This morning used IBFT to xfer dough to Affin. Went there, the Malay girl tried first time got 5k of ASM. But unable to get AS1M and ASW. She tried few times still cannot get. Then asked her to try ASM again, reduced until getting add'l 1k there. Well, still OK, I guess. Then took out the remainder cash from Affin. No queuing in Affin.

Did some errands, then realized there is a MBB branch nearby. So went in. Did not take long as not much people there. The counter staff tried few times. Told me cannot get. But she re-tried and got 5k of ASW for me. MBB lady said AS1M cannot get as dividend will be given out. So better try on 4/10 onwards.

So total 11k netted today. Below my target goal. So still have cash left in my pocket.

Today's experience is good as did not have to queue for long. Guess lucky day for me.

But today is just a practice. Waiting for 4/10 for bigger number, hopefully ..............................

This post has been edited by bbgoat: Sep 22 2016, 07:58 PM

Is ASNB transaction still limited to 50k per day ? Is that on per account/person or per fund ?

TQ !

They accept bankers cheque ?

Contra from CASA is good for me also. Thinking of Affin as their online xfer limit is 50k. If unsuccessful, can xfer out quickly larger amt.

Have been admiring your ASNB passbooks shown here. Have not been topping up ?

A lot of big fish/shark here. Some disguise as small fries ............

Saw in post office one flyer no need ASNB passbook also can top up. Just need IC.

Friday next week or earlier ?

U quietly buying units ? Did not see u mention about buying ?

Still prefer the security of updating on passbook.

If one day, have cash in pocket and no passbook, then may try that. Until that day ..................

For me, it more depends on availability of dough and my time.

Dividend calculated based on last 2 days and 1st of the month ? Other dates deferred to last 2 days and 1st of the month ?

Thanks !

No wonder u either do it on 1st or end of the month.

For me, I would not look at the dates. The key thing is when the dough is ready, when we can get the units, available time for doing the "grab" etc.

If I can time the grab, then I would put dough in MBB GIA until end or 1st of the month.

I think we all look at it differently.

To me the time to be able to get it is more important. If I can get say 50k of AS1M on 4/10, instead of waiting till end of the month, I will still do it.

We have to look at the gain/loss of an investment differently. For FD, I sure will chase for what is deserved like interest over weekends. But for ASNB fund, have to look at it differently. Hahaha !

Anyway each of us look at this with their own perspective and situation.

Wa, big, bigger shots shown up here !

Please don't buy all units. I only buy 4/10 onwards. So next week keep some for me, for 4/10 week small purchase.

Wasai, Private Banking customer, different from normal PB (privilege, priority banking) customer. Few levels higher !!

Keep some for me for the following week, OK ?

This post has been edited by bbgoat: Sep 25 2016, 05:16 PM

One Private Banking equal to many Peanut Banking !

So some start selling starting 27/9 ? Oh, my dough not ready yet.

Thanks, a better answer.

This post has been edited by bbgoat: Sep 26 2016, 10:36 AM

Just for planning purpose. How about ASM and ASW. When do they declare dividends ?

TQ ! Missed the ASW. Anyway better late than never.

All also due to Affin's FD promo tie up with UT and also Affin's opening of the FP accounts !

Late jumping into the wagon. Now recall there was talk some months back on FP changing to VP ? Was that dropped ?

That is good. That is what set the FP diff from VP.