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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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fruitie
post Aug 17 2016, 11:25 AM

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QUOTE(hurtedheart @ Aug 17 2016, 11:21 AM)
already reflected in the HL Online. now waiting the statement on 21 Aug biggrin.gif
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But I dare not take the risk as probably they only waive 1 out of 100 customers. sweat.gif I don't have such luck. Since Sam's has removed their ePay payments via CC, I really cannot keep this card further... Not justified anymore. sad.gif
fruitie
post Aug 17 2016, 02:12 PM

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QUOTE(dnp @ Aug 17 2016, 02:10 PM)
Omg... Just noticed Sam groceria do not accept card payment for bills anymore?!
Only Kota Damansara branch? Or others too??
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All. Effective 10th August, hot topic last week. smile.gif
TnG still can go Jaya Grocer but bills, no more chance.
fruitie
post Aug 17 2016, 03:31 PM

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QUOTE(dnp @ Aug 17 2016, 02:15 PM)
Omg so sad I was busy last week. So how you guys pay bills now :/
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I will use VOX for now. Some use PBB VS. VOX may remove its benefits soon effective 1st Oct. I will have another headache to go through later...
fruitie
post Aug 18 2016, 05:06 PM

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QUOTE(michaelho @ Aug 18 2016, 04:25 PM)
why cancel? still can pay TNB / Syabas mah
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Every month earn less than RM 50 cash back, not justified at all. laugh.gif
fruitie
post Aug 19 2016, 01:37 PM

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QUOTE(Duckies @ Aug 19 2016, 01:25 PM)
Eh I thought you earning max 100 bucks rebate every month? I also earn less than 50 buck cash rebate every month so I cancelled it...but now when I think back...using Wise will save a lot of hassle and time cause need few more cards to replace Wise sweat.gif

EDIT: If only there's away to pay for Unifi and Telekom bills online and get rebate from Wise...then worth to re-apply back hmm.gif
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Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward.
fruitie
post Aug 19 2016, 01:53 PM

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QUOTE(Tigerr @ Aug 19 2016, 01:48 PM)
TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates....
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Nah, my main groceries is for UniFi bills and TnG. Not a big fan of buying vouchers just to achieve full cash back. Petrol, I don't need to pump petrol as I don't drive in KL. Not near to any JG for TnG. Mobile yes but amount not big as I'm a Digi Ambassador user. TNB all this while I'm using UOBPayOnline.
fruitie
post Aug 19 2016, 02:12 PM

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QUOTE(Duckies @ Aug 19 2016, 02:07 PM)
Just now CS from HL called me and asked what's the main reason for cancelling Wise. Then I said annual fee from primary and supplementary combined is a lot plus I don't utilize much rebate every month...so I ask if it's possible to waive annual fee for 1 more year.

She said "It's impossible. Annual fee for Wise is a must for second year onwards."

Lol. So I tell her to proceed to cancel all.

Oh the cool down period is 6 months. So I guess I will go and re-apply 6 months later.
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Banks have the right to reject your application after the cooling period.
fruitie
post Aug 19 2016, 02:38 PM

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QUOTE(psiloveu @ Aug 19 2016, 02:18 PM)
dun know whether this thing can work or not?

Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment biggrin.gif
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It will not work. They accept cash only. Previously only Sam's accepted credit card for these payments.
fruitie
post Aug 22 2016, 11:23 PM

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I think I will be greedy and pay as much as TNB payments and my mobile phone (probably RM 990) on 1st and 2nd September then, I will terminate this Wise card. laugh.gif
fruitie
post Aug 23 2016, 12:18 AM

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QUOTE(kawteem @ Aug 23 2016, 12:15 AM)
What is your plan on the September cb then? Ask hlb to transfer to your casa?
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Transfer to my MACH card I guess, don't want to trouble them so much. sweat.gif laugh.gif
fruitie
post Aug 23 2016, 12:29 AM

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QUOTE(kawteem @ Aug 23 2016, 12:23 AM)
Cool. Hope it's gonna work out well for you. Remember to request for waiver prior cancellation, who knows you're one of the lucky ones.

BTW when exactly is your wise anniversary date?
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Yes, prays hard that it works as planned. sweat.gif However, I keep remembering this phrase: "Orang tamak selalu rugi" doh.gif doh.gif
I think it was 14th September 2015 that my card got approved...

This post has been edited by fruitie: Aug 23 2016, 12:30 AM
fruitie
post Aug 23 2016, 12:34 AM

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QUOTE(kawteem @ Aug 23 2016, 12:33 AM)
Most importantly is to see the af transacted in your unbilled transactions no earlier than the date of your planned swipes. Good luck!
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I actually intended to cancel on 29th August after I receive my July cash back but my evil mind is telling me just wait for 3 days and you will get additional RM 100. sweat.gif doh.gif doh.gif
fruitie
post Aug 23 2016, 10:19 AM

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QUOTE(pvateme @ Aug 23 2016, 10:14 AM)
Can share with me why wait for 3 days, then you will get additional RM100?
Is it because of your card statement date falls on 1st September?
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No. It is because 3 days after that which is 1st Sept and it is a new cycle again.
fruitie
post Aug 23 2016, 10:45 AM

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QUOTE(pvateme @ Aug 23 2016, 10:27 AM)
Do you mean that, if I cancel my card on 1st September, I will get rebate for month of August on 28 September too ?
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According to the seasoned guys here we can get CS to transfer the cash back to our CASA or other existing HLB cards.
Either option is fine with me but I will probably get them to transfer to my MACH card. I will call them soon to enquire regarding this.
fruitie
post Aug 23 2016, 08:21 PM

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QUOTE(hebe87 @ Aug 23 2016, 08:18 PM)
Better call to enquire
If i not mistaken, according to TnC
At the time of crediting cashback, the credit card has to be in good standing

If the card is cancelled already, not sure whether the cashback can comes in or not
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Few already confirmed that they still got their cash back even after card is cancelled.
fruitie
post Aug 23 2016, 11:17 PM

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QUOTE(DRBS @ Aug 23 2016, 10:53 PM)
Am new to this card. Apologize for asking questions that likely has been covered before.
1. I used the card 4 nights ago (Saturday night) but the transaction still has not been registered. Is that normal to take so long?
2. If I break up my TNB payments into multiple payments and pay them on the same day via UOB online, is that counted as multiple transaction?
3.  I presume using the Maxis pay portal is counted for telco transactions discounts, ya?
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1. Any reduction in your credit limit?

2. Yes.

3. Yes.
fruitie
post Aug 23 2016, 11:44 PM

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QUOTE(DRBS @ Aug 23 2016, 11:37 PM)
Thanks Fruitie.
Ummm.....nope. No reduction in credit limit. Maybe not patient enough. Will continue to wait.
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What did you use for by the way?
fruitie
post Aug 24 2016, 10:05 AM

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QUOTE(sewell @ Aug 24 2016, 09:58 AM)
HLB is so lousy, i went to petrol station trying to swipe over the pump dispenser but cannot go thru, went into the office also no luck.
after that receive a sms saying my card is block. call to ask for unblock, say 1 hour time can use back, but 2 hour later also no luck. so lousy!
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In order to entitle for petrol cash back under HLB Wise, you must swipe at the fuel dispenser...
fruitie
post Aug 27 2016, 12:37 PM

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QUOTE(arthur88 @ Aug 26 2016, 07:53 PM)
guys, is ALL jaya grocer for wise card is groceries?
or only for certain outlets?
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The name says it all. It should be groceries. I don't see it selling other things. Safely to say it should be groceries.
fruitie
post Aug 27 2016, 01:39 PM

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QUOTE(andrekua2 @ Aug 27 2016, 12:53 PM)
The pin entry is random or mandatory? Bought once in McD around RM30 no need enter anything. Then one time suddenly ask for pin for RM60 in the same McD
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I have never entered anything for McD's purchase before even when I used a non PIN & Pay card.

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