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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Jun 13 2019, 10:32 AM

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QUOTE(paogeh @ Jun 13 2019, 10:17 AM)
RM88 x12 = RM1056

5% OR RM88 == RM1760
RM1760 X12 = RM21,120
Spend extra 30k-21,120 = 8880  = 8880TP
40,000 tp = rm100
8880 = RM22.20
total cash rebate = 1056 + 22.20 = 1078.20
%CB =  1078.20/30,000 ==> 3.594%

after all the hard work ,  3.59%CB .....still not too bad
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Use Boost e-wallet to pay at Boost-ready petrol stations and grocery stores.
At this moment, return >3.6% is achievable.
Tools: prepaid SIM cards + old phones + Boost Basic accounts (wallet size RM200 each)

AND you can buy Petronas Giftcards at Shopee, RM95 (after 5% discount) during shocking sales. https://shopee.com.my/Petronas-Five-Times-F...5651.1879187551

devil.gif

This post has been edited by ClarenceT: Jun 13 2019, 10:41 AM
ClarenceT
post Jun 14 2019, 11:43 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
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How to confirm? We are not programmer to check how the logics work in the system, and they can be changed from time to time. So you play at your own risk!
ClarenceT
post Jun 17 2019, 01:03 PM

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No need to top up Boost / Bigpay on 31/8/19 (after 11:30pm). smile.gif

This post has been edited by ClarenceT: Jun 17 2019, 01:04 PM
ClarenceT
post Jun 17 2019, 07:44 PM

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Haha I can sell Bigpay /Boost credit RM100 for RM105 at Shopee in August, sure some people will buy. smile.gif
ClarenceT
post Jun 19 2019, 10:57 PM

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QUOTE(Orchid beauty @ Jun 19 2019, 10:55 PM)
The new gopayz wallet will they ban also?
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Don't assume this wallet can be top up using credit cards! Your question is not relevant here.
ClarenceT
post Jun 26 2019, 11:57 AM

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QUOTE(LostAndFound @ Jun 26 2019, 11:52 AM)
For the next few months sure got people pop in to ask "I heard/read that can get cashback on BP reload, is that true?".....
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Still can but via Shopee, but worth it only in August 2019.

Shopee starts charging 2% commission from 15/7/2019, so the sellers will add more than 2% surcharge, but still good for some FCFS games.

ClarenceT
post Jun 27 2019, 09:15 AM

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QUOTE(roxx @ Jun 27 2019, 09:08 AM)
Guys, I know we cant discuss on BP here BUT need your kind opinion..

I just received my FCB yesterday and wanted to make payment for my car insurance and TNB bill. Both total amount is RM2450.

Since no CB on e-wallet starting July 8, is it necessary for me to sign up BP today, transfer RM2500 to BP and received CB on the following month? Or it's not worth it?

Thanks all..

Thanks for you
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No CB if you pay at TNB or MyTNB. Utilities is already excluded since 1/6/19.

Other than Bigpay, you may consider other e-wallets such as Boost, Grabpay, TouchNgo, Lazada wallet etc. It will take a few working days for you to receive the Bigpay card before you can really top up.
ClarenceT
post Jul 1 2019, 01:18 PM

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QUOTE(jutamind @ Jul 1 2019, 01:08 PM)
Petrol also entitle for cash back?
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Not excluded yet.

ClarenceT
post Jul 2 2019, 09:12 AM

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QUOTE(siawyent @ Jul 2 2019, 08:43 AM)
Yes, RM50 CB in already. 

Now need to find a merchant not using Maybank terminal to spend on 31/8.

Any Sifu here knows that are Watson, Guardian and Aeon using Maybank terminal?
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Kuching - a lot of one day sales on 31/8/19 (Saturday).
Mr DIY - Public Bank.
H&L - Alliance Bank.
Giant - OCBC or HLB or CIMB.
Guardian - HLB or CIMB.
Everrise - Public Bank or CIMB.
Everwin - Public Bank.
Upwell - Public Bank.
Unaco - Public Bank.
D Valley - Public Bank.
CS Mini Market - Mostly Public Bank but some cashiers use Maybank.

Maybank:
Parkson, Aeon, Aeon Wellness, Watsons, Petronas, Shell, Emart, Shopee, Paybillsmalaysia.

This post has been edited by ClarenceT: Jul 2 2019, 09:20 AM
ClarenceT
post Jul 2 2019, 09:19 AM

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QUOTE(westlife @ Jul 2 2019, 08:38 AM)
Rm50 cashback gotten nice with merely rm1k spent on 30 June 2019 23:51.

[attachmentid=10274419]
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Check you date.
if you spent on 31/5/19 23:51, yes you got RM50 (June CB) but RM500 is enough, No need RM1000.
If you spent on 30/6/19 23:51, the transaction would be posted in July, so CB (July) will be on 1/8/19.
ClarenceT
post Jul 2 2019, 10:43 AM

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QUOTE(Johnslow @ Jul 2 2019, 10:39 AM)
Hey i was doing bit of calculation on cash back amount awarded for this card.

cashback date is 30th . However,transaction on 30th not awarded.

it will be awarded next month?
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If your transaction was posted on 30/6/19, then the CB was calculated on 30/6/19 and you should see it now.
If your transaction was posted on 1/7/19, then the CB will be calculated on 31/7/19 and check your M2U on 2/8.

Use M2U Web - Classic view to check your transaction date + posting date.
ClarenceT
post Jul 2 2019, 01:09 PM

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QUOTE(facktura @ Jul 2 2019, 01:06 PM)
If my statement date is on 8th july, should i only top up my BP on 7th at 11:50pm so it should be posted next day? Can get cashback but at least the amount will be carried to next month statement right?
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it will be posted on 8/7/19 and included in statement dated 8/7/19.
ClarenceT
post Jul 2 2019, 06:16 PM

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QUOTE(extinct_83 @ Jul 2 2019, 06:10 PM)
My case was that I applied via maybank2u and received e-mail said it has been rejected. So I tried to apply via e-mail as suggested.. 2 hours later I received sms said it has been rejected. My salary is credited to Maybank and the annual salary has met the requirement. Can anyone share how long would be the waiting period to re-apply again?
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Don't worry, the rejection notices via email and SMS (at 6pm) is the result of the M2U application, all automated by machines.

It will take a few days for a human to check through your email application. Then you will have another answer.


ClarenceT
post Jul 3 2019, 05:55 AM

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QUOTE(skty @ Jul 2 2019, 08:35 PM)
dont tell me you want spend RM500 at mcdonald. hahahaha
see below
so those public bank / alliance / ocbc / hlb / cimb is T+1 posting date?
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Not always T+1, can be T+2, but never T+0.

QUOTE(hoohs @ Jul 2 2019, 10:49 PM)
yes,i doubled checked[attachmentid=10275111]
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Any credit/reversed transactions posted in June?
ClarenceT
post Jul 3 2019, 12:16 PM

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QUOTE(extinct_83 @ Jul 3 2019, 12:11 PM)
I checked with BigPay that they mentioned they are not e-wallet. So, we would still be getting cash back for topping up BP?
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Obviously it is an e-wallet. Look at the Bigpay App, don't look at the Bigpay card.

ClarenceT
post Jul 3 2019, 03:19 PM

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QUOTE(tadashi987 @ Jul 3 2019, 03:16 PM)
[attachmentid=10275428]

Gym membership fee is parked under utilities as per m2u
not entitled for cashback?  bye.gif

Can't verify by this monthend, as already topup full cb amount using BigPay
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Only Utilities under MCC 4900 excluded.
Find out the MCC for your Gym membership transaction.
ClarenceT
post Jul 4 2019, 12:45 PM

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If rejected (including a SMS at 6pm) fill in the application form (together with supporting documents) and email to card centre immediately!
ClarenceT
post Jul 4 2019, 04:59 PM

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QUOTE(CardNoob @ Jul 4 2019, 04:33 PM)
RM 100 cash back on May and August for real spending.
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May 2020, I expect Maybank will revise the CB scheme before this date!
ClarenceT
post Jul 5 2019, 06:09 PM

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QUOTE(blackamikaze @ Jul 5 2019, 06:05 PM)
just got sms from maybank stated that my fc barca card has been approved. But it is very weird because I still dint see the card in my Maybank2u. Last time when my card was approved, i can see the card even before I got the sms. Did they change the SOP already?
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Doesn't matter lah you will see it soon.
But you may check if the credit limit of your existing CC is already increased!
ClarenceT
post Jul 6 2019, 12:47 PM

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QUOTE(engyr @ Jul 6 2019, 12:35 PM)
Add on caltex. Posting day is T+2.

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No Caltex, BHP in Kuching.

This post has been edited by ClarenceT: Jul 6 2019, 12:48 PM

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