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Investment MIZUMI RESIDENCES | RESIDENSI METRO KEPONG, Japanese jacuzzis overlooking Lake

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claudetan
post Oct 14 2019, 09:20 AM

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QUOTE(xandercooper @ Oct 14 2019, 08:31 AM)
hi guys, just want to ask. i apply this rumawip through property agent and the agent already submit my loan application to 4 banks, only cimb and maybank contact me the other 2 bank no contact so far. if i try apply loan from other bank myself is it can? or need to go through agent only to apply loan?
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Can, my bro rumawip we got the bank loan ourselves, coz non of the agent banker want loan us... some banker really want big business only and they don’t bother help you fine tune your documents
xandercooper
post Oct 14 2019, 01:01 PM

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QUOTE(claudetan @ Oct 14 2019, 09:20 AM)
Can, my bro rumawip we got the bank loan ourselves, coz non of the agent banker want loan us... some banker really want big business only and they don’t bother help you fine tune your documents
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may i know what bank did your bro try? what i need to prepare before approach bank? basic docs like latest 3 months payslip, epf statement and bank salary statement?
.:zep:.
post Oct 14 2019, 02:18 PM

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QUOTE(nghanlin @ Oct 13 2019, 06:55 PM)
Hi, anyone here already received lawyer call to sign the s&p?
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Nope. My agent said on next week, 21/10/2019. But not confirm yet.
.:zep:.
post Oct 14 2019, 02:19 PM

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QUOTE(xandercooper @ Oct 14 2019, 08:31 AM)
hi guys, just want to ask. i apply this rumawip through property agent and the agent already submit my loan application to 4 banks, only cimb and maybank contact me the other 2 bank no contact so far. if i try apply loan from other bank myself is it can? or need to go through agent only to apply loan?
*
How long did cimb to offer you? And how much is the rates?
claudetan
post Oct 14 2019, 02:32 PM

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QUOTE(xandercooper @ Oct 14 2019, 01:01 PM)
may i know what bank did your bro try? what i need to prepare before approach bank? basic docs like latest 3 months payslip, epf statement and bank salary statement?
*
Public bank, they will tell u what documents needed
xandercooper
post Oct 14 2019, 03:21 PM

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QUOTE(.:zep:. @ Oct 14 2019, 02:19 PM)
How long did cimb to offer you? And how much is the rates?
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i mean they call for interview first and send related docs...i apply for cimb bnm scheme with 2.9%...the bank said have to wait a little longer as many people apply for this loan.
xandercooper
post Oct 14 2019, 03:21 PM

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QUOTE(claudetan @ Oct 14 2019, 02:32 PM)
Public bank, they will tell u what documents needed
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thanks bro
claudetan
post Oct 14 2019, 03:44 PM

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QUOTE(xandercooper @ Oct 14 2019, 03:21 PM)
thanks bro
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Btw, my bro took the normal loan, not sure if you want to take the BNM offer
xandercooper
post Oct 14 2019, 04:20 PM

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QUOTE(claudetan @ Oct 14 2019, 03:44 PM)
Btw, my bro took the normal loan, not sure if you want to take the BNM offer
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i will try my luck with bnm offer
lianhan P
post Oct 14 2019, 10:07 PM

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hi, for those who bought mizumi, whats the interest rate u got?? around 4.3? tq
loong720 P
post Oct 23 2019, 07:35 AM

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Hi, any body signed the SPA ?
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post Oct 23 2019, 07:53 AM

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QUOTE(xandercooper @ Oct 14 2019, 04:20 PM)
i will try my luck with bnm offer
*
Mine, submit to cimb, rhb, ambank and maybank. Got 3 offer, cimb still pending due to full quota. Don't know if they want to release the quota or not.

Here is the offer :

Maybank
Spa: RM 198,000
Loan approved: RM 198,000 (100%)
Legal fee: RM 5,000
Loan tenure: 39 years
Rate: 3.5%
MRTT: RM 11,303 (100% for 30yr)
Total loan amount: RM 214,303
Installment amount: RM 840

RHB
Loan amount = RM198,000
MRTT= RM13,004
Legal Fee=RM3,960
Total = RM214,964
Tenure=39 years
Interest Rate=3.5%
Monthly Instalment= RM843

Ambank
Loan approved
Loan: 198000 (100%)
Mrtt: 12,421
Total loan: 210,421
Tenure: 35 years
Rate: 3.5%
Instal: 870

Ambank I already reject coz not include legal fees. Thinking to go for RHB.
coolguy99
post Oct 23 2019, 10:52 AM

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QUOTE(.:zep:. @ Oct 23 2019, 07:53 AM)
Mine, submit to cimb, rhb, ambank and maybank. Got 3 offer, cimb still pending due to full quota. Don't know if they want to release the quota or not.

Here is the offer :

Maybank
Spa: RM 198,000
Loan approved: RM 198,000 (100%)
Legal fee: RM 5,000
Loan tenure: 39 years
Rate: 3.5%
MRTT:  RM 11,303 (100% for 30yr)
Total loan amount: RM 214,303
Installment amount: RM 840

RHB
Loan amount = RM198,000
MRTT= RM13,004
Legal Fee=RM3,960
Total = RM214,964
Tenure=39 years
Interest Rate=3.5%
Monthly Instalment= RM843

Ambank
Loan approved
Loan: 198000 (100%)
Mrtt: 12,421
Total loan: 210,421
Tenure: 35 years
Rate: 3.5%
Instal: 870

Ambank I already reject coz not include legal fees. Thinking to go for RHB.
*
Why is the interest rate so low?

AskarPerang
post Oct 23 2019, 10:59 AM

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QUOTE(coolguy99 @ Oct 23 2019, 10:52 AM)
Why is the interest rate so low?
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Refer BNM first home buyer: https://forum.lowyat.net/topic/4827403/
CIMB should be the lowest current promo at 2.9% pa.
.:zep:.
post Oct 23 2019, 11:30 AM

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QUOTE(AskarPerang @ Oct 23 2019, 10:59 AM)
Refer BNM first home buyer: https://forum.lowyat.net/topic/4827403/
CIMB should be the lowest current promo at 2.9% pa.
*
Ya under bnm affordable scheme. For this project, cimb quota already full. Need to wait if they open it again.
xandercooper
post Oct 23 2019, 01:48 PM

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QUOTE(.:zep:. @ Oct 23 2019, 07:53 AM)
Mine, submit to cimb, rhb, ambank and maybank. Got 3 offer, cimb still pending due to full quota. Don't know if they want to release the quota or not.

Here is the offer :

Maybank
Spa: RM 198,000
Loan approved: RM 198,000 (100%)
Legal fee: RM 5,000
Loan tenure: 39 years
Rate: 3.5%
MRTT:  RM 11,303 (100% for 30yr)
Total loan amount: RM 214,303
Installment amount: RM 840

RHB
Loan amount = RM198,000
MRTT= RM13,004
Legal Fee=RM3,960
Total = RM214,964
Tenure=39 years
Interest Rate=3.5%
Monthly Instalment= RM843

Ambank
Loan approved
Loan: 198000 (100%)
Mrtt: 12,421
Total loan: 210,421
Tenure: 35 years
Rate: 3.5%
Instal: 870

Ambank I already reject coz not include legal fees. Thinking to go for RHB.
*
good for you got 3 offer. mine still waiting for bank offer as my loan alone cannot pass because DSR guite high, need to joint loan with wife
coolguy99
post Oct 23 2019, 04:13 PM

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QUOTE(AskarPerang @ Oct 23 2019, 10:59 AM)
Refer BNM first home buyer: https://forum.lowyat.net/topic/4827403/
CIMB should be the lowest current promo at 2.9% pa.
*
Thanks I didn’t know about this! My sister should be eligible but she has already purchased her first ruwahwip last year.
nghanlin
post Oct 24 2019, 01:37 PM

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hi, can i know do we need to pay any legal fees? for residensi metro kepong
yukijunno
post Oct 24 2019, 03:22 PM

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QUOTE(nghanlin @ Oct 24 2019, 01:37 PM)
hi, can i know do we need to pay any legal fees? for residensi metro kepong
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Yes need
annoymous1234
post Oct 24 2019, 08:04 PM

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for mizumi owners, there is a new thread https://forum.lowyat.net/topic/4855778
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