No, it is both ROUND UP and ROUND DOWN depending on the situation.

I.e. cashback of RM0.49 will be ROUNDED DOWN to RM0. Cashback of RM0.51 will be ROUNDED UP to RM1.

Seriously, 4,000 units FULLY REDEEMED by noon? Does not make sense. First of all, HLB cardholders are not that many. Secondly, Haagen Daaz outlets are also not that many. Thirdly, it was just A SINGLE SCOOP of ice cream. Something doesn't sound right here.

Their normal PSL 50% RM25 cashback...I got my Guardian cashback even at 1.30pm a couple months ago. And that was limited to just 1,600 customers.

Either it's gotten WAY more competitive since then, or Haagen Daaz wasn't playing fair there.

This post has been edited by contestchris: Aug 7 2022, 01:49 AM

Damn so early, I did Watsons @ 1045am a couple weeks ago. Hopefully was still the first 1,200 at the time.

Still not gotten the PSL cashback for Watsons. Anyone got it already?

Guys, for petrol, if you pay inside at the cashier for pump fuel, are you qualified for cashback? MCC of 5541.

4 cards held by 1 cardholder.

I'm still not sold 4,000 people with HLB credit/debit card took the effort to redeem ONE SCOOP within 3 to 4 hours. Simply unfeasible.

BTW the Guardian and Watson and other 50% promo, be smart to stack with products that are already discounted. Can be getting an item at under 25% of its original price this way (when combined with the 8% weekend groceries cashback).

This post has been edited by contestchris: Aug 9 2022, 08:38 PM

Any news about Watsons PSL cashback? I've still not gotten it, so must assume I was simply not fast enough.

This post has been edited by contestchris: Aug 15 2022, 03:00 PM

Alright, thanks. For Guardian last time, I remember it was within 2 weeks. So I thought same timeline.

I have a query regarding FPP. Assuming the following scenario:

Statement date: 28th July
Statement balance: RM1,500 (including RM300 for EPP)
Spending since statement date: RM1,000
Total outstanding balance: RM2,500
Apply for FPP: RM2,200 (excluding RM300 for EPP)
FPP of RM2,200 posted to account on 8th August 2022
Statement due date: 17th August 2022

Which of the following is true?

1) I have to pay RM1,500 by 17th August 2022
2) I have to pay RM300 by 17th August 2022 (as EPP of RM300 not computed for FPP)
3) I don't have to pay anything as FPP credit of RM2,200 covers statement balance of RM1,500

I've never done FPP before, so appreciate yalls clarification on this.

Thanks!

Is this charge something to be worried about?

I called CS, they said nothing to worry about even though on that day, I did not make any other transaction. They say this is a normal charge that is appearing recently for online transaction and may appear a few days later too. So yeah, they said not to cancel the card for now, but if there was any posted fraudulent transaction, they will then assist to cancel and issue the new card.

Managed to get RM5 cashback for final day of Ola Bola (31 July).

I managed to get 15 points or so that day from 1 try, learned too late how to properly play it. Before that try, all my points per try either 0 or 1. After a couple times, give up. Just try final day for fun.

Nope, never. Only online is Shopee and Airasia

It's a month now, anyone got cashback for Watson's PSL?

Great Eastern online manual payment (ePay) is classified as MCC 6300 according to my check with RHB CS in the past. So should qualify.

This campaign CB is completely separate from Wise card normal benefit benefit cashback.

Next month. Cashback is based on calendar month.

HLB 12 months 0% has been very generous. It shows the end date is Oct 31, 2022. Is this a periodic thing that comes from time to time?

You get both. Card features CB for July will be posted on 3rd August 2022. The sign-up bonus CB I'm not so sure about when the posting.

Guys, can I confirm the following:

1) Online road tax renewal payment through MYEG qualifies for ONLINE category cashback (despite this is government transaction and excluded from cashback for the card)

2) Grabfood delivery (directly pay using credit card) is applicable for ONLINE category cashback

Thanks!

Got this via email but can't see...can anyone confirm we can now get waiver for HLB Wise card?

1. If you apply for FPP between statement date and statement due date, when the approved amount is posted to the statement, it is considered as "payment". So in your case, since the approved amount (RM586.00) is larger than the statement balance (RM517.64), you DO NOT need to pay on the due date, it will roll into the following month.

2. No, they will not take back the cash rebate. What they instead mean is that on the subsequent FPP amount (in your case, you applied RM586.00 FPP), there will be no additional cashbacks.