Yes, no charge.

Fpx excluded. Money out from bank account is belong to Pay category.

4.3. Pay Bonus Interest
A minimum of 3 Bill Payments must be made from your OCBC 360 Account within the calendar month to be eligible for the Pay Bonus
Interest. This includes payment via standing instruction to your OCBC home loan facility and/or retail payment channel of OCBC Online
Banking to:
(a) your OCBC/OCBC Al-Amin home loan facility; or
(b) any account with any bank or financing institution other than the Bank and OCBC Al-Amin Bank Berhad (Company No.
200801017151 / 818444-T); or
© any participating billing organisations; or
(d) payment by Interbank GIRO/DuitNow conducted through OCBC Online Banking, but excluding any payment by the
Financial Process Exchange (FPX)/DuitNow QR platforms.


https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

From search of this thread, for direct debit from debit card is consider as Spend category. While standing instruction is consider as Pay category.

This post has been edited by rojakwhacker: Oct 6 2021, 11:54 AM

2)It must be transfer /pay to 3 different bank accounts.
3)Debit card or credit card.

Yes.

If you are referring to :
1) Transfer to other bank account from OCBC 360 saving account then it is immediately.
2) Use debit card to make payment to merchant then it is possible to appear on next day (posted or not is another matter).

Other Alternative, spend with OCBC Debit card.

Calendar month.

The OCBC website stated 360 account annual interest go up 3.25% now. It seems not stated any more on term and condition in pdf form.

https://www.ocbc.com.my/personal-banking/de...its/360-account

Have you succeeded in calling to redeem your rewards points?

OCBC had just called me, so i redeem on the spot. The customer service told me OCBC malaysia rewards points (OCBC$) can be redeem by call at the moment. So i feedback and hope to be able to redeem by website or APP because it would be a hussle to call every month just to redeem it.

The rewards points redemption to cash is every 600 points.

Their feedback is redemption made in multiply of RM10 which means every 6000 points redemption get RM10.
1650 x 12 points will get you 19800, max redeem are 18000 (6000 x3), remaining 1800. Either spend RM1500 or accumulated it to next months.

Read the card features,
https://www.ocbc.com.my/iwov-resources/my/o..._Mastercard.pdf

On clauses,
8. Redemption of OCBC$ must be made in a minimum cashback equivalent of RM10.

Yes, by phone call, so far, i make 2 redemptions by a phone call from them (i email, they call me).

I also make a suggestion twice on having the redemption made through online or app but their respective department got blank plan to execute it yet except by phone call.