Eligible Customer each month)... Campaign started on 1st March, I think kinda hopeless by now?

Yes.

Yes, will reject. It is not latest. How about BE form?

Just terminated my FCB VS. I called M2P hotline but they said I need to call VS line to cancel. I usually call M2P hotline for queries even for VS or Plat card. However, CS said for cancellation needs to call to the dedicated line.

I still cannot forget being the first one to get the card from Maybank Gardens and I think I was the first one to post here with the card. Bye bye, got it on 10.10.17 and terminated on 23.04.21.

This post has been edited by fruitie: Apr 23 2021, 05:58 PM

Oh ya. Wait till next week when it is still appearing then I will call again. I guess by that time I can call the usual M2Premier line to request to remove. I like that because calls are picked up instantly.

Yeah, I still can remember when they called me to collect the card on the same day. I went there to collect and all of the staffs were waiting for me to open the envelope, praising how good looking the card is.

I have other better cards. No longer serves me since its revision last year.

I was already an existing MBB user so no sign up gift.

Exactly. Got all my colleagues to sign up for this card. It’s like a must have card, straightforward with no hidden stuff. Those were the good old days. It shall be missed. I cancelled also because SST will kick in soon, in few days.

Hmm. Difficult question because I have around 25 cards.
I mainly change my spending to online/e-wallet so switched to cards which give cash back on these categories. PBB, RHB and Affin are the usual ones.

Yeah on paper only. I hardly pay for any SST, so far FCB VS that I can think of. Usually will get cash rebate from banks to offset.

I still have some points from M2C AmEx which I used to offset my M2C AmEx and M2P cards’ SST. One day when I’m running out of points to offset, I may need to think of another option.

Of course for FCB VS, it doesn’t allow to use points to offset since day 1.

No reason for me so I have cancelled it before SST kicks in.