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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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fruitie
post Aug 28 2016, 01:26 AM

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QUOTE(echoesian @ Aug 28 2016, 12:27 AM)
Has anyone successfully waive the AF for Wise Gold card?
*
One reported so far out of many who have tried. I will say 1/100 or 1/1000 of successful case. sweat.gif
fruitie
post Aug 28 2016, 05:11 PM

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Just noticed my statement is out today. Quickly went and checked, no AF charged yet. Phew. Looks like I will stick to spending everything by 2nd Sept for Sept cash back. biggrin.gif However, before I do that I will check with CS what will happen to my cash back after my card is cancelled. laugh.gif

This post has been edited by fruitie: Aug 28 2016, 05:13 PM
fruitie
post Aug 28 2016, 11:06 PM

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QUOTE(saitong09 @ Aug 28 2016, 10:05 PM)
Nice  thumbup.gif
*
Just hope it won't be charged on 1st Sept. laugh.gif
fruitie
post Aug 29 2016, 04:11 PM

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QUOTE(sysy @ Aug 29 2016, 03:06 PM)
did you ask for waiver? i didn't ask for it T_T
*
It is not charged yet, how to ask for waiver? laugh.gif
fruitie
post Aug 30 2016, 10:46 PM

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QUOTE(bradlee @ Aug 30 2016, 08:28 PM)
blink.gif how about car rental, any1 experience b4?
*
What is that with car rental? Travel category? unsure.gif
fruitie
post Sep 1 2016, 12:23 AM

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QUOTE(snigapoe @ Aug 31 2016, 10:56 PM)
anyone try before using their wise card to pay telekom bill with pos malaysia dose is eliglble for cb too?
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No cash back for Telekom bill regardless any category.
fruitie
post Sep 1 2016, 11:52 AM

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QUOTE(saitong09 @ Sep 1 2016, 11:08 AM)
1Sep d no news for Wise card, so you still proceed to cancel?
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Yes, will proceed with cancellation. Will complete all the transactions within these two days.

I just called and asked for two things:
i) Cash back can be transferred to my other HLB cards, in my case - HLB MACH.
ii) Payment date and statement cycle are still the same despite it is inactive later.
fruitie
post Sep 1 2016, 05:32 PM

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QUOTE(mamamia @ Sep 1 2016, 05:24 PM)
Do u mean they will transfer ur cashback earned for Sep transaction or Aug transaction?
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Both, August and September transaction to MACH but I will probably need to call twice.
fruitie
post Sep 1 2016, 06:06 PM

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QUOTE(dnp @ Sep 1 2016, 06:04 PM)
i just called to cancel my WISE card too. guess this would be the wise choice, since cant pay bills at sam groceria, seems not worth it anymore
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Let me spend my September expenses first then will call to cancel. biggrin.gif
Start doing now. icon_idea.gif
fruitie
post Sep 1 2016, 06:09 PM

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QUOTE(OldKidz @ Sep 1 2016, 06:08 PM)
Does unifi/streamyx falls under Wise Utilities category?
*
Nope, unfortunately and not mobile too.
fruitie
post Sep 1 2016, 06:15 PM

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QUOTE(OldKidz @ Sep 1 2016, 06:11 PM)
Thanks for answering.

So guess for unifi and streamyx, now would pay using general credit card like OCBC 365 or HLB Essential or Alliance You:nique
which same as insurance. :/
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If you have VOX (Still can use for now) and PBB VS, then use it for these stuff. smile.gif
fruitie
post Sep 1 2016, 06:41 PM

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QUOTE(OldKidz @ Sep 1 2016, 06:20 PM)
Not eligable to PBB VS, under wish list. :/

However why UOB VOX (5% online) over UOB YOLO(6% online)?

I applied UOB YOLO.

However which platform can pay insurance, streamyx and unifi?

Thanks.

From UOB Vox web:

Enjoy 5% cash rebate

    On all your online purchases with a minimum spend of RM50 in a single receipt / transaction.
    *For online spend of up to RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government, utilities & bill payments only.

Checked for Yolo:

RM500- RM800 only cap RM20.
Above RM800 cap RM50.

12.
The Cash Back under this Programme shall not be awarded for the following transactions:
l) Utilities bills
n) Bill Payments
*
Please post in UOB thread. smile.gif

QUOTE(dnp @ Sep 1 2016, 06:31 PM)
but my annual fees gonna kick in 16 sep haha..
and last month i didnt get 10x transactions... cause i didnt know about the sam's thing..  bangwall.gif
*
Mine expected 14th Sept.

QUOTE(mamamia @ Sep 1 2016, 06:31 PM)
No need to wait till the cashback credited on 28 Sep? U can straight cancel b4 28 Sep after u swipe 10xRM50? My anniversary is on 21/10/16 as advised by the CS, I dunno whether to spend this month, as my spending this month will only get cashback on 28 Oct.
*
No need. That's what the CS told me. Eventually I will still get my cash back when the time comes.


Aargh, OTP disturbs my plan. mad.gif Only one came so far out of 10. mad.gif Will try to pay my TNB again tonight.
fruitie
post Sep 1 2016, 07:43 PM

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QUOTE(mamamia @ Sep 1 2016, 07:24 PM)
So means I can still spend n earn my last month cashback b4 cancel the card.. Hooray!!!
*
Yes, if what he said it's true you can spend till Oct and get your cash back in Nov. smile.gif By logic, he sounds convincing, I will trust him. smile.gif
fruitie
post Sep 1 2016, 07:52 PM

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QUOTE(cybpsych @ Sep 1 2016, 07:48 PM)
pray that his words holds more water than the actual b&w T&Cs.
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What's mentioned in T&C? unsure.gif
Anyway, when I asked what will happen to my cash back after it's cancelled, will it be burnt? Immediately he answered no and said can transfer to my CASA. He asked if I have HLB CASA, I said no and I asked if can transfer to my MACH card. He said possible.
I said I may have two outstanding cash back after my card is cancelled which is August and Sept, he said I may need to call in twice when I see the cash back credited to my inactive Wise card.

This post has been edited by fruitie: Sep 1 2016, 07:53 PM
fruitie
post Sep 1 2016, 08:51 PM

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QUOTE(MGM @ Sep 1 2016, 08:03 PM)
The email confirmation from Payonline for TNB payment is a bit slow(3-5 hours later) today. I made 8 TNB payments today.
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It's the OTP from HLB.
fruitie
post Sep 2 2016, 12:30 PM

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QUOTE(sysy @ Sep 2 2016, 12:29 PM)
My OTP is ok, done for 7 transaction and it is smooth.

I think a lot of ppl using payonline now since sam no longer support.
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Sometimes yes, sometimes no. Last night it was OK. Today two OK, another one not.
fruitie
post Sep 2 2016, 01:45 PM

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QUOTE(saitong09 @ Sep 2 2016, 01:40 PM)
Don't like the HLB flash OTP, I'd prefer SMS OTP smile.gif
*
Even SMS also came in after 2/3 SMS-es. bangwall.gif
fruitie
post Sep 2 2016, 02:41 PM

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QUOTE(kelvinlzy @ Sep 2 2016, 02:37 PM)
Update: Paying TNB using new 12-digit account no. via UOBPayonline is under utility category.
*
Good to know that as I just started using 12-digit on my UOBPayOnline and UOBPayOnline email is so fast, within few minutes I got everything in. biggrin.gif
fruitie
post Sep 2 2016, 03:10 PM

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QUOTE(tonytyk @ Sep 2 2016, 02:45 PM)
Unable to create new Tnb account under uob payonline, others have any issue?
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I can. I just added yesterday in fact.

QUOTE(kelvinlzy @ Sep 2 2016, 02:46 PM)
Yeah all these while I am quite satisfied with UOBPayonline. The add more bills function is different with PosOnline as it will give multiple OTPs instead of 1. Fits HLB Wise perfectly.
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Though it has super simple interface but so long it works, I'm OK. tongue.gif
fruitie
post Sep 2 2016, 03:51 PM

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QUOTE(mamamia @ Sep 2 2016, 03:48 PM)
Called to HLB to ask, the CS said if I cancel before the statement generated, I won't get any cashback since once I request cancelled, the account will be block, so, no cashback will be posted if I cancel b4 the cashback posted to my account.. For cashback transfer to saving acc or other HLB card account, it is only valid for those cashback that posted to my WISE card acc.

So, I think I better refrain from using it for Sep..
*
Got it. Let's see, either way I still have August cash back on risk even if I terminate now. laugh.gif

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