Reminder, bonus interest is for saving up to RM100k only.

Apply credit card still eligible for cash back RM50 until 31 October. Spend cumulative sum of RM250.
First come first serve. Maximum of 1,000 units throughout the Campaign Period

Link, bottom of page:
https://www.ocbc.com.my/personal-banking/Cards/index.html

Term and condition:
https://www.ocbc.com.my/assets/pdf/Cards/TnC_TMKMYR50.pdf

This post has been edited by rojakwhacker: Oct 14 2019, 04:59 PM

No like one. When you apply for ocbc card, the sales person will email you forms together with the ongoing promo. last time was RM200 cash back. now only RM50 cash back. But I got rejected last application. Now they approve me. zzz

Not tried that before. I withdraw to another bank account.

Noted. But it wont be that much la. Ahahha I still have my ASB quota. Higher dividend.

RM200 cash back? I must have missed it, got RM25 (Welcome cashback) only. Approved in time for RM50 cashback.

Hi guys, when I open my account just now, the bank staff also promote this thing to me. But it sounds too good to be true?

https://www.ocbc.com.my/personal-banking/In...ield/index.html

I have limited knowledge about this kind of thing as I always park my money in ASB since it's almost a risk-free investment.

For this endowment plan, there's guaranteed payment of 5% for the first 5 years, then subsequently it's 13% till year 13.

Coz they staff ask whether I can fulfilled the spending RM500 with their CC. Coz he said if no, then might as well take this insurance stuff, then can charge the premium to my OCBC CC.

no just no lol

I decided not to take this too.

Mind sharing why? Talk to those bankers of course all good lah.

Just personal preferences, people have different needs.

Me 2

Did you sign up under RP referral?

They say need to deposit RM20k on first day and then maintain it for one month.

But I don’t see any T&C about one month. The T&C only mention that to deposit RM20k on first day of account opening.

I opened at OCBC branch.

i just walked in and open without any amount of money - but was advised to put in some money later which i did ...

but when i called up prior to walking in - they did say they have some terms and conditions for opening this account ...

yeah they try to hardsell this to me also - but i told them i wasn't interested ... even when i ask for CC, they weren't much interested to sell their CC ..

I applied via RP. You have to read the tnc carefully to fulfil it. I have to chase RP and prove them evidence to get the gift.

Me too. I only want to open account and they try to sell me endowment plan. Ask alot of this questions regarding 360 account seem like no idea. How to convince people but your plan?😥

This OCBC 360 plan is involving long term insurance savings plan with Great Eastern Assurance am I not mistaken?

This post has been edited by Hobbez: Oct 15 2019, 08:18 PM

No investment product is required to earn the 4.1% pa interest

Strange cos I went myself to OCBC to ask them what good savings plan they have, and the only thing they could recommend me was something with the insurance savings plan....and its for 12 or 20 years...

And that one was 4.1 % interest.

I said no thank you and walked out.

This post has been edited by Hobbez: Oct 15 2019, 11:21 PM