Appreciate your long post bro but I am well aware of how it works having used it in the UK since it was released there. I’m merely stating the roadblock that AP is facing in Malaysia
Yes but I’m told the current policy is 1 card 1 DPAN. Any further will require an exemption which Samsung pay may have gotten

Anyone manage to add Wise debit card to Apple Pay?

How do you convert to Singapore for Malaysian issued?

Using cards also mean you have to bring more cards out.
Nowadays i just bring NRIC , Car license and 1 CC (Public bank quantum visa most of the time) basically just in case
Others i'm just load into samsung pay (if got apple pay then yea) together with bonuslink and watson member.

One downside probably is mobile connection in the shop is weak then 

i dont think  Pay requires a mobile connection to work.
Your credit card information is stored in the secure element of your device (watch / iPhone).
If the merchant's terminal is using a landline (or if they are using a different cellular provider that has good reception in that area) they would still be able to process the transaction w/o problem.

Thats the beauty of NFC payment VS eWallet which requires good cellular reception.

i use pass2u to make my membership cards like familymart / uniqlo but usually when i show it to the cashier they will always double take and ask me what is it and i have to tell them to collect points then only they scan it. sometimes they insist on not scanning it coz they dont know what is it then no choice i'll just open their brand app to scan instead.

but duitnow qr code can save? doesnt that changes dynamically or something?

That’s call staff ignorance to scan QR/Bar codes. I don’t believe upon scanning of QR/Bar codes will lead their POS to getting whatever “hack” they had in their mind. When this happens, I die die will tell them “boleh one. Scan je. Ni barcode/QR kedai u” and when they scan already and pass, surprise pikachu face and I’m just there like Khaby Lame. Zzz

February now. Apple Pay meet us soon? Some said March before right?

Wait la. See got suddenly any banks got suddenly give hint on new upcoming promotion or card or whatever with a petrol station (I lazy find, few pages back got "insider" mentioned he/she saw got a specific petrol brand got collab/product/card with his/her bank) then we'll know adi lo.

but for now, slowly wait. See the fella in BxM accept or not all of the explanation as mentioned by Mavik and some other forumers from the bank. I think there's also a post say they resubmitted the "explanation" already to BxM and now waiting for their reply. I malas la to find back but I know got such post.

errr no. I don't recall creep mentioned anything about this being scrapped. Creep, can back me up on this?


It's not confusing. Our leakers are not wishing/hoping to score internet points by leaking too much info on this project so their answers are of course, very very vague. And yes, I agree with you, idc too which bank supports AP first, as long get 1 bank or financial institute (I'm looking at you BigPay and Wise) to support it first. Don't wish for anything to happen tmr. Malaysian working style, Monday blues. So wait for Tues or Wed if there's anything also.

Btw interesting story. I went to 99, and I told the cashier I wanna "wave" to pay. She looked at me like ???? where's your card? then I just keep say wave then she just points @ the POS and I use my AW to pay. She mou diu (dgaf) and just ask me "oh Apple Pay ke?" in a mou diu tone. Me go "ya". She continue mou diu HAHAHAHA

Sorry …was very busy last month ….
on IT/technical side all ok already, Now just waiting for business side decision for the cutover … the 1st patch was deployed last month and i didnt see any new request yet for the changes this month …later i ask the dev team if they got any update

1) Even if having multiple of the same cards is a concern; you still need biometric authentication or a passcode before payment. It’s not like a physical card that you can steal and use the contactless function without verification.
2) Any wave transaction above RM250 needs a PIN anyway, it’s literally like your bank card but on your iPhone. Apple Pay still needs verification before payment.
3) Apple is not the card issuer, it’s just merely a platform to host the digital cards. The bank works with Apple and it’s responsible for the default limit and consumers have the option to increase it.

Even if the thief has the user’s biometric or passcode (at this point, if the user has reach this far; they really suck at securing their own iPhone) its the user’s responsibility to contact the bank about the stolen card and erase their stolen iPhone’s data via iCloud.

Is waving your phone over the card terminal not seamless enough for some?

It will be really fucked up if Apple Pay was cockblocked because some boomer doesn’t understand modern consumer electronics.

Like seriously, please have some tech savvy BNM officials approve it. Like it would really suck if this is the current situation.

This is what I worrying about, not sure bxm will accept those explanations or not, bxm like final boss in video games, most difficult thing to defeat, Apple Pay Malaysia got delay and delay again just because of bxm

How you add your Starbucks into Apple wallet, I seems cant find the option to add it into Apple Wallet

The blame isn't on BNM, it is all solely on the bank who is pitching it to BNM. If they come unprepared and can't answer the simple questions, BNM would shoot them back and whack them. At the end of the day again, it is the bank that is bringing this initiative who has to prove and show that they can operate it and thought of all available scenarios and present those scenarios to BNM.

no la … bank already well prepared ….this is abt regulation made by them

you guys know what is the Automatic Update toggle use for in each pass created in wallet? on vs off?

and another thing, why some pass it group together need swipe left/right
but some is separated

i created TGV, Uniqlo, Starbucks, Family Mart, Watsons, no mater what template i choose, Family Mart and Watsons always group together

[attachmentid=11089036]

you guys know what is the Automatic Update toggle use for in each pass created in wallet? on vs off?

and another thing, why some pass it group together need swipe left/right
but some is separated

i created TGV, Uniqlo, Starbucks, Family Mart, Watsons, no mater what template i choose, Family Mart and Watsons always group together

[attachmentid=11089036]

not sure bro …what i mean maybe no big launch/cutover,
JSON just for open system, still need to add/modify the core files in mainframe & 2 other platform

I’m eager to show the screenshot here but i’ll be in trouble …hehe …..ppl in IT project managemant can easily understand the buzzword, in fact they know rightaway which team i’m in …just wait la confirm this year can use