I asked the customer service, he/she replied yes explicitly mentioning my address in Malaysia/International. But I’ve been waiting since almost 2 weeks and it’s still not here yet so I’m wondering if actually Pos MY is withholding it as there was a like notice back then saying international mails will be suspended. Sort of.

I'm already using it on my iphone and apple watch. People give me funny look when I pay with my watch.

wait your good news you apply through Wise app? how much need to pay for delivery or any other charges?

This post has been edited by vez: Jun 28 2021, 07:48 PM

Tbh, I can't remember the steps how I apply it because I did it in 2 separate times. Let me list it down.

1) Open an account and directly set SG as your default country. You can use the app or the website. Doesn't matter.
This is where I stopped last time. So I COULD be wrong that I set up as SG last time. You can change it in your account anytime later anyways.

2) After opening the account, apply for the Wise card via Account tab. If you have verified yourself before, your account is locked to that country already. So go open another account.
*If you do not see any card in the Account tab, tap on your picture -> Edit your details -> Change to SG. Address just put Malaysian address. Only the country set to SG.*

3) It will ask you to verify yourself with gov documents. I just yolo and sent them picture of me and my IC. Yeap, you read that right, I opened an SG account and verified myself with my Malaysian IC.
4) After approval, you will need to pay 10 SGD for the card and delivery. I just pay lo. 10SGD is cheaper than getting the N26 all the way from EU via TipTrans.
5) Once you pay for it, you can add the card into Apple Pay already. Don't need wait for physical card.

Do note that the payment of 10SGD could be BEFORE the verification. I can't remember as I was just rushing through it.

So yeah, I'm currently waiting for the card to arrive. Applied on the 16 June if you are wondering. App promised 18 June to arrive (probably the app think's it's an SG address) but I haven't get mine till date.

TransferWise/Wise card? or you have some other cards? Mind sharing?

I got an SG issued card.

How's the exchange rate all these while's usage? Is it justifiable?

Don't care. I'm employed and paid in SG. I need to transfer money to MY for monthly expenses anyway.

is it iPhone region have to change and stay SG only can add card to Wallet? if change back to MY will be unable to use? right?

iPhone region change to SG when adding the card to AP. Once added, u can change it back to MY, no issue.

Hi, may I know how long does it take to open the account and verify?

Thanks.

for transferwise? need ask PoisonSoul
i not yet apply

your transferwise able to top up with Malaysia card?

This post has been edited by vez: Jun 28 2021, 10:20 PM

Open account like normal. Instant. Verify for me was within 1-2hrs. SG's efficiency legit.

That's the only thing I have not tried cos I have nothing to buy at the moment but apparently I type in MY CC, they say they take with more service fee.
The exchange goes like this: CC (MYR) -> TransferWise (SGD) -> TransferWise (MYR)
All you need to do is type how much MYR you want. the SGD will be calculated accordingly.

Tip:

Hi bro,

I just wanna ask did you try to use Apple Pay in any merchant before?
And how do you top up for the Wise card?

??? Its clear that I’ve said I’ve not tried it yet nor top up from my quote that you replied.

This is how it looks like @ your homescreen on Wise. You would probably only see SGD. To add MYR, tap on the + and add MYR wallet.



Let's say you would like to reload SGD into Wise. Tap on SGD and tap on the "Add"



You input how much you want to reload + which currency do you want to get/pay your SGD for. Of course if you have SGD, pay with SGD to get SGD la.



Here's the list of currencies you can choose to buy your SGD.




Basically, "how do you want to reload?".


Now, I have chosen to reload MYR into Wise, tap on MYR and tap on the "Add", input how much you want to reload, it will show the fees involved + you are able to select which currency would you like to "buy" MYR from.
This is after I have done the above steps. These are the methods for us to "buy" MYR. There's a RM33+- charge for credit card reload. The charges are based on your reload amount. Not 1 standard price.


So, if we proceed with CC and I type in my MYR CC details, this will show. I am not exactly sure how much they charge at the end but this is what it is.

PoisonSoul
chat with them said cannot ship to my


anyway i ship to my friend in sg

it will have a virtual card in app after ship?

brb gonna chat with CS regards on this.

virtual card generated instantly after u pay the 10 SGD.

"My" CS told me that my card is eligible for intl. delivery. Weird on your end.




My delivery address.

nvm if can ship to my friend will ask him help me ship back

i added to apple wallet (now switch back my region)
i notice they refund the SGD10 (for cannot ship to my) into my card
now my wise card seems have SGD10, is that mean i can use to pay?