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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ClarenceT
post Aug 4 2019, 11:01 AM

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QUOTE(jsnhoh @ Aug 4 2019, 10:59 AM)
Maxis broadband and phone bill is under utilities??
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Again, only Utilities with MCC4900 is excluded. You need to make sure they don't fall under MCC4900.
ClarenceT
post Aug 4 2019, 11:08 AM

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QUOTE(peigeng @ Aug 4 2019, 11:03 AM)
How to make sure?Only way to find out is calling them huh?
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Test and learn from experience, but MCC can be changed anytime by the acquiring bank. But MCC4900 is quite straightforward, it may go wrong only if a wrong MCC is accidentally assigned.

The only tool in Malaysia is to get a Merchantrade Pre-paid card, you will see the MCC in the App.

This post has been edited by ClarenceT: Aug 4 2019, 11:08 AM
ClarenceT
post Aug 4 2019, 11:13 AM

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QUOTE(sjz @ Aug 4 2019, 11:05 AM)
MyTnb is under MCC4900 as well?
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Not sure but should be.
Ask those using HLB Wise on MyTNB if they earned 10% rebate (Utilities with MCC4900 - Electricity).
I only know SEB Cares (Sesco-EC), Sesco Payment counters, Sesco Payment Kiosks, all under MCC4900.

ClarenceT
post Aug 4 2019, 12:14 PM

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QUOTE(Ramjade @ Aug 4 2019, 11:39 AM)
Anyone tested with Bigpay and got CB?
BP code is MCC 6012 Other e-wallet are under MCC 6540
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MCC can be changed by Maybank anytime without informing you.
ClarenceT
post Aug 4 2019, 05:55 PM

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QUOTE(icebryanchan @ Aug 4 2019, 05:49 PM)
Hi guys, I recently changed the statement date from 3rd to 26th and I was expecting the statement to be ready today, however, the statement never came. I am suspecting the statement date has already changed to 26th (but the CS told me it will take 30 days).

That means my current statement just became 53 days (30 + 23).

Now the question is, if I pay the bill before statement, will that impact my CB for this month?

If I spend RM1000 but I also paid RM900 in the same statement, will the CB calculate only on the outstanding amount which is RM100 only?
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CB based on calender month, nothing to do with the statement date.
But always pay the statement balance (or more) by the due date.
ClarenceT
post Aug 6 2019, 08:07 AM

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QUOTE(MGM @ Aug 6 2019, 08:02 AM)
mrrandomstuffs might have an answer.
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There is no answer now but on 2/9 (+1 month from July)
ClarenceT
post Aug 6 2019, 08:43 AM

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QUOTE(Orchid beauty @ Aug 6 2019, 07:04 AM)
So bigpay can still get CB ,saw a post earlier but deleted. Anyone volunteer call CS to check?
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Why you don't call and ask for Black & White?
You have done before.
ClarenceT
post Aug 6 2019, 08:56 AM

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QUOTE(Kcee @ Aug 6 2019, 08:45 AM)
😂
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He/She became famous for a wrong reason, in both LYN and Cari.

https://cforum1.cari.com.my/forum.php?mod=v...age%3D1&page=23
#460

ClarenceT
post Aug 8 2019, 03:29 PM

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QUOTE(allen6279 @ Aug 8 2019, 03:24 PM)
[attachmentid=10297323]

Hi all,

These 3 transactions are entitle for CB right? (I asked last week, insurance is not excluded yet)
i just wanna to be sure to get full RM100 CB for this month.... :confused:  :confused:

Thanks in advance rclxms.gif
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99% possibility you will get RM100 CB on 1/9.
Provided no new transaction with negative value (eg reversal etc) to be posted by 31/8.
ClarenceT
post Aug 8 2019, 07:06 PM

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QUOTE(hown @ Aug 8 2019, 06:59 PM)
i thought utilities no more cashback?
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Only Utilities with MCC4900 excluded.
ClarenceT
post Aug 9 2019, 07:52 AM

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QUOTE(Reventon @ Aug 9 2019, 02:44 AM)
Wanna check etiqa motor insurance can get the cashback ?
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Not excluded yet. 99% OK.
ClarenceT
post Aug 11 2019, 10:54 AM

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QUOTE(kianwee @ Aug 11 2019, 10:38 AM)
Can we buy touch n go reload pin at Petronas, pay using Barcelona card to maximise cash back? Then use touch n go app to deposit in SSPN-I?
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It will be easier you stand at the pumps, help people to pump petrol and get real cash from them.
Or you buy Petronas Gift cards at Petronas station or Shopee.

ClarenceT
post Aug 13 2019, 12:38 PM

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QUOTE(monodevil @ Aug 13 2019, 12:33 PM)
anything related to gov bodies like JPJ / LHDN / JPN / local council and so on
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Public Bank Debit Card.
Till September 2019 only.
FCFS, T&C apply.

ClarenceT
post Aug 18 2019, 10:20 AM

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QUOTE(icebryanchan @ Aug 17 2019, 09:38 PM)
where did you get the idea RM25 can be waived or can be cashback-ed? Maybank is the only (or one of the) bank that states very clearly that they do not have any promo to waive the SST and encourage their customers to actually pay for the tax. (unless of TP cards)
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Only M2 Visa/Mastercard possible if you want to cancel it, someone reported in April-May.
FCB VS and M2 Amex, don't waste time to call.

This post has been edited by ClarenceT: Aug 18 2019, 10:21 AM
ClarenceT
post Aug 21 2019, 08:39 AM

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QUOTE(TongCN @ Aug 21 2019, 08:36 AM)
Crap, this month RM1k too fast deplete XD

Now no hole for my unifi and digi bill (probably utilise Amex)
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You don't have PB Quantum Visa? 11 days to go.
ClarenceT
post Aug 21 2019, 08:59 AM

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QUOTE(TongCN @ Aug 21 2019, 08:55 AM)
Quantum visa for August not Entertainment and Departmental store ?
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Haha PB Quantum Visa is an alternative but you must defer your payment to 1/9 (for RM300/500 -3%/5% campaign) or after 3/9 (if paywave is possible).
ClarenceT
post Aug 21 2019, 09:50 PM

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QUOTE(zhixie @ Aug 21 2019, 09:11 PM)
Hi all. I had buy something from taobao using This Barcelona card on 19/8/19 and until Today still no transaction Show at my bank card transaction there, is it normal? Thank.
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1 week+ also normal smile.gif
Use Boost / Maybank QRPay better and only 1.5% surcharge (credit card - 3%)

This post has been edited by ClarenceT: Aug 21 2019, 09:52 PM
ClarenceT
post Aug 22 2019, 10:03 AM

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QUOTE(kevyeoh @ Aug 22 2019, 09:55 AM)
How to use Amex for unifi and Digi? Pay from maybank website?
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https://forum.lowyat.net/topic/4646971/+6600
#6616 & #6617

or use PB Visa on 1/9 (not online, >RM500 per transaction) or PB Quantum Visa after 3/9 (paywave only, >RM30 and <RM250). T&C apply.
ClarenceT
post Aug 24 2019, 11:05 AM

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QUOTE(westlife @ Aug 24 2019, 10:57 AM)
If spending rm1k for this month to get rm100 cashback and I have spent the amount, but there is credit transaction into my account within this month such as refund etc., will it reduce the qualifying amount rm1k that entitle me for rm100 cash back?
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Total transactions amount (including refund from previous month) X 10%
ClarenceT
post Aug 24 2019, 02:17 PM

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QUOTE(hown @ Aug 24 2019, 02:13 PM)
why need to wait after 3/9 for paywave?
I thought the changes effective 1 Sept?
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TMPoint cashiers are not working on 1/9-2/9, self-service kiosks don't accept paywave.

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