This uMobile Micro credit thingy, how hard is it for approval?
U-Mobile Thread V7, www.u.com.my
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Dec 14 2016, 02:38 PM
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#1
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970 posts Joined: Jul 2016 |
This uMobile Micro credit thingy, how hard is it for approval?
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Dec 18 2016, 10:36 PM
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#2
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I am subscribe to UMI20.
Thing is, my UMI is valid until 26/12. it includes data/free calls. But tried to call out today, but got this auto machine telling me that the line is barred. How could this be? |
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Dec 18 2016, 10:42 PM
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#3
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QUOTE(1tanmee @ Dec 18 2016, 10:36 PM) I am subscribe to UMI20. Thing is, my UMI is valid until 26/12. it includes data/free calls. But tried to call out today, but got this auto machine telling me that the line is barred. How could this be? QUOTE(prosibu @ Dec 18 2016, 10:38 PM) UMI free calls only active when ur line is active where it also means UMI data is active even your acc is expired. Aha, so there are two aspects to this.So, your line is active or no? 1. active line 2. UMI Seems to me that my line is not active (methink the expiry was 17/12), even though I have subscribed to UMI20 (period 27/11 - 26/12). So to make it clear; 1. active line - ability to make outgoing calls/send SMS 2. UMI - ability to browse Internet, receive/send WhatsApp texts. Is my understanding correct? |
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Dec 18 2016, 11:14 PM
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#4
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Sigh, dang it! Thought having UMI would suffice, so have been holding on to buying credits just enough to pay for the UMI thingy only. hahaha.
By the way, prepaid would kena 6% GST (with no rebate) from Jan'17 onwards, right? Any further extensions to this? Hope Govt can do the Ahmad Maslan stint one more time |
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Dec 19 2016, 06:45 PM
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#5
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QUOTE(1tanmee @ Dec 18 2016, 11:14 PM) Sigh, dang it! Thought having UMI would suffice, so have been holding on to buying credits just enough to pay for the UMI thingy only. hahaha. By the way, prepaid would kena 6% GST (with no rebate) from Jan'17 onwards, right? Any further extensions to this? Hope Govt can do the Ahmad Maslan stint one more time QUOTE(cfa28 @ Dec 19 2016, 08:11 AM) http://www.thestar.com.my/news/nation/2016...o-be-maintained Link corrected: http://www.thestar.com.my/news/nation/2016...ined-next-year/Already announced extension for 1 more year. He coming soon. Look at how smug he looks! This time without Ahmad Maslan, though |
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Dec 19 2016, 06:50 PM
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#6
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Dec 19 2016, 06:54 PM
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#7
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QUOTE(CnY Garage @ Dec 11 2016, 10:44 AM) during Berjaya credit era easier to get approved, now with Aeon Credit and JCL Credit slightly harder You are referring to the uMicroCredit to purchase iPhone? To confirm, does AEON / JCL runs credit check with CCRIS/CTOS?mostly basic at least 1.8k ( big company background, for private sector sure get rejected ) and work more than at least 2-3 years below critirea easily get rejected 1. private sector with 3k below or big company with 1.8k below 2. working experience less than 2 years 3. Military ( police easier, teachers a lot easier ) actually monthly submission for micro credit only few hundred cases and around 100 + approved, around 30-40% approval rate Actually, there are money to be made in giving out micro credits (as it no different than Personal Loan, which charges +-18% per annum). Though on the downside is when the debtors default la, haha |
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Dec 19 2016, 10:29 PM
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#8
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QUOTE(1tanmee @ Dec 19 2016, 06:54 PM) You are referring to the uMicroCredit to purchase iPhone? To confirm, does AEON / JCL runs credit check with CCRIS/CTOS? Actually, there are money to be made in giving out micro credits (as it no different than Personal Loan, which charges +-18% per annum). Though on the downside is when the debtors default la, haha QUOTE(CnY Garage @ Dec 19 2016, 07:01 PM) mobile virtual number operator Anyone can concur with this? I thought they check the salary and call up the office to confirm employment only.some telco that without own infra networks, renting others network like Xox tunetalk .... using celcom friendi buzzme using umobile happy using digi... i think they do run credit check with CTOS at least Technically, AEON is not a bank per se, no? oh, now understand dy the mvno. But what's in it for the customers? wouldn't they be better off subscribing with operators with infra, rather than without? Hmmm, maybe monthly subscription cheaper? |
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Dec 23 2016, 03:55 PM
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#9
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Sorry, confirm one more time pls.
I am using prepaid UMI20. If my UMI20 package is still active but line is inactive... I can still use data (send/receive WhatsApp, browse Internet) right? |
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