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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Sep 28 2016, 04:03 PM

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QUOTE(wil-i-am @ Sep 28 2016, 04:00 PM)
Wat is your target ROI or IRR?
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Min 10% p.a. I am not tamak. Anything more = bonus. rclxms.gif

This post has been edited by Ramjade: Sep 28 2016, 04:04 PM
Ramjade
post Sep 28 2016, 04:39 PM

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QUOTE(Kelv @ Sep 28 2016, 04:37 PM)
For non bumi, ASW and AS1M must open in ANSB office?
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Not necessarily. I opened mine at banks. Look at 1st page for places banks to open.
Ramjade
post Sep 29 2016, 10:10 AM

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QUOTE(Kamen Rider @ Sep 29 2016, 10:02 AM)
Some dumb question, we can top up ASM, AS1M, ASW using Internet banking?
What is the charge like? also if fail to get any units, any charge incurred and also what is the amount you all trying to get.... a 5 digit or 6 digit ?

confused.gif
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Not all banks can topup all ASX FP. Only RHB and CIMB I heard.
RM1.06 whether failure/success Recommended RM2-5k.
Ramjade
post Sep 29 2016, 04:18 PM

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QUOTE(bbgoat @ Sep 29 2016, 04:12 PM)
Next week will be exciting. May end up like some sifu (uncle or aunties included  laugh.gif ) going few times over days. Budget wise still uncertain as the upper limit cannot be set by us. All depends on how much I can get.  tongue.gif
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Test water first with rm10k, then rm15k cool2.gif
Ramjade
post Sep 29 2016, 07:54 PM

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QUOTE(bbgoat @ Sep 29 2016, 07:42 PM)
No dough for now. So still have to wait till next Tuesday.

Going to do RENTAS on Tuesday to send to Affin. Then to go there. Going to be busy days next weeks. Terminating FD/Klibor/GIA-i, transferring dough, buyig FP units, doing FD also. Multiple banks to go to !

Need to have patience like u to do all these.  wink.gif
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Big cash. blink.gif blink.gif
Ramjade
post Sep 30 2016, 03:02 PM

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QUOTE(honkkydorry @ Sep 30 2016, 03:00 PM)
Pos Malaysia can top up for non bumi ASx?
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Can. No problem. Usually post malaysia are more accommodating to topping up. But if there are lots of people expect one time try only.
Ramjade
post Sep 30 2016, 03:19 PM

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QUOTE(honkkydorry @ Sep 30 2016, 03:17 PM)
Am at the post office now. 30+ numbers before mine...huhu.. And I took my number 30 mins ago.
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Look at the floor around your seat/near no machine. Sometimes there are no which are discarded because the owners went back. Swap just nos. If already 4PM, the post office might not do it for you.
Ramjade
post Sep 30 2016, 03:42 PM

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QUOTE(honkkydorry @ Sep 30 2016, 03:32 PM)
The Pos Office is super packed today, no chance to go scouting for those un-used number...I had to wait from outside  biggrin.gif . Decided to leave...no top up for this month.
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You can topup other time. No need to be at the end of the month/1st of every month. Only do that if you know you will get the unit. If you don't know that you won't get the unit, I recommend try luck anytime of the month at banks when you are free.

QUOTE(Kerry1136 @ Sep 30 2016, 03:39 PM)
What's PB?

I usually just pass it to the person I know and take it back during late afternoons if I decided to leave early from office.
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PB = Priority/Private Banking
Ramjade
post Sep 30 2016, 04:07 PM

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QUOTE(Kerry1136 @ Sep 30 2016, 03:44 PM)
Normally you guys top up every month averagely how much?
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SInced I am student, I don't have a salary. But I make sure to put aside Rm1k every month. I topup whenever my FD matured/money is about RM3k siting in Maybank eGIA-i.

QUOTE(Kerry1136 @ Sep 30 2016, 03:45 PM)
Ah okay, not PB for RHB where I usually top up...I guess she's quite nice to me and I also buy her Starbucks every morning if I decided to drop by for top up.
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There you go. Your ticket to easy topping up without the need of a PB. rclxms.gif

QUOTE(nexona88 @ Sep 30 2016, 03:47 PM)
hahah u also did that huh  biggrin.gif

normally I also do that.. most time I get good Q number.. wait 10mins already number called  rclxm9.gif
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We malaysians think alike. flex.gif icon_rolleyes.gif
Ramjade
post Oct 1 2016, 12:56 AM

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QUOTE(AIYH @ Oct 1 2016, 12:37 AM)
Had anyone try top up on weekend before, or is it even possible to have such a service during weekend?😅
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Yes. Provided you are in the state which operate on sunday.
Ramjade
post Oct 1 2016, 08:48 PM

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QUOTE(Asmasw2020 @ Oct 1 2016, 08:44 PM)
Yeaa.. but my target is to have 1M in asx by the age of 40. Possible?
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Possible. If you don't withdraw. The question is can you earned RM1M? devil.gif
Ramjade
post Oct 2 2016, 11:08 AM

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QUOTE(kpfun @ Oct 2 2016, 10:51 AM)
A new buying opportunity is possible coming up soon, but, very much depend on how great yellow and read can make in the play.

Watch up, timing around Novermber, 19.
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Oh bersih? Ok. Will keep lookout.
Ramjade
post Oct 2 2016, 11:25 AM

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QUOTE(tonytyk @ Oct 2 2016, 11:11 AM)
Expect mass selling ?
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I am not topping up ASX FP anymore. The longer I topup = wasted opportunity to earn higher returns.
Ramjade
post Oct 2 2016, 01:42 PM

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QUOTE(tonytyk @ Oct 2 2016, 12:57 PM)
Which fund has higher return?
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KGF + East spring smallcap. If I can stomact ASG losses, I can stomach KGF + East Spring losses. flex.gif
Ramjade
post Oct 2 2016, 05:06 PM

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QUOTE(Ancient-XinG- @ Oct 2 2016, 02:17 PM)
I thought U haven tstart yet
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Started liao. Just that only bought KGF + East Spring last Friday because last day of promo and bursa nose dive because news of bomb at bursa. Hope it's cheap. biggrin.gif

QUOTE(OPT @ Oct 2 2016, 03:25 PM)
I'm starting to be very interested in Kenanga too, been reading nowadays but no action yet.

Afterall, I have at least 85% salary savings to invest every month...can't be realistically expected to camp day in day out for ASX FP in the future 💪
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I have been looking at it. It's been rising. Performance wise these few months been so-so. Nothing to scream. But decided to buy in last friday because high can go higher. devil.gif If becomes lower, just buy more lo.

No need to camp. Just PB if you have la. flex.gif

QUOTE(Ancient-XinG- @ Oct 2 2016, 04:00 PM)
The price is rising now.
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Agreed. cry.gif It's on the high side. So while Kenanga increases and become too expensive, I just buy other cheaper performing funds. At least money is working. flex.gif

This post has been edited by Ramjade: Oct 2 2016, 05:10 PM
Ramjade
post Oct 2 2016, 06:01 PM

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QUOTE(OPT @ Oct 2 2016, 05:58 PM)
PB can meh? Which bank? If PB can, I will become PB in that bank.

PB is kinda overrated leh. I joined PB early this year...no benefit to me at all, mostly RM bugging you to subscribe to their forever no end new products...
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Try CIMB. Affin Bank have no PB but try your luck to be regular customer at affin bank. You might get lucky. Me I won't waste time and money for PB.
Ramjade
post Oct 2 2016, 10:15 PM

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QUOTE(Asmasw2020 @ Oct 2 2016, 10:11 PM)
Yupe. I have calculated that If i can maintain this regular contribution permonth with 6% annual interest, then by 40 i should have 1m in asx.
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Actually all you need is RM500k inside there. It will double itself within 11 years if the dividend/returns is 6% (rule of 72)
Ramjade
post Oct 3 2016, 07:52 AM

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QUOTE(silverviolet @ Oct 3 2016, 02:12 AM)
nickname can be anything right?
for the ic did you add dashes?
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IC usually have no dashes. I don't know. I never registered my ASX FP with any banks.

QUOTE(tweetybirdpee @ Oct 3 2016, 07:07 AM)
Anyone already can update ASW passbook and see the 2016 dividend?I'm trying to update my ASW passbook lastweek, but cannot update coz the bank staff saying ASW dividend for 2016 haven't come out yet, and I checked from ASMB website, ASW 2020 only showing 2015 dividend, aren't ASW dividend will be out on end August? Thanks.
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ASW memang long time can update already. Maybe they thought was AS1M
Ramjade
post Oct 4 2016, 07:15 PM

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QUOTE(nexona88 @ Oct 4 2016, 07:02 PM)
see what I tell u previously..

50k per shot is doable on ex-dividend date..

but still lower than previously recorded. 80k per shot  flex.gif  rclxm9.gif
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I have never seen rm80k one shot. shocking.gif
Ramjade
post Oct 4 2016, 07:47 PM

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QUOTE(heavensea @ Oct 4 2016, 07:43 PM)
tmr gonna try 5 digits, last bullet for average joe like me..

anyone can share with me about the "maturity date" (when dividend paid out) for ASW,ASM, and AS1M?
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Check first page.

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