They offered me this crap card

Joker la this CIMB

Just launched yesterday and they already offered you? That's fast.
24k per annum only. Let me check it out.

This post has been edited by fruitie: Oct 6 2016, 10:37 PM

Don't even need to apply.

It's going to be delivered to me within 2 weeks or so

Not bad since I fly with MAS these days as our Company doesn't allow us to travel to Manila with AA (internal policy) and I always fly to Manila. Can also visit the Golden Lounge.
Will analyse and if needed, I will give them a call.

Only 2 times only, I think?

And since you already got CIMB Mastercard and this card no AF, small matter to secure this card nia

Yes 2x, no point to travel in Business Class to just Manila. So 2x is better than nothing.
Not sure small matter or not but I wanna stop adding cards and analyse the usefulness of each card.

If supplementary also can enter 2X, this card really not bad d

It mentions clearly only for principal.

I know.

Which is the main issue with this card....

Probably good if you are a solo traveller.

Since the requirement is so low, get your travelling partner if still employed and with income to apply as well.

Travelling partner got PTPTN

Speaking of PTPTN, gotta check if they cleared that outstanding from the records since it was paid quite a while ago.

I see. If already an existing CIMB cardholder, they will usually add for you even if not-so-good PTPTN repayment record. I'm one of them too as I used to pay one lump sum and stopped for a while. I still can add cards from banks that I'm already currently holding.

Have to check out CCRIS.

Mine same case like yours.

Few months overpay. Few months missing.

Now need to check if still got any debts or not

And unfortunately that affects CCRIS record and new CC application will be rejected.

But I heard if you clear all your debts, they won't bother so much?

My friend has 60 outstanding payment due to PTPTN.

Paid 1 lump sum to settle, then terus can apply and approve already

Need to have the letter from PTPTN but CCRIS still shows sucky record. I guess will need the letter as supporting for CC application.
Anyway, for me to add this CIMB card, I think I should be able to get it. Based on other banks' experience.

Next week, you'll get a SMS saying you're added to this new card

OK, I will wait then.

Anybody can make payment via POSonline? Is it down or just my problem? when i checkout they don't prompt me the bank issuance page.. and the status shown "unsuccessful transaction"

For supplementary, can Principal collect for supplementary? Let's say apply at Card Centre. Thanks.