Recurring transfer? Yes, it works too, i tested it on first month. Fund transfer, pay credit card or loan payment also included as bill payment as long as within calendar month. Avoid last 5 days before end of month as what avinlim had suggested before.

This post has been edited by rojakwhacker: Oct 17 2019, 11:51 PM

Mine posted around 15th. Shopee and big pay.

Edit: Opps its under unbilled statement, 0.9% posted on 14th as Cash Rebate Cr Adj.

This post has been edited by rojakwhacker: Oct 19 2019, 01:22 PM

Mine is on the 12th.

This post has been edited by rojakwhacker: Oct 19 2019, 01:22 PM

Try this:

Payment & Transfer > Transfer funds >


1. Transfer:
to another bank account in Malaysia


3. Transfer to:

After add account as favourite, select it by enter amount, select transfer now as when to transfer and enter receipient ref.
Then the instant transfer and interbank GIRO (IBG) radio button selection will appear.
Select instant transfer and proceed from there.

This post has been edited by rojakwhacker: Oct 20 2019, 04:57 PM

Not sure can do instant transfer without debit card. May need to further enquiry bank about it.

Saving account:
- 360-i = Islamic account = use debit card only
- 360 = conventional account = allow to use credit card or debit card
(If user have both accounts, 360i account with debit card then have to use credit card on 360 account, due to one debit card tie to one user only)

Try ask in al amin branch, might have 360 conventional account if you want to go for this.

Credit card:
- Many users holds OCBC Titanium credit card for its cashback of 0.9% on online transaction, while normal retail transaction is 0.1% cashback only.
- While other cards like 365 credit card as suggested by cucikaki is for normal retail transaction with 1% cashback on first RM1k transaction and 0.5% on subsequent transaction above RM1k.

Spend more on online transaction then take OCBC titanium credit card.
Spend more on physical store retail transaction then take OCBC 365 credit card.

Open saving account or apply credit card first doesn't matter. It is auto detect/link.

But for the bold part if both saving account here means 2 OCBC 360 and OCBC 360-I? If yes, need to inform bank the debit card is tie to which account.

This post has been edited by rojakwhacker: Oct 22 2019, 11:06 AM

In boost thread, read last few post, it's been reported as online transaction.

Yes may do so,

1)Apply credit card first then open 360 saving account

2)Open 360 saving account first then apply credit card

3)Do both

Should be safe to apply ocbc credit card from people promoting in mall like apply credit card from other bank too.
For credit card, can refer to above link, current campaign to get cashback RM50.

For 3 bills payment, can be any payment /fund transfer like instant transfer /ibg /recurring transfer to any bank account from ocbc /other bank, and is not tie to owner of account but bank account itself in a calendar month. Example, pay 2 different credit cards from same bank.

Edit: The owner of account here means people name not owner = 'me'.

This post has been edited by rojakwhacker: Oct 22 2019, 03:46 PM

Can transfer to any one's bank account in any bank that also include own's...

The owner of account here means people name not owner = 'me'.

May be new campaign if bank wants to hit quota.

This post has been edited by rojakwhacker: Oct 22 2019, 03:45 PM

Yes

Apply again after 6 months.

Yes possible, if read back many post in this thread, already have user reported possible to have both conventional and Islamic 360 account under same name.

Bonus interest for spend condition:
1) 360 saving account to be use with credit card
2) 360-I saving account to be use with debit card (360-I can only use debit card)

MYR50 Cashback Telemarketing Campaign (till 31 October 2019)

Apply OCBC Credit Card(s) through OCBC Telemarketing sales channel.

Link:
https://www.ocbc.com.my/assets/pdf/Cards/TnC_TMKMYR50.pdf

Apply another credit card through that channel.

This is the con of not able to do online transfer with OCBC 360 saving account without debit card while waiting for credit card approval and receiving it. Today's 28th of current month, best to do some experiment.

The one you saw must be base interest which credited on last day of current month. While the 3 bonus interest will be credited on the following month. Normally 2nd which is tomorrow, so wait.

Did you walk in to branch and demo it to the officer?

Culprit found! The current OneToken does not seems to work well causing many issues to users. Many users have reported both in this thread or in app review page, check it out.

To disabled it, can try call bank cs to deactivate it and roll back to normall sms otp.

What is the date and time for all this transactions?