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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post May 24 2016, 10:20 AM

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QUOTE(MGM @ May 24 2016, 10:11 AM)
In the last 10 years(2006-2015), EPF ave 5.855 n ASM ave 6.708.

For this period, RM100000 invested in epf ->176620, asm->190770.
If a investor is gone, wont be able to transfer units.
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Which means we can initiate a transfer to another person anytime?

What's the latest asnb address in Shah Alam? I know they shifted

This post has been edited by Ramjade: May 24 2016, 10:20 AM
Ramjade
post May 24 2016, 01:27 PM

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QUOTE(LNYC @ May 24 2016, 12:53 PM)
hey all...just a quick reminder to myself...and to get all of ur opinions too..

u see...these fp amanah thingy..are all fund...just like the unit trust...it is now profitable coz the non-taxable returns and fixed price unit..but..we must remember also they are still fund...and is it some sort of government bond??!! coz we lend money to gov...to invest..

and..for the future, we cannot guarantee the policy of gomen at that time...whether it is going to be vp or things like that...after all...it is just one channel of investment..

feel free to commend and discuss ya~~
investment newbie here~~
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Already discuss before. Big fright for some here. Keep in mind, as long as GLC is still around, ASX is pretty a safe fund.

QUOTE(filage @ May 24 2016, 01:16 PM)
Ya if people believe Jib Jib and BN still can rule a long time, then no problem la. Of course ASX FP status is not permanent, but until it become VP, then people withdraw it out at most. Nothing to lose. Not like they gonna suddenly become VP without public announcement right. If principle strong people like don't pinjam gomen later they more fund to do funny things, then don't invest in this. Just like BR1M, if think is free money just take. Some they eligible but don't want take because they principle strong- want to show that BR1M doesn't attract them at all.
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Agreed. Those strong principal people will ignore like dasecret. Me I don't care. They give me my 6.x%, maintain at fixed price and I can withdraw anytime, that's good enough for me.

This post has been edited by Ramjade: May 24 2016, 01:28 PM
Ramjade
post May 25 2016, 12:59 PM

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QUOTE(OPT @ May 25 2016, 12:55 PM)
Just found out, after pengistiharan Amanah they will block 1,000 units from each account ya... Throughout whole period while the contract is in force. Will give back after no more contract
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That 1000 units dividend will still be calculated.
Ramjade
post May 25 2016, 01:01 PM

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QUOTE(plumberly @ May 25 2016, 12:59 PM)
Sorry, dont quite get it. Please clarify on the 1000 block. Thanks.
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Let's assume you have 1500 units. After doing that Pengisytiharan thing, say you want to withdraw rm1k, you cannot. You can only withdraw rm500. But UT doesn't matter cause dividend is still calculated for that RM1k.
Ramjade
post May 25 2016, 01:06 PM

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QUOTE(OPT @ May 25 2016, 01:02 PM)
Maybe Tun Ramjade can explain more in detail biggrin.gif

As I said, just found out...

I think it's like collateral while contract is in force
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Already explained just now and few pages back. Nothing to worry about as mentioned dividend for 1000 units is still counted. That's the most important thing. No? rclxms.gif
Ramjade
post May 25 2016, 01:34 PM

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QUOTE(OPT @ May 25 2016, 01:31 PM)
Yeah, I'm fine with it.

Btw, is there a thread for estate planning/wills in LYN? Want to compare with this Pengistiharan thing...
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Pengisytiharan is just to transfer the units to the next of kin in terms of units. If use will, it will be transferred in the form of cash.
Ramjade
post May 25 2016, 05:33 PM

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QUOTE(twinkle5129 @ May 25 2016, 05:05 PM)
Thanks for sharing. The elderly lady who somehow followed me today had her hand bag snatched from her while walking previously. I'll be extra careful when I go to ASNB next week.
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Be careful especially if you are a regular. Carry a backpack. They can never snatch a backpack.

This post has been edited by Ramjade: May 25 2016, 05:34 PM
Ramjade
post May 26 2016, 06:04 PM

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QUOTE(nexona88 @ May 26 2016, 05:58 PM)
auntie hunting adventure shows 1 thing.

if we are really hardworking & allocate some of time. we can reach the target amount we want in short period of time.

no use ranting day & night if we don't make the right move, and do some strategic decision / time management  icon_rolleyes.gif
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How many people got time to try multiple times per day at the bank? Even me, just go 3x (don't want to waste petrol)
Ramjade
post May 26 2016, 06:13 PM

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QUOTE(aromachong @ May 26 2016, 06:11 PM)
shortcut sit in office watching tv , listening to radio, surfing website relax ur body .. latest time frame 6 digits completed within weeks.

no need to watse time.. waste petrol, toll  thumbsup.gif
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Yes if got inside help. If no inside help like me how?
Ramjade
post May 26 2016, 10:56 PM

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QUOTE(HJebat @ May 26 2016, 10:53 PM)

I am aware that we are required to fill out the form if we intend to hunt down some units at ASNB. However, if the transaction is done through an agent, we just need to provide the necessary information & the teller will complete the form for us. So, no need pikir mau bring apa form or beg, bukan ka?.
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Hi,

Long time no see. Bring form so they got no excuse to tolak us. Besides, for me, agent will tell me to isi form dulu baru I layan you. SO I always pre-filled my forms.
Ramjade
post May 27 2016, 10:38 AM

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QUOTE(OPT @ May 27 2016, 10:29 AM)
Now even my area CIXx s pulling the "once per day" thingy on me liao... sad.gif

..and I have been going like 1-2 times before lunch and 1-2 times after lunch...is it a lot?

Note: I have been professional and courteous, e.g. asking whether it's ok to come back a bit later, smile, etc...
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There's always post office, maybank, rhb, Affin.
Ramjade
post May 27 2016, 10:44 AM

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QUOTE(OPT @ May 27 2016, 10:40 AM)
Yes...but depending on area, not all these branches available... console.gif
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Send complain to amanah saham email. Stating bank, location, date and time of transaction. Counter no what. See got improvement after that or not.
Ramjade
post May 27 2016, 04:03 PM

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QUOTE(Ash1988 @ May 27 2016, 03:56 PM)
Is Amanah Saham Gemilang ok ?
Sorry newbie here. Just went to Affin to enquire.
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ASG have service charge. Performance cannot beat funds sold by FSM. So you say lei? If want to buy ASG, better head over to FSM thread and buy KGF.
Ramjade
post May 27 2016, 06:34 PM

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QUOTE(filage @ May 27 2016, 06:25 PM)
Just thinking if I have 500,000 in ASX then will get around 2000 per month for monthly use (dividend split out). Maybe then I can retire.

But I think many of you probably achieved these mark already. As I read that time about some topping up few hundred Ks each time. eeks..

Sorry a bit OT. hehe.
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Yup that's what I want to do. Get RM300k inside there, then go for risky investment. Whatever happen, I still can survive on the amount of dividend given out.
Ramjade
post May 27 2016, 06:47 PM

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QUOTE(OPT @ May 27 2016, 06:42 PM)
Wah, so low expectations for Tun? Missing another 0 is it ? biggrin.gif

300k will get you around 19k in yearly dividend saja wor...less than 2k/month...
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I am training myself to survive on RM1k/month (assuming no loan)
Ramjade
post May 28 2016, 11:57 AM

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QUOTE(filage @ May 28 2016, 11:54 AM)
If you work in Singapore earning SGD, will you bring back your money and invest in ASX? I heard FD rate in Singapore around 2%?
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I will go with SG REITS.
Ramjade
post May 28 2016, 10:32 PM

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QUOTE(OPT @ May 28 2016, 09:20 PM)
All this buying of Amanah Saham...

Past records so far so good. With things not looking bright at the moment, is there any possibility the dividend will go lower than 6%?

If you see in the EPF thread, there has started considerations based on today's news article...
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It's always about the EPF. Well if you feel insecure, kindly share, withdraw and inform us. It will mega sales V2 again. Mega Sales V1 was last year (everyday, any amount, any book)
Ramjade
post May 29 2016, 08:38 AM

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QUOTE(OPT @ May 28 2016, 10:35 PM)
Haha. My units holding is very limited, don't think will enough to be so called 'any number of units/any book' scenario...maybe within 30minutes all fully subscribed biggrin.gif

About last year Mega Sale...I think I know who is that guy that sold his...close friend, units in millions...reason = something to do with bijan smile.gif

P/S: I didn't knew that time the public can buy...plus only knew about it later
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What I meant was share to friends and family that amanah saham is not safe. Hopefully will trigger a mega ales v2. laugh.gif
Ramjade
post May 29 2016, 11:35 PM

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QUOTE(twinkle5129 @ May 29 2016, 09:49 PM)
From what I heard at ASNB recently, the investor was told he can withdraw only 10k at ASNB at one time but he can withdraw more at banks.
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QUOTE(nexona88 @ May 29 2016, 10:20 PM)
withdraw in stages mean?

come another day to withdraw again?

then day after? then the day after that?  confused.gif
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QUOTE(OPT @ May 29 2016, 10:36 PM)
Yes. Cannot withdraw all in one go. Have to do it in stages. Unfortunately I don't have the exact details. He only told me have to go many many times to fully withdraw...hinting that Amanah Saham may not have those so called money...
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This is bad. sad.gif bangwall.gif The limit. In the event something happen to amanah saham (highly unlikely), we are limited by the amount we can withdraw. We need to check with them and banks whether one can perform unlimited withdrawal at banks or not. Hansel. now would be a good time to panic.
Ramjade
post May 30 2016, 12:09 PM

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QUOTE(wil-i-am @ May 30 2016, 11:53 AM)
Managed to top up 5 digits for 3 books
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5 digit per book or total 5 digits for 3 books?

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