Ya, but in fact we can't argue too.. Since clearly stated in the tnc.. So I better follow the tnc..

hi, can i know which cc or method that u all use for the 5% CB at least...
thanks if can reply...

guys, I swiped more than 10 times in August, my statement date is 3 September 2016. Why is the cb not appear in my statement? meaning i have to pay the full amount without the cb of 10%? or the cb will only appear in my next statement?

ya, just started to use this card last month.   

So r u going to cancel after 28th Sep?

opps, missed out the previous chat.... fruitie gonna cancel which card after 28th Sep?

For real? Wise did change their TNC for 10% CB???

Hi all, I just activated my WISE card. Initially I planned to take Utilities as one of the categories but the sales staff (personal financial planning one) at the bank told me that we only get cashback if we go to the TNB/Syabas counter/office to make payment i.e. we don't get cashback if we make payment via online/auto debit. As a result I switched to Dining instead.

Now, after reading the forums and also the TOC, there is no mention of this. Can any of you confirm if what the sales staff told me is correct?

Please check whether can still register new Tnb bills at UOB payonline. I can't seem to be able to do so

I don't think I'll have problems with the # of transactions. Prefer the convenience of auto-debit.

UOBPayonline is free to register/join?

Yah I won't risk it since the staff also say autodebit cannot claim (initially thought she gave wrong info). Will try out the UOB Payonline but will first need to pay RM10.60 to change my category. Thanks for the info.

If there is any amendment to the card's T&C, then you will need to cancel the auto debit and need to find another card to register with, which is more troublesome, to me at least.

i wonder why uobpayonline will not be eligible for uob card, if happened to be the case 

p/s: I don't get cash back for astro and unifi payment .. but if I include these + dining .. i think im able to reach RM800 minimum threshold

for petrol i think finally it's time to convert my M2C to Ikhwan now

Guys...Any good Card in the market can be considered to replace WISE...any suggestion?

Previously spent 1K no complain. Now spent 2k a lot complain. Malaysian haihhh... all the while collecting RM100 monthly for the past 3 years, totally no complain.

Blame yourself that the benefits are gone. Swipe 985 to maximize cashback bla bla bla... banks are the most stingy. I have always said since they so generous give RM100 per month, just swipe few hundreds more for them. No need say effective cb lower because when it's gone, it's gone. You need sweetener, they also need sweetener.

Nowadays banks are facing hardship, cant be so generous like those days, have to cut down cost. Eventually all benefits will be taken away lah. Enjoy while it last.

Thank you very much BNM and your wonderful Card Payment Reform Framework.

No...the moment you cancel you must clear your outstanding first.

Before u do any cancellation or decision just request for AF waiver, I just got mine.

Till now, AF has not been charged to your WISE card, right? That is good. 

kart n fruitie, I think for those who have yet to be pay their charged AF(like mine) or yet to be charged AF, u have a good chance of having the AF waived. I just got mine waived, and I believe HL wants to retain as many cardmembers as possible. My 2 sen.

Just to be on the safe side, dont swipe after u have been charged AF.

My missus is suggesting using pawnshop service. Swipe 1k pay 3% commission. Still earn RM70 a month !! 

1k spent on 2 categories and mobile. Another 1k swiped on pawnshop service. Get CB RM100- 30 service charge = 70 balance