No loans. I am loan free at the moment.

As long as not crowded and staff is around, I'm sure no one mind me sitting there. Bank manager told me I can try as many times as I want but I usually prefers to wait 20-30mins in between. I can see the staff has other matters to settle even if there are no other customers waiting.
I should have discovered this little bank here as it's 100% easier to do any type of transaction. They're still holding 'restricted' license- NO ASB yet. Later, I'm sure there'll be more ASB customers as majority ASB customers here go to MBB & CIMB. That's mean longer Q.
I hope I'll complete my FINAL ASW top up in Sept.
Since I never leave my passbook with him, I'll just 'park' myself there. Now since I'm only looking for ASW, no point of multiple trips. Will only check if I have other errands to do on my way out.

MBB is closest to my place, 2-3 mins walk. Besides long Q, staff only checked 1x per Q number- very strict. Better drives out & sees friendlier faces at Affin bank.

This post has been edited by twinkle5129: Jul 24 2016, 09:50 AM

A student with no loans.... & regularly hunting for ASX.

Spot on...
UHNWS

you're very unique students..

most of your age would only spend spend spend.. while u save save save in ASx

if everyone like u. all business can close shop.. electronics / IT / phone all tutup kedai..

ASx.. can forget. no chance at all.. ASNB will be very very happy because no withdrawal..

Tis is definitely gud news for non bumi investors

Why so? Bumi buy ASB/ASB2, we buy ASW2020, ASM, AS1M

Wat I meant was d tellers can service non bumi investors exclusively

even with ASB/ASB2 also some Affin bank branch not much people..

can wait like VIP there. got newspaper & drinks too

Why so nice one? The affin bank that I go to does not have newspaper and they don't give you free drinks. Just that it's fast, clean and no customer.

well it's Affin bank.. they treat customer like VIP

I was offered drinks 1x as it was long wait as he was busy attending to other matters. Now I roughly know the best time to visit bank according to his schedules.

My regular Affin branch offers newspaper but not drink

well not everyone have the time to follow the staff schedules

we go whenever free so depends on situation

They offer plain water or coffee/tea?

Campaign dateline is near.
can try luck. maybe you're the lucky one

I didn't accept the offer on that day as I needed to use their washroom instead.

Did they allow u to use?

They offered to me when I was still new to their bank (only there for ASX) as I was mumbling about going out to look for W/R. Never ever dream of asking as I know they're strict with security access.

Now whenever I need to use it, I'll just ask permission. The staff will just accompany me inside to the W/R area. So far, used 2x.

This post has been edited by twinkle5129: Jul 24 2016, 05:25 PM

good to know they allow customers to use the washroom

normally banks won't allow it (juz assuming only since I have no urge to use one)