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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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rojakwhacker
post Nov 4 2019, 08:30 AM

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QUOTE(avinlim @ Nov 4 2019, 08:17 AM)
I think highlighted is your problem.

You did transfer to the same bank. consider as 1 transaction only.
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I do not think the 'same bank' is the case as long as the transfer or payment was made to different account number then it would be entitled.
rojakwhacker
post Nov 4 2019, 08:33 AM

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QUOTE(henrytlh @ Nov 4 2019, 12:39 AM)
How many payments did you split #3? Saw one of the past comment saying that just doing splitting credit card payment into 3 payments in a month will qualify you for the incentive.

I’m trying to find out which am I missing. I think that went wrong.
1. I transferred RM500 from my CIMB to OCBC 360 and transferred RM1 back from my OCBC 360 to my CIMB.
-Maybe the source of RM500 cannot be one of the bill payment.

2. Topped up RM550 BigPay with OCBC 360 and then transferring RM548(RM2 fee) to the same account will invalidate the Retail Purchase condition.

Things I’m planning to change:
1. Changing my CIMB account to my mother/father’s account
2. From BigPay, transfer to my CIMB bank instead of back to the same OCBC 360.
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Agreed with jefftan4888 to find out with bank cs first before assuming the change needed to be made. Curious to know what is not qualified too. hmm.gif
rojakwhacker
post Nov 4 2019, 12:01 PM

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QUOTE(David_Yang @ Nov 4 2019, 11:53 AM)
Very strange, lately I was overseas and could only do this.

1. Transferred to 2 bank accounts of mine at other banks and paid the maintainance fee for the condo by recurring IBG transfer
2. Top up BigPay for RM500
3. Transfer RM500 from my CIMB Bank to OCBC bank

All worked I got all 3 bonuses.

So my guess is that they did not like the BigPay In/Out. I left the 500 at BigPay to be safe.
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Can make a transfer from big pay to bank A then from bank A back to OCBC 360 saving account. flex.gif
rojakwhacker
post Nov 5 2019, 05:34 PM

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QUOTE(ctraveller @ Nov 5 2019, 05:26 PM)
Hello!i did the same 1 mth ago. Gotten back only 2 of the 360 interest. The cs say must use ocbc credit card to top up bigpay then consider as retail for the criteria fulfilment. If transfer from 360 not considered.
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Make sense now. So that means henrytlh must have top up bigpay from OCBC saving account through online banking? hmm.gif
rojakwhacker
post Nov 6 2019, 07:08 AM

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QUOTE(tiramisu83 @ Nov 5 2019, 11:34 PM)
why u guys made thing complicated..
my ways
1. Auto transfer RM500 from another bank to OCBC
2. Top up RM1000 using BigPay - you can transfer out to local bank with just 50 cents service charge now
3. Pay 3 credit cards (RM10 each)

Do it on 1st day of every month
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For the 2nd point, have to highlight what ocbc mode of payment was used to top up into big pay. Example use credit card or debit card and not online banking. So far, around 2 users have reported using online banking which is wrong.tongue.gif

This post has been edited by rojakwhacker: Nov 6 2019, 08:56 AM
rojakwhacker
post Nov 6 2019, 10:11 PM

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QUOTE(wym6977 @ Nov 6 2019, 09:33 PM)
After top up BP with CC or DC, transfer back to OCBC 360 should consider fulfilling RM500 deposit.

I didnt use BP but use Wechat instead (no transfer fee..)
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Using debit card to topup wechat?
rojakwhacker
post Nov 6 2019, 10:21 PM

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QUOTE(jefftan4888 @ Nov 6 2019, 10:17 PM)
Yes, that's the reason I don't have OCBC CC.  tongue.gif
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Can do it without spending in wechat app and need kyc?
rojakwhacker
post Nov 9 2019, 06:19 PM

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QUOTE(cucikaki @ Nov 9 2019, 06:05 PM)
I tot u have ocbc card dy?
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Yes, but was debit card. tongue.gif
rojakwhacker
post Nov 11 2019, 10:10 PM

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QUOTE(jefftan4888 @ Nov 11 2019, 09:21 PM)
Can we have both OCBC 360 Account and OCBC 360 Account-I?
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Yes, use credit card for OCBC 360 saving account and use debit card for OCBC 360 saving account-I. -I cannot have credit card.
rojakwhacker
post Nov 13 2019, 11:02 AM

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QUOTE(gold_mine99 @ Nov 13 2019, 10:03 AM)
Hey guys, I have a question
I topup Boost RM500 with my Titanium to fulfill the spending RM500
but the cash rebate is RM0.50 only

I thought it is considered as online payment (will get 1% rebate)
Did anyone try with other e-wallets before like TnG or Grab that will get 1% rebate
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The 1% cashback are spilt into 0.1% and 0.9% cashback. 0.1% cashback will be credited on statement date while 0.9% will be credit few days later, normal 2 days after statement date.
rojakwhacker
post Nov 13 2019, 09:43 PM

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QUOTE(alexanderclz @ Nov 13 2019, 09:27 PM)
for those who applied ocbc credit card, will they send to your house or have to take from the branch?
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Branch.
rojakwhacker
post Nov 18 2019, 04:20 PM

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QUOTE(dayamin @ Nov 18 2019, 04:14 PM)
wanted to open ocbc 360 account , for the deposit , need to bring RM500 cash or can i directly pay the deposit through online transfeR ?
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Bring RM500 or direct deposit online are allowed.
rojakwhacker
post Nov 21 2019, 02:10 PM

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QUOTE(avinlim @ Nov 21 2019, 01:52 PM)
Currently got 360 account. wana open 360-i, ocbc staff told me that 1 person only can get 1 debit card. and to eligible for RM500 spending, need spend RM1000 on that debit card. is that true???

any1 holding 2 account 360/360-i and currently doing the same or have done sth differently in order to get 1.3%(Spending) on both account balance. TQ
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I dont have 2 account but i doubt its going to works for the 1 debit card spend RM1000 will be eligible on both 2 account. whistling.gif Should be work on one debit card link to a saving account while another credit card link to the other saving account as what have been reported by senior in previous post (need to find it).
rojakwhacker
post Nov 24 2019, 10:56 PM

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QUOTE(TongCN @ Nov 24 2019, 09:28 PM)
Cannot make payment to other bank account ?

Received error
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What error message does it display?
rojakwhacker
post Nov 25 2019, 02:45 PM

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QUOTE(sidefulnes @ Nov 25 2019, 02:31 PM)
Oh no... IBFT no more, then will re-strategise to scheduled IBG since I'm still wary of duitnow.
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You can just use duitnow in OCBC online banking, its just a name change from instant transfer to duitnow.
rojakwhacker
post Nov 25 2019, 03:21 PM

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QUOTE(TongCN @ Nov 25 2019, 03:07 PM)
Hey guys, the 3 payments criteria:

If i have 3 MBB credit card : Gold, Amex & Barcelona and make payment to these 3 cards .

Does it fulfill that criteria of 1.3% ?
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Yes, its 3 different credit card numbers.
rojakwhacker
post Dec 12 2019, 02:42 PM

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QUOTE(netken @ Dec 12 2019, 02:09 PM)
u mean they 'can't ' give such a good rate anymore?

was planning to open another 360i next week ...  dry.gif
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From now till the end of this year still same rate 4.1%. Revised or not, the answer may only be available on 1st Jan 2020 or 1st Feb 2020 (after credit in the bonus interest). smile.gif
rojakwhacker
post Dec 18 2019, 11:29 AM

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QUOTE(leo_kiatez @ Dec 18 2019, 10:24 AM)
Auto instant transfer rm1 to 3 different bank saving also work? U tried d?I thought must be bill payment. How u do it?
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Yes. Auto instant transfer sound like recurring transfer or transfer to a future date in OCBC.

QUOTE(jeffboon97 @ Dec 18 2019, 10:43 AM)
Oh?. Transfer RM1 to 3 different bank also considered as bill payment?

Btw, the steps below should hit the criteria to earn the maximum rate right?

1. Topup 500 to BigPay using Publicbank Mastercard Quantum (5% Cashback)
2. Send 500 from salary bank account and 500 from BigPay to OCBC
3. Use OCBC Debit Card Top up 500 back to BigPay
4. Transfer 3 times RM 1 from OCBC to 3 other bank accounts
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1. unrelated to OCBC
2. yes
3. yes
4. yes, many user from previous reported post in this thread reported transfer at least RM10 compare to RM1 (although no issue).
rojakwhacker
post Dec 18 2019, 11:49 AM

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QUOTE(leo_kiatez @ Dec 18 2019, 11:36 AM)
Can use recurring transfer or every month need to set for future transfer ?
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Yes.
rojakwhacker
post Dec 20 2019, 07:53 PM

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QUOTE(toews19 @ Dec 20 2019, 05:51 PM)
OCBC Titanium 0.9% received. Finally  rclxms.gif

OCBC CC 10% Rebate Program no news yet XD
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With 0.9% credited in, back to next 1% business now. :XD

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