Investment MIZUMI RESIDENCES | RESIDENSI METRO KEPONG, Japanese jacuzzis overlooking Lake
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 Oct 14 2019, 08:31 AM
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#1
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur  
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hi guys, just want to ask. i apply this rumawip through property agent and the agent already submit my loan application to 4 banks, only cimb and maybank contact me the other 2 bank no contact so far. if i try apply loan from other bank myself is it can? or need to go through agent only to apply loan?
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Oct 14 2019, 01:01 PM
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#2
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(claudetan @ Oct 14 2019, 09:20 AM) Can, my bro rumawip we got the bank loan ourselves, coz non of the agent banker want loan us... some banker really want big business only and they don’t bother help you fine tune your documents may i know what bank did your bro try? what i need to prepare before approach bank? basic docs like latest 3 months payslip, epf statement and bank salary statement? |
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Oct 14 2019, 03:21 PM
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#3
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(.:zep:. @ Oct 14 2019, 02:19 PM) How long did cimb to offer you? And how much is the rates? i mean they call for interview first and send related docs...i apply for cimb bnm scheme with 2.9%...the bank said have to wait a little longer as many people apply for this loan. |
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Oct 14 2019, 03:21 PM
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#4
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(claudetan @ Oct 14 2019, 02:32 PM) Public bank, they will tell u what documents needed thanks bro |
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Oct 14 2019, 04:20 PM
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#5
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(claudetan @ Oct 14 2019, 03:44 PM) Btw, my bro took the normal loan, not sure if you want to take the BNM offer i will try my luck with bnm offer |
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Oct 23 2019, 01:48 PM
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#6
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(.:zep:. @ Oct 23 2019, 07:53 AM) Mine, submit to cimb, rhb, ambank and maybank. Got 3 offer, cimb still pending due to full quota. Don't know if they want to release the quota or not. good for you got 3 offer. mine still waiting for bank offer as my loan alone cannot pass because DSR guite high, need to joint loan with wifeHere is the offer : Maybank Spa: RM 198,000 Loan approved: RM 198,000 (100%) Legal fee: RM 5,000 Loan tenure: 39 years Rate: 3.5% MRTT: RM 11,303 (100% for 30yr) Total loan amount: RM 214,303 Installment amount: RM 840 RHB Loan amount = RM198,000 MRTT= RM13,004 Legal Fee=RM3,960 Total = RM214,964 Tenure=39 years Interest Rate=3.5% Monthly Instalment= RM843 Ambank Loan approved Loan: 198000 (100%) Mrtt: 12,421 Total loan: 210,421 Tenure: 35 years Rate: 3.5% Instal: 870 Ambank I already reject coz not include legal fees. Thinking to go for RHB. |
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