RM625 cashback, it's on the website. Full online apply

What is this logic?

Uhh I think others have shared here you can get RM25 rebate cashback for Wise card. Others can chime in

Share your statement photo?

ALL stores that fall under the MCC. Including the online store (e.g. Guardian Online store is under MCC 5912 and falls under Groceries and Essentials category).

This post has been edited by contestchris: Dec 27 2022, 02:35 AM

Damn I did not

Absolutely not, only transactions at the pump is qualified for petrol cashback.

Should be dining, but cannot always be assumed to be the case. Must trial and error. So far I have confirmed Pizza Hut and Dominoes online is "Dining", and Guardian online is "groceries/pharmacy".

Depends how they set up the MCC and online and OTC transactions could have different merchant settings.

To overcome weekday weekend issue, just top up RM182 into ewallet like Grab or Shopee on 1st Saturday of the month, then use it to pay for groceries and dining spend on weekday. Then weekend you use the card for groceries and dining.

Just a heads up guys. HLB has a limited time offer for a 6m 0% FPP conversion. Works for all accumulated spend above RM500.

How is it a trap? You can cancel FPP at any time without penalty. Also, this offer is available to everyone.

Besides, if you're smart enough, you can use the 0% FPP offers to more than offset the AF anyways

6m campaign: https://www.hlb.com.my/en/personal-banking/...paign-2023.html

You’re right, BT might be even better, but unlike FPP, BT has an early termination penalty.

No My AF will charge this month. But I just want the flexibility to be able to do that if need be.

So far 1 year and this is a pretty good secondary card to my RHB Shell Visa.

It’s for the better. This card is more versatile than Citibank Cashback card at the same spending threshold:

1. Groceries is not limited to certain outlets only. In fact it even includes pharmacies now.
2. Online/ewallet spend broader than just Grab
3. RM15 category cashback for total of RM60 cashback (RM10/RM40 for Citibank Cashback card).

The downside of course is the weekend spend criteria, but with some planning it is fairly doable.

Yes no impact. You will earn cashback as per usual.

It works on my desktop but not on S22 / iPad Mini 6.

Looks very competitive. Even RM88 cashback also got a few hundred points bid.

I notice my HLB Wise card expiry is 7 years, as compared to the usual 5 years for all my other cards.

Any special reason for this?

I just applied for HLB 12m 0% BT via my Wise care.

After that, I got an email that said the application was approved.

"The above transferred amount will be reflected in your forthcoming statement."

So how do I pay? The account number last 4 digits in the email is different from my credit card account. I understand from reading the previous posts here, they will create a separate BT account. But what is the account number (cause they only gave last four digits, the first twelve are xxxx-xxxx-xxxx). There is no details on the payment due date etc.

Will all that information be provided at a later date? Appreciate all of your clarifications on the above.

Thanks!

I don't see anything on HLB Connect