Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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 Feb 25 2020, 04:11 PM
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#41
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Senior Member
1,107 posts Joined: May 2016  
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QUOTE(tan_aniki @ Feb 19 2020, 04:01 PM) Once u fulfilled the welcome bonus will credit exactly 60 days from the card approval date Yes, I have got the 5,000 points credited to my Big Points account, right on time. |
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Mar 12 2020, 01:44 PM
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#42
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Senior Member
1,107 posts Joined: May 2016
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My HL Fortune and HL Airasia share the credit limit. I can do FPP for the HL Airasia card right now and it will turn into a credit balance. Can I apply to transfer this credit balance over to my HLB Fortune card? Has any one done this?
Oops rechecked again. No there won't be a credit balance. Ignore my question This post has been edited by LemonJane: Mar 12 2020, 01:55 PM |
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Mar 27 2020, 01:27 PM
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#43
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(MGM @ Mar 27 2020, 01:05 PM) Down down down. O o No more 6 x Big points Wait, Platinum members get up to 7x ! This post has been edited by LemonJane: Mar 27 2020, 01:28 PM |
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Apr 26 2020, 10:12 AM
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#44
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Senior Member
1,107 posts Joined: May 2016
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This is asking about credit limit for Hong Leong cards:
Any body happens to know how Hong Leong determines credit limit? I applied temporary credit limit increase through HLB connect for 3 months and it's coming to expiry next week. The additional increase that I can apply for is 60% more of the current limit. Question, if I go for a permanent increase, will it also be the same amount or it will be lower? This post has been edited by LemonJane: Apr 26 2020, 10:12 AM |
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May 8 2020, 10:10 AM
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#45
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Senior Member
1,107 posts Joined: May 2016
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I checked my HLB AirAsia card just now. Strangely, the zero % 12 months is no longer there, I only have the 7.1% 36 months Relief Conversion Plan. I got onto live chat and the lady said the promotion is now over. I told her that the 12 month zero% plan is a card feature. Her answer was no it is not a card feature.
HLB has withdrawn this feature ? Anyone knows? |
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May 8 2020, 11:55 AM
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#46
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(mamamia @ May 8 2020, 11:37 AM) is ur amount that applied for FPP is billed amount? I notice that previously the option is only available if it is unbilled amount... my unbilled amount is less than RM500, i can't help to verify as currently it is only 7.1% relief plan available... Yes it's billed amount. But I thought as long as it's not past due date, you can apply for FPP for the billed amount. It was like that previouslyBased on HLB website, it is a card feature for 0% 12 months https://www.hlb.com.my/en/personal-banking/...redit-card.html I have done a second chat and the lady also said the promotion is not available. But I gave her the HLB Airasia card link which still states zero% 12 months as a card feature. So she will refer my case to another team. This post has been edited by LemonJane: May 8 2020, 12:09 PM |
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May 8 2020, 08:32 PM
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#47
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(choco_ice @ May 8 2020, 06:14 PM) There are 2 buttons there, balance due and relief conversion plan? You mean after you select balance due still not showing 0% fpp? See the images here. The first image shows RM4,015 as Flexi payment plan eligible amount. After clicking "Apply here", I was brought into the second image. It shows the 36 months plan with 7.1%. That's the only plan available. Hope that this is a technical issue and not that I have been barred from flexi plan. Maybe there's a limit of how many times you can apply. 
This post has been edited by LemonJane: May 8 2020, 08:44 PM |
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May 8 2020, 09:29 PM
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#48
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(choco_ice @ May 8 2020, 08:47 PM) After you select 'Apply', do you see the following screen? Select balance due Mine has only the relief conversion plan. |
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May 29 2020, 01:17 PM
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#49
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(gooroojee @ May 22 2020, 02:26 PM) Anyone know how long after card cancellation would HLB treat you as a new customer ? For new card application rewards purposes... Hehe After 12 months I think |
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Jun 3 2020, 10:55 PM
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#50
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(tan_aniki @ Jun 1 2020, 08:02 PM) yup, once they stop the 6x points for AA flight, i immediate stop utilise the quarterly bonus RM5k for 5k points Yes the Big points will not be of much use for a while especially when so many of us have got money stuck in AA credit account. totally pointless for me to do this and going to cancel on digital day soon There's still the 12 month zero% FPP feature though |
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Jul 1 2020, 12:03 PM
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#51
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Senior Member
1,107 posts Joined: May 2016
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Jul 1 2020, 02:44 PM
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#52
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Senior Member
1,107 posts Joined: May 2016
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It's the zero% Flexi Payment Plan I'm interested in!
But no details are available yet. There's a one time upfront fee I wonder what rate it will be. Maybe they haven't decided yet. Can be zero fee as well ? |
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Jul 2 2020, 01:32 PM
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#53
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(john123x @ Jul 2 2020, 11:03 AM) It's not real 0%. So it won't be zero fee but a fixed fee of RM25 or RM50. The TnC is out. There is one time upfront fee. The fee is RM25 for 6 month installment OR RM50 for 12 month installment That would mean: If FPP RM5,000, 6 months is 0.5% fee and 12 months 1% If FPP RM10,000, 6 months is 0.25% fee and 12 months 0.5% If FPP RM15,000, 6 months is 0.16% fee and 12 months is 0.33% So the higher the FPP amount, the lower it is in terms of the upfront fee%. |
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Jul 5 2020, 12:36 PM
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#54
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(nimrod @ Jul 5 2020, 09:51 AM) Hi guys, couldnt find a thread on airasia hong leong credit card. Anyone managed to get the bank to waive the annual fee? A number of card holders have asked this question since Dec last year but no positive outcome reported yet. I'd also like to know, have another 5 months to go.This post has been edited by LemonJane: Jul 5 2020, 12:37 PM |
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Jul 10 2020, 09:39 AM
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#55
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(cucikaki @ Jul 10 2020, 09:22 AM) anyone took the 12 months Digital Day 0% Flexi Payment Plan promo? RM25 for 6 months, RM50 for 12 months. Yes. And think in terms of Ringgit value - RM20,000 X 2.5%=RM500, compared to RM50 fee.I have outstanding of RM20,000 from rolling of of CC funds. taking the max tenure of 12 months, means i am only paying "fee" of 0.25% - RM50/RM20,000 and in return, investing this money in SCB/OCBC high yield account could get me 2.50 - 2.85% return. Is my calculation correct? |
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Jul 10 2020, 09:44 AM
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#56
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(ZoeOong @ Jul 10 2020, 09:05 AM) after reading this TnC, im confused The closest is e-wallet, but BP is strictly not quite an e-wallet. Do as what someone has suggested - pay electricity, phone etc means bigpay not eligible.... and previous Hari-Hari Spend Campaign https://www.hlb.com.my/content/dam/hlb/my/i...ashback-tnc.pdf any1 topup to BigPay?  |
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Jul 10 2020, 11:18 AM
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#57
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(MGM @ Jul 10 2020, 10:17 AM) Interest earned via CASA should be reducing cos need to pay off the monthly repayment but still worth it esp PSA. UNLESS OPR reduce to 0 as someone suggested. Oh you are right MGM, I forgot about the monthly repayment. I reworked the calculation, it will be like RM270 interest earned vs RM50 fee. Still worth it, eases the cash flow. How r u going to charge 20k to your card for this purpose since it is not BT? What Cucikaki's thinking of doing is take up an FPP under HongLeong's current offer, and keep the money (originally for paying the o/s card account) elsewhere to earn interest. That's what I'm going to do, just waiting for the eligible amount to go above the minimum of RM5,000. |
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Jul 12 2020, 10:52 AM
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#58
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(thlo87 @ Jul 11 2020, 11:27 PM) RM 952.82 It's definitely not the FPP fee which is either RM25 or RM50.My FPP is for RM 48414 Do you actually get charged for this amount or is it just a notification of an "interest clawback" thing? This post has been edited by LemonJane: Jul 12 2020, 11:40 AM |
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Jul 12 2020, 04:56 PM
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#59
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(Barricade @ Jul 12 2020, 03:36 PM) I have 3 cards which got charged annual fee and SST. No waiver of anything for AA card at all? Did you use the card actively?1. Air Asia Platinum 2. Essential 3. GSC Platinum They waived annual fee and SST for my essential and GSC Platinum. Air Asia Platinum no waiver so I cancelled it. |
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Jul 13 2020, 01:30 PM
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#60
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(KiNd3rbU3no @ Jul 13 2020, 12:46 PM) Hi folks, just to share an experience of mine with HLB fortune. If the refund is in the same statement cycle, then yes your balance due will be a net figure. But if the refund is posted in the next statement cycle, you will still need to pay the full current statement amount. They won't allow you to contra the refund against the current month, even though you can see it in the transaction listing. I bought something from lazada, and returned the goods, got the full refund from the vendor within a statement month. So I paid the remaining amount of my credit card balance on time, but I was charged 15% interest of that refunded amount because HLB does not consider the refunded amount as a payment. (CR RM 2500) Maybe this is a known fact but to me this is bullshxt. I have called the Cs but I was told I can only waive it once I make the full payment for July statement which is alright. But this is stupid. |
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