If you're just a buyer with not much account activity with Paypal then select personal. Actually both of it is nearly the same and it cost nothing. Don't know why Paypal implement this.

When you purchase something it will direct debit from your card. I think the only charges for buyer is through the currency exchange rate.

Yeah. Except if you're using credit card.

Pbe card. Apply for it and you're good to use it.

Yeah public bank. Sorry..

just go to the bank and apply. And yes you will need to open a savings acc with them

Not sure anything we could do. All we could do is just wait and wait and bugging Paypal to help us.

Got.. Cimb debit card. But that debit card is pointless. You can put in money to the card and you can't take it out. The only way to take it out is spend the money inside until finish. That's what cimb staff told me. But no need set up account

Still no update from both Paypal and Cimb. Will try go to the bank and solve this issue. Scared they got a time frame to apply for a refund.

I even got 20usd from paypal just now^^

I don't think that's going to work since Paypal is located in outside of Malaysia but it will be highlighted in the news for this matter. But still it's not going to help much.

I see that some people are already gotten their refund back, so I think we should give more time to Paypal to solve this even though it's quite much a delay. Even if we complain, we still have to wait for it. Maybe it's part of their bank procedures that's making the delay. Not sure bout it.

Thanks for the info~ How long does it take for you to get back the refund? Mine been waiting for a month still no refund

Yeah I guess u're lucky
I just email them and never call them, but they call me instead and promise me a refund after 5days. They keep telling me the same thing when they call and till now still no refund. But they gave me $20 usd as bonus.

It wouldn't go through. It would result an error when you're paying for the item. You might need to contact cimb to inquiry about the credit card limit.

---

Added on June 11, 2011, 2:54 pmSo in total you got $30 USD from them?

This post has been edited by iampokemon: Jun 11 2011, 02:54 PM

Is it your balance is in MYR currency and you're transferring in USD? If it is so, that's the reason your transfer using the balance is unsuccessful.

This post has been edited by iampokemon: Jun 15 2011, 11:10 PM

Unfortunately Paypal always like this. Have to get use to it. Email them with the problem, they would usually reply in one day or call you up for the matter.

What case is it. Have you try escalate the dispute and provide enough evidence?

Then u should try emailing them, your chances on getting back the funds would be high since he close his account all the sudden. The case would be reopen again.

That's sad.. All I know is that eBay could open the case twice, and if you're using credit card for payment you could apply for a chargeback.

---

Added on June 18, 2011, 1:52 pmThere's not much difference in it. But using debit/credit card have additional charges and you're bound to Paypal's currency exchange rate. If you're not a frequent user, using debit/credit card would be much easier.

This post has been edited by iampokemon: Jun 18 2011, 01:52 PM