For marginal one, will be yo yo between 3.5 to 4.5 rate.

I have started to read it. Some interesting discussion there.

My Public Mutual one not doing well for last 2 years. A bit itchy now.

So in/out as HNWI within few weeks/months !

Tried CIMB online purchase of <3k of ASM. Status "pending acceptance".

This post has been edited by bbgoat: Sep 28 2016, 01:58 PM

Lend me ur dough, that will make my day !

Sure G Bank guarantee can be issued !

Just trying out so next time for small sum, instead of park in GIA-i, park in FP fund. Hahaha.

No dough this week. Waiting for exciting 4/10 Tuesday and 5/10.

U also want to buy the CIMB Klibor ? Better think twice. I will pull out once it is called back 3/10. I was lucky to get it called back, 10 long yrs !!!

Wa, just realized auntie holding large amt ! CIMB Klibor 65k min ! Leave some FP funds for us !

This post has been edited by bbgoat: Sep 29 2016, 09:20 AM

Go to bank and ask for it. Min 65k, 5 yrs callable. Must hold 5 yrs if not lose some principal. Read the T & C carefully. May not get payout if interest rate has huge movements.

This morning checked, "Rejected". Dough still not back yet. Guess have to wait. Just have to go to bank better.

I think will not try again unless lazy to go out. Play play only.

Last time >6 yrs ago, about 5.5%, called back. Then the old one 5.2% every 3 mths. Called back also. The new one 5% first yr, 2nd to 5th yr 4.9%.

I am getting out from this one, old one 10 yrs, luckily called back. Bank will call back if not favorable to them. We lose out.

Up to u !

This post has been edited by bbgoat: Sep 29 2016, 10:03 AM

Disposed property, must be pretty loaded with dough now ! Please don't buy FP using all the amt. But even small % will be big amt. That we small fries cannot buy anymore FP for coming days.

Callable is not an issue. As bank find they are on the losing end, it will call back the deal. Advantage to them. When we are at the losing end, we have to stay until end of 5 years !! Last time mine is 10 years.

My previous experience is CIMB called back 2 times (including this time).

Auntie play DCI ? I have not gone in despite the need for USD. So how is it ?

I think I have mentioned few times the reason why I am NOT renewing the CIMB Klibor.

First time I got about 5.5%, last one 5.2%, this time 5%/4.9%. Reducing.
The risk of NOT getting any payout if interest rate moves.
Bank has the upper hand of calling it back.
5 long years with gain of <1% compared with FD promo's.

But it is all up to you.

This post has been edited by bbgoat: Sep 29 2016, 01:15 PM

Agreed.

My tryout, today only said "Rejected". Then money not sure when can get it back 1 to 3 days ? Not to mention the charge.

Unless busy, for small amt, can play play.

This post has been edited by bbgoat: Sep 29 2016, 03:58 PM

Ha, my <3k cannot get. Can't even try, as money not yet back.

Eager to try. Not worry about the money not coming back.

But not likely to try if back tomorrow or later. Just combine for next week bigger buy !

Next week will be exciting. May end up like some sifu (uncle or aunties included ) going few times over days. Budget wise still uncertain as the upper limit cannot be set by us. All depends on how much I can get.

Will be interesting. Will try 50k AS1M and see. Then depends on how it goes, some more for AS1M or ASW, ASM ...........

Budget not fixed yet. After that, considering to keep some in GIA-i until month end ? Not sure yet.

Anyway still need to go for FD placement, UOB 4% if still available.

Have basic plan as need to shuffle around funds from few places. Crack my head yesterday on how to go about the attack !

So u also BIG buyer, 50k one shot !