usually if someone has that kind of money (70k), it would be best to just pay the car off straight.

example, vios 70k, repayment 5 years, the total after 5 years including interest should be 80k more or less.... so why let the bank earn? might as well pay it off there and then itself and you can start saving for your FD knowing full well the car is completely paid for. less one commitment no?

er..2 years even got 70k amount of  money. if mar kena tax kaw kaw. rite
2 yrs interest abit to tutup ppl eyes mar..

Hahaha smart thinking yeah usually people don't pay one lumsum la...unless you tak takut those income tax look for you.