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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Sep 26 2016, 05:07 PM

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QUOTE(you90 @ Sep 26 2016, 04:58 PM)
can cuba tomorrow?
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Of course can for ASW and ASM. Try during lunch time and towards closing. Higher chance.
Ramjade
post Sep 26 2016, 05:12 PM

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QUOTE(you90 @ Sep 26 2016, 05:10 PM)
Closing date for ASW and ASM is?

Will try tomorrow at Maybank KL Sentral.
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Next year only. Haha... See few post back by wil-i-am. Or you can see first page.

This post has been edited by Ramjade: Sep 26 2016, 05:16 PM
Ramjade
post Sep 26 2016, 05:51 PM

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QUOTE(bbgoat @ Sep 26 2016, 05:47 PM)
How was it like ? For AS1M, some may sell on the first day say 4/10 and some may sell over the following few days ? But for other FP,may be difficult to get, just have to try. Planning to buy say x00k units within few days.
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Hearsay units will be available for 1 week but then again, it have been wrong... Previous ASW dried up on the 4th day.
Best to leverage your PB. devil.gif I think auntie took 2 months to get 6 figure in without any PB leverage. If you can do 6 figure in a week without PB, ... notworthy.gif notworthy.gif notworthy.gif

This post has been edited by Ramjade: Sep 26 2016, 05:52 PM
Ramjade
post Sep 26 2016, 07:33 PM

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QUOTE(bbgoat @ Sep 26 2016, 07:29 PM)
I am trying to settle my target in Oct, if not by Nov. Then like auntie, just watching the dividends coming in.  cheers.gif

Anyway I think the pie is big enough for all to share.  biggrin.gif

Also trying to see any retail bonds that I can buy.
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I think there's one from CIMB. But need big big amount of money (min 6 figure). guy3288 what's the bond you showed us last time?
Ramjade
post Sep 27 2016, 08:25 AM

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QUOTE(yygo @ Sep 27 2016, 08:13 AM)
tun, pb helps in getting asnb units?  brows.gif

dun say something tat you are not sure of.  bangwall.gif  bangwall.gif
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Just ask wil-i-am, guy3288 la. cool2.gif
Ramjade
post Sep 27 2016, 08:33 AM

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QUOTE(yygo @ Sep 27 2016, 08:28 AM)
can wil-i-am and guy3288 please comment? help in getting priority queue? rm help to buy?
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If you are a regular customer like me and auntie twinkle until casher also know you come for to the bank for what reason, you can even leave the book there (which I never utilise). No need PB status. flex.gif flex.gif

Ini satu FD kaki nak beli ASX FP juga ke? Bukannya dulu cakap buat apa post kat FD forum tentang ASX FP? OT la blah blah vmad.gif ranting.gif Sekarang nak beli ke? whistling.gif innocent.gif devil.gif

This post has been edited by Ramjade: Sep 27 2016, 08:34 AM
Ramjade
post Sep 27 2016, 08:47 AM

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QUOTE(yygo @ Sep 27 2016, 08:40 AM)
you no pb, dun simply cakap pb.  doh.gif  tunggu answer dari wi-l-iam.

tak boleh beli asx fp? oh, tun dulu!  bangwall.gif  bangwall.gif  laugh.gif
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I got no PB but casher asked me nak tinggalkan buku kat sini tak? Balik nanti pukul 12 dengan duit. bruce.gif : cool2.gif whistling.gif
Ramjade
post Sep 27 2016, 09:26 AM

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QUOTE(bbgoat @ Sep 27 2016, 09:13 AM)
But some banks has fixed counter for ASNB purchase, right ? Some may just be no queue number needed (like HL PB), some may just be queue button for PB customer etc. So may not work for some banks.

Like Affin has no PB program. I was thinking of using Affin as they seems to be more helpful on this ASNB FP. CIMB is another one which I has RM. AmBank (just started on ASNB) RM told me they are not really interested in doing ASNB funds.

I think more important is the relationship with the people in the bank.  biggrin.gif
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Don't use Cimb. Cimb always "offline one" shakehead.gif shakehead.gif
Use affin bank thumbsup.gif
Ramjade
post Sep 27 2016, 01:39 PM

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6.1 is so low. cry.gif Expect ASW2020 and ASM to drop to 6.1 also next year? cry.gif cry.gif Oh well at least I have the least amount inside AS1M console.gif
Ramjade
post Sep 27 2016, 02:06 PM

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My AS1M only 4 digit. If ASW2020 and ASM next year 6.1 also... console.gif
Btw, isn't AS1M always the non performing one compare to the other 2? bangwall.gif bangwall.gif



This post has been edited by Ramjade: Sep 27 2016, 02:08 PM
Ramjade
post Sep 27 2016, 02:43 PM

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QUOTE(LDP @ Sep 27 2016, 02:38 PM)
Can we expect ppl to hunt for ASM and ASW2020 instead of AS1M ?
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Of course but some people are not picky so anything goes.
Ramjade
post Sep 27 2016, 04:53 PM

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QUOTE(OPT @ Sep 27 2016, 04:47 PM)
4 digit? I'm not sure whether to lol or LOL 😂...

6.1 for AS1M is lower than expectation...

I give you all chansi to top up 👍
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Decided to stop at 4 digit as past performance of AS1M have not been encouraging. Now if ASM and ASW2020 also give out the same dividend as AS1M, then bangwall.gif bangwall.gif
Ramjade
post Sep 27 2016, 08:40 PM

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QUOTE(bbgoat @ Sep 27 2016, 08:25 PM)
Just for my info, what was the declared dividend for ASW in Aug 2016 ?

From the past history, ASW is just slightly lower than AS1M. Maybe except this year.
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ASW2020
2009 - 7.00
2010 - 6.30
2011 - 6.50
2012 - 6.60
2013 - 6.70
2014 - 6.60
2015 - 6.40
2016 - 6.30

ASM
2009 - 6.25
2010 - 6.30
2011 - 6.38
2012 - 6.80
2013 - 6.50
2014 - 6.60
2015 - 6.60
2016 - 6.30

AS1M
2010 - 6.38
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60
2015 - 6.40
2016 - 6.10
Ramjade
post Sep 27 2016, 08:50 PM

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QUOTE(you90 @ Sep 27 2016, 08:48 PM)
Anyone know whether the ASNB Shah Alam branch stated below got service to open a fixed fund (ASM, ASW) for non bumiputra?
SHAH ALAM
Lot 18-1 & 18-2, Pusat Dagangan UMNO Shah Alam, Persiaran Damai Seksyen 11, 40000 Shah Alam, Selangor
Tel: 03-5510 3155, 03-5512 1366
Faks: 03-5513 7155
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All ASNB branch should be able to open. Just depend on whether the staff want to help or not.
Ramjade
post Sep 27 2016, 09:13 PM

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QUOTE(twinkle5129 @ Sep 27 2016, 09:09 PM)
Wait for next stock market crash to get cheaper ASG later on.
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ASG lousy. One shot buy straight lose 5%. Go for KGF + East Spring. 2-3x returns compare to ASG but heart must be steady + cold. cool2.gif
Ramjade
post Sep 27 2016, 09:33 PM

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QUOTE(twinkle5129 @ Sep 27 2016, 09:22 PM)
Are you still retaining your AS1M after this dividend? I'm never going into any VP funds as I've my own little baskets to play with.
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Not sold by ASNB. See their returns also want to make me cry.gif
Maybe if my dividends are high enough just nibble out RM1-2k/year and bring it some where? After all, cheahcw2003 did say that RHB Islamic Bond Fund (UT with 0% SC if bought via FSM) gives 7.x% yearly without fail for 10 years+ already.

I know you are anti UT but since this is free, might be worth a look for you.

This post has been edited by Ramjade: Sep 27 2016, 09:35 PM
Ramjade
post Sep 27 2016, 10:06 PM

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QUOTE(OPT @ Sep 27 2016, 09:49 PM)
Sure bo?

I got a lot of funds need some place to invest...fund size definitely 50times more than your 4 digit AS1M ✌️️
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Go ahead and experiment then tell me ok? biggrin.gif I will put little bit inside only. Why?

(i) Somehow a bond fund feels less secure than ASNB despite 10 years+ track record. laugh.gif
(ii) Cannot put too much in Malaysia like what unker dreamer and Hansel said (need to plan this out). Paranoid? biggrin.gif
(iii) No money sad.gif wink.gif

This post has been edited by Ramjade: Sep 27 2016, 10:14 PM
Ramjade
post Sep 28 2016, 10:03 AM

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QUOTE(you90 @ Sep 28 2016, 09:58 AM)
Wow, it requires a lots of patience to open a new acc in ASNB Shah Alam, hmm, wonder I can even do it during office hours  blink.gif

I will try on 4 Oct then, if cannot open a new account, then I will choose to top up AS1M je la.

Yes well said, as long it is above FD, I am thankful too!  laugh.gif
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4/10 is for those who want to topup AS1M. Otherwise just try to open the other 2 books every time you are free to visit the bank.

More banks = higher chance all your money can masuk thumbup.gif
Ramjade
post Sep 28 2016, 01:31 PM

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QUOTE(dasecret @ Sep 28 2016, 01:09 PM)
Just ask question and mention you are considering to move from ASx into unit trust, I'm sure the ppl over there would be more than happy to help  thumbup.gif
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Highly unlikely rolleyes.gif *personal exp* cry.gif
Ramjade
post Sep 28 2016, 03:32 PM

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QUOTE(dasecret @ Sep 28 2016, 03:28 PM)
He did anyway, but what I'm referring to is putting his 'theory' into actions and show his IRR in a year or 2 la. With cold hard facts there's nothing to dispute. Talk any keyboard warrior also can do
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Show you the results in 3 years time. cool2.gif cool2.gif

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