ASM & AS1M.
ASB & ASB2 if non muslim

Officially can.
Practically hard. Some bank don't accept. They ask me mana boleh tak bawa buku.

He only buys at the end of the month to maximise returns.

As long as keep the yellow paper,no problem. Anything show them the yellow paper.

Dividend is calculated based on the lowest amount of the month.

Eg 1
Holding RM10k as of 1/9/2016
Topup RM5k on 1/9/2016
No withdrawal
Dividend calculated = RM15k

Eg 2
Holding RM10k as of 1/9/2016
Topup RM5k on 2/9/2016
No withdrawal
Dividend calculated = RM10k

Eg 3
Holding RM10k as of 1/9/2016
Topup RM5k on 1/9/2016
Withdrawal of RM7k on 30/9/2016
Dividend calculated = RM8k

So if you want to benefit, topup on 30/31/1 of the month.

This post has been edited by Ramjade: Sep 24 2016, 10:36 PM

Eh, FD interest you kira even one day. This one, one month dividend at 6.x% don't want to kira?


You can do like him. Leverage the magic word.

This post has been edited by Ramjade: Sep 25 2016, 10:13 AM

If I am not mistaken ASNB can do transfer. But have to find a branch. Both parties must be present. Best is find a ASNB branch, ask the staff. *50-50 chance*

You can't cause AS1M will open again for business on only 4/10 even if dividend is given earlier.
So keep calm and brace yourself for 4/10

4/10 the day when AS1M resumes transaction.

Keep in mind that next year if they give cheque instead of units, topping up will be difficult (nobody withdraw) people will cash out the cheque.

Bit by bit no chance for you to grab. If one shot 6-7 digit, you have very high chance. Again contact ASNB ASAP and asked whether they can do a transfer or not without the risk of losing units.

That was one of the reason I told my parents don't need to do the pengisytiharan amanah stuff. I will need to go to ASNB Shah Alam and asked them.

27/9-3/10 no transaction for AS1M

Yes. The lowest amount of the month. See eg below.

Just keep min RM100 inside to be safe.

Really even if you withdraw all? I thought if withdraw all = don't get the pro-rated amount?

Yup as dividend given once a year only. That's why I maintain about rm100 inaide my ASG so that can get the dividend next yrar, then sell it off once klci goes up.

False alarm.

So if you withdraw all before dividend date, still get anything or not?

But if you withdraw everything = close account, how ae thry going to pay you?

That's what I thought cause the person who asked the questioned said open and closed account within 5 months time.

That one is rumours that Securities commision won't allow ASNB to reinvest the units. We will get to it when we get to it.

Banks usually stop ASX giving out no. at 3-330PM. I have got lucky at 4PM before. If ASNB mabe 430? I don't know as never went to ASNB before.

SInce post office transacation is under others, I am guessing until 4pm? *I don't know*

Yup.