Hi, recently found that SAJ (Syarikat Air Johor) can use WISE for payment, is this payment under utilities category? Thanks

Revision to Hong Leong Essential Credit Card [ HLB | T&Cs (EN) | T&Cs (BM) ]
9 November 2018

Please refer below for details of the changes.

hong leong essential cashback tier changed?
0.4% cashback for 1st RM7k

The 2k retail spending to eligible for 10% cash back. The 2k include cash back categories spending or not?

Revision on Hong Leong WISE Platinum and Gold Credit Card Terms and Conditions



Questions and Answers

Q: What is the change made to the WISE Credit Card spend condition?
A: The minimum 10x swipes with RM50 spend condition will be replaced by minimum RM2,000 posted retail spend in a calendar month effective 1 Oct 2016. All other existing features and conditions remain unchanged.

Q: Why did Hong Leong Bank make the spend condition change?
A: HLB made the spend condition change to improve simplicity and convenience. The WISE Credit Card is one of the most competitive programmes locally and this change is vital to allow us to continue to offer this programme.

Q: Does it mean that, regardless the number of swipes/transactions I perform, as long as I meet minimum posted spend of RM2,000, I will enjoy 10% cash back on chosen categories?
A: Yes, you are right. Please see illustrations below for better a understanding:-


Q: RM100 cash back over Total Spend of RM2,000 is up to 5% cash back, not 10%?
A: 10% cash back is calculated based on amount spent on your WISE chosen categories, not on Total Spend, for the month. It has always been WISE Credit Card product feature since it was launched. This feature remains unchanged effective 1 Oct 2016.

Q: With the 10% cash back, will I still enjoy up to RM100/month?
A: You will still enjoy up to RM100 cash back on your chosen categories. This feature remains unchanged effective 1 Oct 2016.

Q: What will happen to the categories I have chosen?
A: Your chosen categories remain unchanged effective 1 Oct 2016. You will continue to enjoy 10% cash back, up to RM100 if you meet the RM2,000 qualifying spend condition.

Q: My average spend per month on WISE Credit Card is RM1,000. How could I meet the minimum RM2,000 requirement?
A: WISE Credit Card gives out one of the highest cash backs. One way to meet the minimum RM2000 requirement is to consolidate all your purchases on your WISE credit card, for instance, pay for daily shopping, dining, groceries, insurance premiums, utility bills as well as enrol for auto-billing service.

Q: If I decided not to keep my WISE Credit Card, what option do I have?
A: If you find that the changed WISE Credit Card does not suit your needs, you are welcome to switch your WISE Credit Card to another credit card. No switching cost involved. Just give us a call at +603 7626 8899. We will be happy to assist you.
For a copy of WISE Credit Card new T&C, please click here.

If you wish to contact our Customer Relationship Officers, kindly drop us an e-mail at hlonline@hlbb.hongleong.com.my (no P&C information please) or you can call us at +603 7626 8899.

Hi, want to ask do the auto debit for digi etc count for the minimum 10 swipe?

oic, no more 10 swipes but they didnt change the FAQ for the supplement card etc
Q:  Is Supplementary Card' retail transactions accumulated into the total spend to meet requirement of 10 retail swipes per month and are those transactions eligible for 10% cash back also?

A: Yes, all posted retail transactions on supplementary card will be taken into account as per principal card. However, cash back earned will be credited into the principal Cardholder account only.

i  notice that in hongloeng connect , there is flexipayment 0 percent 12 month.
is it worth to apply it?

any one time fee?

thanz

I see, then the money dump to boost, if no use can refund?

any hidden fee for it?

or totally free?

thanz

Not sure where to post this, but :

Please be informed that effective 1st June 2019, our PayOnline service will be discontinued and we will no longer be accepting payment for any bill(s) via PayOnline(“www.payonline.com.my”).

thanks for sharing!

here's the FAQ:

Refer attachment

Was informed by HLB cs that TNB app payment entitles for utility cash back. Will test in june and report back in july.

Hi, want to ask that if I pay assessment fee (house) using Wise credit card, its not included in the RM 2k spend for cashback right

i think there is option in red color to print the receipt before eject the card out.

Uob payonline will be discontinued by 1st June 2019.

that means i got totally 0% cashback for utilities.... need to change the category liao...  by the way, the pharmacies category only entitle to Guardian, Watsons, Caring and Eu Yan Sang? other pharmacy not eligible?

i remember i read something from a lowyat moderator(i forgot what name and i impressed of his good command in english) that very sensitive of talking about sst waive issue. maybe he is right, no bank can say waive sst and hlb might break the rules and took it down.

my dealing with pbb cs says it's waived though may not be pbb official stand

for tnb bill how you all pay? by uob payonline? this platform will close on june, any other solution to solve this?