Not yet think so far as we dont know will happened or not. Dont want to ancious and worry on things not confirm yet... dont want to put too heavy in fsm as well...

okay. understand

Glad to c u gonna achieve financial freedom

We'll cross that bridge when we come to it

if i everyday go to PNB to queue for top up, are they welcoming us. ......
i went to RHB, one of the staff said system down tak boleh top up.... really another oscar award as the person didn;t bother to check and say system down ..

PNB office is more accommodating than most agents banks..

so the chance is much higher

Sorry.... haven't being following this thread for a while; so this 'limit' is your personal limit or the fund/s has/have imposed limits?

Of course personal limit. We all know for ASW, the sky is the limit.

This post has been edited by Ramjade: Aug 27 2016, 11:32 PM

only ASB & ASB2 have limit..

others funds no limit.. how many millions u want to dump also can, depending on unit availability

Sebab lama tak visit kat thread, pikir mungkin missed some new developments.
Hehee...Just academic question aje. Bukan aku ada bankyak $$$ to breach any limit

Where got financial freedom... my target to put in asw and asm is not high la. Still need work for living lagi..

Personal punya

Hi sifus,

I am new in the investing world. Few days i came across this ASG fund and i opened an account as the agent mentioned that the dividend is constantly at 7sen/unit every year, which sounds good enough to me.

However after further study i realized that the unit price drops every year although the dividend maintains the same.

Can anyone correct my understanding if im wrong and what are the pros and cons of investing in this fund. Is it a worthwhile investment?

Thanks in advance from a humble newbie.

wow, what figures considered to achieve financial freedom nowadays?

No worry..
Sikit sikit lama jadi bukit.
Start small first.. No one force to go big..

Dividend in UT is not important.
Read this https://forum.lowyat.net/topic/3892713
There are better funds sold by FSM that are better than ASG.
Not worth your time. But since you already park some money, just let it run for min 3 years to get back your money + a little profit.
You lose 5% on the spot
The only worthwhile from amanah saham are their fixed price fund asb/asb2 (for bumi). Asw2020, asm, as1m (open for everybody with quota for everyone else except asm which does not have quota)

Their fixed price funds are practically hybrid FD/FD on ateroid.

This post has been edited by Ramjade: Aug 28 2016, 08:53 AM

Do you mean it is always better to invest in asb/asb2 (for bumi). Asw2020, asm, as1m than ASG because they did not charge u 5% for every units bought?

Yup that's right. Couple with the fact that you can lose your money if the NAV drops. Tell me how are you going ro lose money for asb, aab2, aaw2020, asm, as1m when the NAV is always Rm1 = 1 unit?

Of coz ASNB will welcome u

I tot u have other assets class to supplement your retirement planning?