Yeah agreed, a lot of effort just to flex your Apple Pay but the chance of them terminating your account is too risky for me. As I frequently do international transfers and don’t want to carry to much cash abroad; I don’t want to be blacklisted from engaging with their services in the future just to have the satisfaction of a few Apple Pay transactions.

Boost Juice had since day 1

You serious, got any photos?

Cool, but which branch of Foot Locker?

It’s real, Apple Pay might be coming; however unlike your photo. It has been blocked out

https ://imgur.com/a/SPve6ar

Yeah recently wanted to do a bank transfer but noticed the app is doing an unscheduled maintenance. Hope this is the real deal.

Yes agreed, the iOS version doesn’t matter when it comes to Apple Pay support in Malaysia. Apple Pay has already been in use for years in other supported countries. It’s a matter when the card issuer (bank in our case), Apple and third parties (like Visa, MC or MyDebit) working together to enable Apple Pay in Malaysia. If all parties don’t work together, then Apple Pay would not be supported in Malaysia.

Just curious, PosionSoul has the JSON file included the country code MY when tapping the “+” logo in Apple Wallet.

Appreciate it, still no MY code 😔

The point of the petition is to tell the banks that consumers are interested having Apple Pay in Malaysia. Apple can only do so much on their end, if the banks and the network providers don’t work together with Apple; there will be no Apple Pay support.

I hope so, having Apple Pay in Malaysia by Q1 2022 would make 2022 at least a better year

Same, but I use a MagSafe case to hold my card of choice and pretend I have Apple Pay

If I were to switch my Wise MY to Wise SG account. Would the physical (green) card still work?

Don’t want to order another one since after 1st January they will charge RM13.70 for the card and even more for express deilvery.

Tomorrow is the last day for Creep’s prediction

The fact that BNM are asking these questions makes me really question the competence of the person/people in charge of spearheading the Apple Pay project. Do they even understand the basics of the project they are working on. Like have they even used Apple Pay (either in the testing phase or just asking their international friends for their cards to try it out?). Their lack of knowledge really shows their lack of enthusiasm for Apple Pay.


As well explained by Mavik in order to use Apple Pay, the user has to authentic (unless Express Travel Mode) with Face/Touch ID or with their passcode before authorising a payment. I would argue it’s more secure than your physical wallet because once a thief has your physical wallet in their possession; they can use the banknotes and your bank cards’ wave function to make payments. The only institution that allows you to manually disable contactless transactions in app is Wise. So in terms of theft, Apple Pay is more secure.

Merchants and card issuers would definitely have agreements on how much the transaction limit would be on contactless payments to prevent fraud. If they are unsure if the transaction is authorised, they can request the user to enter their PIN, sign a receipt or even request a different payment method.

As I always though, Apple Pay works like your bank card. However, it exists virtually. It’s having two different bank cards (physical and virtual) linked to the same account. It’s s like having two keys that unlock the same door lock. Like my door lock example, both keys (cards in our case) should have similar characteristics and limitations.

Agree with PoisonSoul, if you’re still bothered reading our messages driftmeister creep Xaphier, please contact the person/people in charge. Their lack of knowledge about Apple Pay is sabotaging it’s release date and it has made most people give up on Apple Pay’s release. I hope these issues would be resolved soon; as many hope one day they could just use their phone for contactless payments.

How to even use Apple Cash if you can't even use Apple Pay?

Question for all the insider/leakers forumers working in the “financial/banking industry. Why don’t you share images of evidence of your “Apple Pay project”.

Of course, I get there are P&C agreements in place and consequences. I don’t get why can’t you share pictures of colleges texting about the project (with their names censored of course) or even you’re even daring, screenshot the digital card’s image on Apple Pay.

From what I have gone thru this forum, the rumours are just based on someone’s mouth, and no concrete evidence. Like why hype people for Apple Pay, if you know it’s not ready yet. I just accept that I can only get Apple Pay when I go abroad. I rest my case.

Hahaha, my statement caught your attention. If you are willing to share, how’s progress and are there any hindrances to the project (obviously anything you can publicly disclose).

Appreciate the timeline; there’s a lot of banks in Malaysia that have the colour red, hope is the same one we are both thinking about. Wish the best for teams working on the project, and for it to be completed as you stated. 😃

Yeah, I’m also equally suprised, you were here from the very beginning. Welcome back to the forum. shyan90’s

Yeah doubt the banks will give up after investing a lot of money into the project. Hope the banks & BNM both have the same understanding of Apple Pay and agree on the certain risks of its platform.


To my understanding, there are two methods of adding cards to Apple Pay.

Method 1
Open your card issuer’s App
Login & verify your details
Find ‘Add to Apple Wallet’ button
Add your card to Apple Wallet

Method 2
Open Apple Wallet
Tap the ‘+’ button
Scan or enter card details manually like Name, Card Number & Expiry Date
Then enter the Security Code (At this step, even if your set region is a supported Apple Pay country; it would reject any unsupported issuer)
Read & agree with the Terms & Conditions
It would verify the card details given with the card issuer
Then finally it would verify who is adding the card with methods like Text Message, Call or Email
(And I assume Card Issuer App verification would be supported like Maybank’s Secure2u, CIMB’s SecureTAC and etc.)

I’m not sure if it’s true but I remember watching some videos back when Apple Pay was released, it lacked the final verification step.
So bad people could get stolen credit card details in person or on the black market and add it to their iPhone.
Of course, as time went by they fixed these security flaws; but it must scary to know that it was that easy back then to commit fraud with Apple Pay.

Hope your aim is better this time; don’t want another iOS incident. 😃