Yes noted

Just noticed from the approval email from HLB that my card can be used for online transactions by activating it on HL Connect, before arrival of the physical card. I read up about this feature (referred to as "virtual card") and I had high hope that I could use the card before its arrival. I can see the card number, expiry but not the CVV, which will be available only after online purchase is enabled.
But after a few emails and chat sessions, I was told this feature is actually not available yet.
So my hope is dashed.
Have to wait for physical card arrival, no choice.

This post has been edited by LemonJane: Dec 28 2019, 11:36 AM

Yes agree, there are risks.
I heard on the radio this morning that Bank Negara is studying mobile banks in Malaysia and up to 5 licenses may be given.
Mobile bank means bank with no physical presence, or virtual banks. So I guess the future trend will be virtual cards, virtual accounts etc that will give us cheaper banking, conveniences but same time risks.

This post has been edited by LemonJane: Dec 28 2019, 12:13 PM

Sigh...sigh...sigh
I miss out

The FPP 0% 12 months offer is now till 29 Feb 2020.

Hey tan_aniki I saw your name on HLB Facebook post as one of the AA Big Points November winners. Lucky you

This post has been edited by LemonJane: Jan 8 2020, 06:34 PM

I noticed that I always have 100% of my retail spending for FPP application although RM2,000 has been stated as the minimum amount. Would you think the RM2,000 level is meant for new card holder?

I mean, after an application of the full amount eligible, I can see that my next card spendings will appear as eligible FPP straight away even though it's not up to RM2,000 yet.

It's Fortune Visa. I have not received my AA card yet

Here's one in Dec for my Fortune card that shows RM585 as eligible but I don't have the next page to show what % it is for this amount.
I'll wait till after I do another FPP and check the next eligible amount and at what rate.
Possible that minimum RM500 is applied for all cards during the promotion period.



Attached thumbnail(s)

I see. Ok so it's not necessarily zero% when the eligible button appears

This post has been edited by LemonJane: Jan 10 2020, 11:29 AM

Noted and thanks. Now I know better.

I still haven't received my HLB AA card that I applied for on 25/12/2019. I'm thinking of asking for a replacement card. I see that I can select Same Number or New Number for the card, and Yes to block or No to block.

Question: If I select same number (as I like the number) I just ignore the Block or No block question right?



This post has been edited by LemonJane: Jan 28 2020, 04:56 PM

I did live-chat this morning. CS said better ask for a replacement as it is a bit long. She said select the Same Number since I want to keep the same number, and select Block which is to block the old card.
The new card will be issued with new expiry date and new CVV.

I received finally an SMS to inform that my HLB AA card has been sent. This must be for the replacement card that I asked for on 15-1-20. Luckily the 5,000 AA points are in respect of quarterly spending.
Strange that I never received any SMS for the first card that I applied for on 25/12/19, which trully never arrived. I guess there has been an error somehow along the way.

Yes right. Must do that. Thanks for reminding

I've got my RM8 for dining incurred on 27/1/20. Received SMS shortly after and today the RM8 has been credited.
According to the terms and conditions, the cashback is to be credited within 8 weeks after the campaign end-date of 29/2/20. Someone at HLB must have changed his mind and decided to give out the ang pow earlier.

This post has been edited by LemonJane: Jan 29 2020, 11:12 AM

At least 2 weeks, I can tell you when I get mine eventually. They send by normal mail.
I have mine approved on 25/12/19, it didn't come so I asked for a replacement card on 15/1/20.
Yesterday I received an SMS to tell me it's (the new card I think) on its way. It's already 29/1/20.
But granted that my timing has been over a Christmas, a new year and a Chinese new year.

This post has been edited by LemonJane: Jan 29 2020, 06:49 PM

Re: Hong Leong Airasia card, will I see the 5,000 points for minimum spend of RM2,500 (in first 60 days after card approval) in my Big Points statement on the 60th day or have to wait until the last day of the month?

Ok thanks