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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post May 31 2019, 09:16 AM

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QUOTE(l4nc3k @ May 31 2019, 09:08 AM)
A bit confused on how this credit card cycle works.

So lets say that my statement is always on the 11th of any month. On May 12th, I cleared my previous month balance and used RM1k for May’s 10% cashback. Can I still use the ‘last minute trick’ to only spend RM500 for next month’s cash back or it doesn’t work that way?

I always thought that the cashback quota resets after every statement.

Thanks in advanced.
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Yes, you can provided transactions will be posted in next month.
Cash back is based on calendar month for all MBB cards.
fruitie
post May 31 2019, 06:57 PM

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QUOTE(Kelv @ May 31 2019, 06:50 PM)
Annual fee waiver.
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What's the issue with AF then? unsure.gif MBB strictly has no AF waiver, if fulfill the spending requirement then will be waived automatically.
fruitie
post May 31 2019, 11:33 PM

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I know Shopee is same day posting, I'm wondering if I transact at close to 12 will post on next day? Does anybody know?

My BP already maxed out, I wanted to reload my Boost but suddenly need to pay something around 500 on Shopee, thought of using for that instead.
fruitie
post May 31 2019, 11:46 PM

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I'm going to take a risk. Transact at around 11.55.
fruitie
post May 31 2019, 11:50 PM

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QUOTE(skty @ May 31 2019, 11:47 PM)
dont need to take risk.

my transaction on 11.39pm already post next day.

you never know if TAC will delay.
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Shopee oh.. You tried before?
fruitie
post May 31 2019, 11:54 PM

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QUOTE(skty @ May 31 2019, 11:53 PM)
wow shopee? gateway don't even know follow local time or not.
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It is and all my transactions posted on the same day but haven't tried this kind of timing yet.
fruitie
post May 31 2019, 11:56 PM

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Already done my transaction for Shopee. tongue.gif *fingers crossed*
fruitie
post May 31 2019, 11:59 PM

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QUOTE(beLIEve @ May 31 2019, 11:57 PM)
check your maybank2me see instantly charged or not.
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Will not show up so soon one. Maybe tomorrow's afternoon.
fruitie
post Jun 2 2019, 09:47 AM

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QUOTE(eternity4av @ Jun 2 2019, 09:45 AM)
just curious if i top up bp, and use bp to pay tnb, then i will get 2% cb right?
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Yes.

The Shopee transaction I swiped on 31st 11.55 p.m., transaction date is 31.5 and posting date is 01.06. Hopefully can get RM 50 for June.
fruitie
post Jun 6 2019, 04:07 PM

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QUOTE(Assclown @ Jun 6 2019, 04:05 PM)
Hi guys, I've got a question on Visa Signature's annual fees.

My card got approved last year in June. The expiry month is Feb.
Is it correct to assume that the 2nd year's AF will be charged in Feb2020?

And is the annual fee waiver spending calculated from Feb2019 - Feb 2020?
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Yes.
fruitie
post Jun 7 2019, 09:52 AM

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QUOTE(alvinfks78 @ Jun 7 2019, 09:47 AM)
if apply at card centre 1 U

if got 3 months slip and saving accounts with Maybank

need to bring:
Latest 6 months' savings account activity/current account statement?
Latest BE form with official tax receipt (overpaid so no tax receipt)- tax refund letter?
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If you have EPF contribution every month, don't need to bring anything. They will print EPF statement using the machine.
fruitie
post Jun 11 2019, 02:19 PM

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QUOTE(missboo @ Jun 11 2019, 02:14 PM)
May I ask if I already have Maybank Islamic Credit Card (petronas), am I allowed to have Maybank Barcelona?

I read somewhere before that if you have a conventional credit card, your application for islamic credit card will most likely be refused. Is it the same for vice versa?
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You can have. Banks have discretion to approve or reject. Many of us have cards from both entities.
fruitie
post Jun 13 2019, 09:24 AM

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QUOTE(paogeh @ Jun 13 2019, 08:50 AM)
I already using MBB ikwan for the grocery/petrol Fri/Sat
but i have exceeded ,

MBB Visa signature is good card to have ?
since its similar with ikhwan ?  Thanks
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Yes, it is good. Groceries and petrol for daily and cash back capped at RM 88. However, take note of the AF but can be easily waived if fulfill the minimum spending.
fruitie
post Jun 13 2019, 10:11 AM

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QUOTE(Tigerr @ Jun 13 2019, 09:59 AM)
With the Annual total spending or AF add in. The total rebates will no longer become 5%.
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Well, if someone can spend to waive AF, I don't think they will bother the % if AF is already auto-waived.
fruitie
post Jun 17 2019, 01:39 PM

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QUOTE(sjz @ Jun 17 2019, 01:37 PM)
Does it include BigPay reload?
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Maybe. Unless can get MCC from MBB.
fruitie
post Jun 18 2019, 09:26 AM

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QUOTE(tonytyk @ Jun 18 2019, 09:24 AM)
What about 5% weekend cb?
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Applicable if not using for utilities and e-wallets.
fruitie
post Jun 19 2019, 10:58 PM

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QUOTE(ramdieslow @ Jun 19 2019, 10:51 PM)
In other words, if spend ngam ngam RM2.5k monthly its good. But once u exceed RM2.5k threshold, then no use already right? No TP, no cashback, nadaaa, right?
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Yes, except for May and August. Only need to spend 1k.
fruitie
post Jun 21 2019, 09:37 PM

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QUOTE(yongs90 @ Jun 21 2019, 07:20 PM)
can someone explain to me how fc barcelona cashback works?
cashback on every 1st?
2% capped at RM50
10% capped at RM100 (may and august)

is there cashback for insurance payment using jompay?
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Cash back calculation is based on 1st to last day of the month.

No cash back for JomPay.
fruitie
post Jun 22 2019, 12:23 PM

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QUOTE(tan_aniki @ Jun 22 2019, 11:28 AM)
I'm wondering topping up GrabPay with Maybank cc through PayPal can get CB/TP anot... since they will record as PayPal, not e-wallet
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Hmm. I didn't see PayPal is one of the payment methods.
fruitie
post Jun 23 2019, 08:19 PM

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QUOTE(skty @ Jun 23 2019, 01:32 PM)
I give hints ya.

Bank wants to earn more from late payment interest.
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It's not just e -wallet, banks want to earn interest from any expenses since day 1 CC was introduced into the market. Nothing new about interest la.
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