QUOTE(CnY Garage @ Dec 11 2016, 10:44 AM)
during Berjaya credit era easier to get approved, now with Aeon Credit and JCL Credit slightly harder
mostly basic at least 1.8k ( big company background, for private sector sure get rejected ) and work more than at least 2-3 years
below critirea easily get rejected
1. private sector with 3k below or big company with 1.8k below
2. working experience less than 2 years
3. Military ( police easier, teachers a lot easier )
actually monthly submission for micro credit only few hundred cases and around 100 + approved, around 30-40% approval rate
You are referring to the uMicroCredit to purchase iPhone? To confirm, does AEON / JCL runs credit check with CCRIS/CTOS?mostly basic at least 1.8k ( big company background, for private sector sure get rejected ) and work more than at least 2-3 years
below critirea easily get rejected
1. private sector with 3k below or big company with 1.8k below
2. working experience less than 2 years
3. Military ( police easier, teachers a lot easier )
actually monthly submission for micro credit only few hundred cases and around 100 + approved, around 30-40% approval rate
Actually, there are money to be made in giving out micro credits (as it no different than Personal Loan, which charges +-18% per annum).
Though on the downside is when the debtors default la, haha
Dec 19 2016, 06:54 PM

Quote
0.0325sec
0.43
6 queries
GZIP Disabled