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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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tonytyk
post Sep 15 2016, 08:18 PM

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QUOTE(lilsunflower @ Sep 15 2016, 08:13 PM)
There is a difference between the T&C for the 6% standard feature, and PBB promotions. For example:

6% standard CB is awarded for online transactions, and does not have a specific exclusion for government, utilities, insurance etc.  For example, if you make an online transaction for utilities (e.g. TNB) or government (e.g. POS Online), they will still award you 6% because there is no specific exclusion.

However, for the promotional T&C, these usually exclude government, utilities, and insurance. So, if you make an online transaction, but to government, utilities, or insurance, these do not benefit from the promotion.

Does this make sense?

I'm just making an informed guess based on my reading of T&Cs, as well as the many examples of forummers' experience (and my own) from the promotional cashback eligible categories.
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my bad, thought you are referring to the standard 6% cash back
michaelho
post Sep 15 2016, 08:33 PM

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QUOTE(tonytyk @ Sep 15 2016, 09:12 PM)
Did you get 6% cash back for the online payment to insurance premium? What website?
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AIA, going to try Prudential soon cos I read someone got 6% for Prudential as well
hurtedheart
post Sep 15 2016, 10:08 PM

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QUOTE(skty @ Sep 13 2016, 11:09 PM)
in my first application, under the annual income column, i put "RM xxxxx (included bonus)" to make it more than 100k.
my application successful without any question. I hope yours is the same.
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Too bad for me. I appealed based on EA Form >100k, mentioning I have good credit standing, customer of PBB >10 years & anything I could think of. But the result I checked this evening - Unsuccessful again 😓. Bye PBB...
poor man
post Sep 15 2016, 11:00 PM

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apply public bank cc free RM200 lazada voucher

The Campaign Gift is a Lazada e-Voucher worth RM200. The offer of the Campaign
Gift is exclusively available at the Organiser’s website, ringgitplus.com.

T&C https://media.ringgitplus.com/creatives/326...nditions%20.pdf

This post has been edited by poor man: Sep 15 2016, 11:00 PM
woe.com
post Sep 16 2016, 01:52 PM

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QUOTE(hurtedheart @ Sep 15 2016, 10:08 PM)
Too bad for me. I appealed based on EA Form >100k, mentioning I have good credit standing, customer of PBB >10 years & anything I could think of. But the result I checked this evening - Unsuccessful again 😓. Bye PBB...
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Sometimes just not really know how the bank evaluate it, even meet the requirement will also get rejected sad.gif
MGM
post Sep 16 2016, 02:20 PM

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So far I have been paying TNB bills thru Payonline n earned the 6% CB. Has anyone tried using the new myTNB's portal n got the 6% CB too?
cybpsych
post Sep 16 2016, 02:33 PM

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QUOTE(cybpsych @ Sep 5 2016, 08:03 AM)
Eligible for 6% online cashback. fyi/a ronnie

[New] Tenaga National @ MyTNB Web Portal  thumbup.gif
just paid Unifi via MyTM Web Portal. SMS OTP detected as eCom transaction, description as TMONLINE(EC) KUALA LUMPUR MY. I guess should be eligible for 6% Online cashback too. Will reconfirm this after getting next month's statement.  thumbup.gif
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QUOTE(joycelsq @ Sep 5 2016, 04:33 PM)
clarified that paying using mytnb website also got 6% rebate!!
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QUOTE(MGM @ Sep 16 2016, 02:20 PM)
So far I have been paying TNB bills thru Payonline n earned the 6% CB. Has anyone tried using the new myTNB's portal n got the 6% CB too?
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search?

wym6977
post Sep 16 2016, 02:43 PM

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QUOTE(MGM @ Sep 16 2016, 02:20 PM)
So far I have been paying TNB bills thru Payonline n earned the 6% CB. Has anyone tried using the new myTNB's portal n got the 6% CB too?
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I paid TNB bill thru MyTNB recently and got cash back. Also the payment is instantly relfected in the account so I think it is the best way to pay...
MGM
post Sep 16 2016, 02:50 PM

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QUOTE(cybpsych @ Sep 16 2016, 02:33 PM)
search?
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QUOTE(wym6977 @ Sep 16 2016, 02:43 PM)
I paid TNB bill thru MyTNB recently and got cash back. Also the payment is instantly relfected in the account so I think it is the best way to pay...
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TQ,TQ, I did search TNB, but too much info, uncle confused la. Just want to reconfirm b4 I paid rm500 TNB bill n not getting CB. Have to do it ASAP so want to try myTNB instead of Payonline. Only thing is must pay in full instead of multiple amount as in Payonline.
wym6977
post Sep 16 2016, 03:02 PM

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QUOTE(MGM @ Sep 16 2016, 02:50 PM)
TQ,TQ, I did search TNB, but too much info, uncle confused la. Just want to reconfirm b4 I paid rm500 TNB bill n not getting CB. Have to do it ASAP so want to try myTNB instead of Payonline. Only thing is must pay in full instead of multiple amount as in Payonline.
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Yes you are right , the only downside is you must pay in full ..
kokjin99
post Sep 16 2016, 06:28 PM

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Regarding separate statement of supplementary card to earn the cash back, is it possible to separate the statement if currently already combined with principal statement?
lilsunflower
post Sep 16 2016, 07:00 PM

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QUOTE(kokjin99 @ Sep 16 2016, 06:28 PM)
Regarding separate statement of supplementary card to earn the cash back, is it possible to separate the statement if currently already combined with principal statement?
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Yes but you have to call CS and they will cancel your supp and issue a new card.
TSronnie
post Sep 17 2016, 12:45 AM

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The following Merchant using MCC 5499 (not under dining rebate sad.gif)
Walnut Café & Bar - PFCC, Bandar Puteri
Ground Eatery - PFCC, Bandar Puteri



DarReNz
post Sep 17 2016, 10:36 AM

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hmm can't login to online banking
Error 500: java.lang.NullPointerException

nvm tried another browser and it worked doh.gif

This post has been edited by DarReNz: Sep 17 2016, 01:06 PM
kokjin99
post Sep 17 2016, 11:33 AM

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QUOTE(lilsunflower @ Sep 16 2016, 07:00 PM)
Yes but you have to call CS and they will cancel your supp and issue a new card.
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Thanks, just called the CS. The existing card will be deactivate in two days time and will get the new card within one week. smile.gif
ju146
post Sep 17 2016, 10:38 PM

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QUOTE(poor man @ Sep 15 2016, 11:00 PM)
apply public bank cc free RM200 lazada voucher

The Campaign Gift is a Lazada e-Voucher worth RM200. The offer of the Campaign
Gift is exclusively available at the Organiser’s website, ringgitplus.com.

T&C https://media.ringgitplus.com/creatives/326...nditions%20.pdf
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I am on it, just dropped my application last week. Hopefully they approve it
PsychoJoe
post Sep 19 2016, 08:47 AM

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Did not get the dining rebate for The Red Bean Bag in Publika.
more69
post Sep 19 2016, 03:42 PM

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QUOTE(michaelho @ Sep 15 2016, 08:33 PM)
AIA, going to try Prudential soon cos I read someone got 6% for Prudential as well
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please share Prudential result as i using autopay. thanks
alchmiya
post Sep 19 2016, 03:51 PM

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QUOTE(laith @ Sep 16 2016, 02:05 PM)
I am a Pbb VS holder for 2 years without late payments, but due to my spending behavior i was rejected on Pbb Islamic Platinum CC, 3 times.
Besodes that, it might be due to exceed DSR as well. I get the same fate from various banks including Citi, CIMB, Ambank.
Strange thing is that AEON & Maybank keep on approve all my CC application.
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I'm thinking of Pbb Islamic Platinum too. About your spending habit, are you the type who just spend 833 monthly?
DarReNz
post Sep 19 2016, 07:54 PM

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QUOTE(PsychoJoe @ Sep 19 2016, 08:47 AM)
Did not get the dining rebate for The Red Bean Bag in Publika.
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ronnie to update

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