Yeah, it depend on the bank decide which type of card can add into AP, so I assume mxxbank will be the one of the bank support AP here, obviously footlocker not accept Amex card now cause they covered with the sticker until available and most of the store don’t accept amex too, if Mxxbank add amex card into AP so those merchant that accept AP one must accept Amex too, it big win for Mxxbank, can gain amax market here, lot of peoples don’t want Amex card cause too few merchant accept it, even a grocery store, if most store adopt AP system then amex is another story

I know how AP work, cause I saw AP and Amex appear and cover at the Same time at footlocker so I ASSUME mxxbank will let user add their Amex card, obviously footlocker don’t accept Amex now that’s why I assume if Amex can add into AP then apple will force all the store that accepted AP system to accept Amex card cause such act is so apple way, maybe apple doesn’t want their user feel inconvenient to use their service so apple make merchant to accept all type of card that support on the AP system, if Amex can add into AP but still not many store accept it what the point to use AP right (for Amex user)? I think this is what apple try to avoid, if the store want Apple Pay payment option u must accept all the card type that support on the AP, no matter visa, master, jcb or Amex, u must accept all otherwise u can’t have AP system.

unfortunately iOS 15.2 has launched and no sign of Apple Pay coming in Malaysia

Yes agreed, the iOS version doesn’t matter when it comes to Apple Pay support in Malaysia. Apple Pay has already been in use for years in other supported countries. It’s a matter when the card issuer (bank in our case), Apple and third parties (like Visa, MC or MyDebit) working together to enable Apple Pay in Malaysia. If all parties don’t work together, then Apple Pay would not be supported in Malaysia.

Just curious, PosionSoul has the JSON file included the country code MY when tapping the “+” logo in Apple Wallet.

Thanks for the link. I monitor the link and alert me when detect change in the JSON. 

Fortunately, I hold a Singapore CC and added it to my iPhone and Apple Watch. Every time I pay with my watch, I see the disbelieve in the casher's eyes. 

If I were to switch my Wise MY to Wise SG account. Would the physical (green) card still work?

Don’t want to order another one since after 1st January they will charge RM13.70 for the card and even more for express deilvery.

So being drop out again?😂

Well, his action is to start a new petition, so means his source telling him previous decisions was being tossed out?

next is hoping our transport card would consider to support it? 
but kind of hopeless

That means whoever seems to be presenting it to Bank Negara seems to not be doing it well to explain the security.

1) Item one, is a lot more secure with the phone and watch as both the iPhone and Apple watch requires a PIN or faceID/Touch ID to be activated first in order to use it. If I were to misplace my credit card, someone can easily use it to its daily transaction limit already. Hence, assigning the physical card to the device is already an additional security add-on.
2) Hogwash, different countries have set different limits where certain transactions above a certain amount based on local currency requires a PIN - https://support.apple.com/en-us/HT207435
3) Again, the person explaining it to BNM definitely didn't do their homework as well as other banks globally usually default the limits and restrictions to the card. Here is an example
https://www.westpac.com.au/faq/apple-pay-transaction-limits/

Honestly, as someone who has worked in banking before, I can definitely say it isn't Bank Negara's fault. It is always the project manager or the representative of the team who presents it and explains it to Bank Negara is mostly at fault. And yes, I have been in a room explaining new technology to Bank Negara before as well as the underlying processes and how risk is mitigated.

March 2022. Likely red bank first.

hmmm red bank in sg not even support 

z3 is spot on on the question by BxM on AP, that's exactly the questioned by them and answered to them verbally late last year and a written response was given last friday.
Necessary justification was given like the likelihood a PIN is compromised (000000 until 999999) vs face ID (1 in 1mio probability) and regarding tranx limit also everything is stated in emvco standard and followed through. Up to BxM to accept the justification now.

This topic is long enough  XD Din expect it cant still survive till 2022.

dont think it will be scrap as many banks are pursuing, and money being spent. the project is almost at the last kick. Just matter of testing and sign off.

Usually the process is this, banks write a paper to BNM for approval (there is a category usually for either approvals or FYI which BNM has a guideline on). BNM has until 21 days to respond back and if the explanation is not clear in the paper that raises more questions, then BNM will raise these questions back to the bank. Questions usually can be in the form of IT security, compliance, risk mitigation actions, processes in place to support, what happens if a customer complains about XYZ and how does it flow and how will it tackle.

Here are some examples of Apple Pay frauds around the globe.

TLDR version: The technology itself isn't the cause of fraud but the setup of new cards from issuing banks into Apple Pay.

https://www.retaildive.com/ex/mobilecommerc...ds-not-platform

https://www.cnbc.com/2015/03/04/whos-at-fau...e-or-banks.html

https://www.forbes.com/sites/thomasbrewster...sh=3c1c2127622f

Sorry guys, I can’t divulge the details but definitely not as late as March 2022.