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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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sj0217
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Nov 11 2017, 09:29 PM
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QUOTE(tifosi @ Nov 11 2017, 07:01 PM) Went through this thread but found various answer on when to pay the last part of HLB BT. I still don't know should I pay on the expiry date or the day after. Don't wanna kena on the early settlement fees. My HL BT was just ended on 1 Nov 2017 As per previous discussion, should pay the day after which is on 2 Nov 2017 I noticed the account for BT is disappear from my online banking after few days
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extinct_83
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Nov 12 2017, 12:40 PM
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QUOTE(tifosi @ Nov 11 2017, 08:01 PM) Went through this thread but found various answer on when to pay the last part of HLB BT. I still don't know should I pay on the expiry date or the day after. Don't wanna kena on the early settlement fees. I had BT 6 months 0% interest with HLB before this. I was given a separate account number from my CC no. I paid monthly a day after the statement date - no charges was incurred.
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extinct_83
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Nov 12 2017, 12:41 PM
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QUOTE(sj0217 @ Nov 11 2017, 10:29 PM) My HL BT was just ended on 1 Nov 2017 As per previous discussion, should pay the day after which is on 2 Nov 2017 I noticed the account for BT is disappear from my online banking after few days Yes - I experienced the same too.
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sendohz
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Nov 13 2017, 08:50 AM
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QUOTE(sj0217 @ Nov 11 2017, 09:29 PM) My HL BT was just ended on 1 Nov 2017 As per previous discussion, should pay the day after which is on 2 Nov 2017 I noticed the account for BT is disappear from my online banking after few days Hope this applies the same for UOB BT as well.
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sj0217
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Nov 13 2017, 11:05 AM
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QUOTE(sendohz @ Nov 13 2017, 08:50 AM) Hope this applies the same for UOB BT as well. UOB BT? I have experienced UOB BT before too, a separated BT account is created, but I think UOB BT, there is no expired date, and it follow your monthly statement due date if no mistaken Only HL BT come with expired date
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eric84cool
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Nov 13 2017, 11:41 AM
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Surprisingly UOB BT really ease without asking for the CC statement etc and I did BT twice in 2 separate occasion also no problem.
One need to be careful with their repayment condition.
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sendohz
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Nov 13 2017, 11:45 AM
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QUOTE(sj0217 @ Nov 13 2017, 11:05 AM) UOB BT? I have experienced UOB BT before too, a separated BT account is created, but I think UOB BT, there is no expired date, and it follow your monthly statement due date if no mistaken Only HL BT come with expired date Ya UOB BT with separate account as well but need to pay based on the BT statement date and not same with CC statement date
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Khrlzmn
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Nov 13 2017, 11:55 AM
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New Member
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QUOTE(sendohz @ Nov 13 2017, 11:45 AM) Ya UOB BT with separate account as well but need to pay based on the BT statement date and not same with CC statement date UOB BT payment date can adjust?
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sendohz
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Nov 13 2017, 12:26 PM
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QUOTE(Khrlzmn @ Nov 13 2017, 11:55 AM) UOB BT payment date can adjust? I doubt it
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Khrlzmn
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Nov 13 2017, 12:31 PM
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New Member
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QUOTE(sendohz @ Nov 13 2017, 12:26 PM) usually when is it?
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sj0217
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Nov 13 2017, 12:46 PM
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QUOTE(sendohz @ Nov 13 2017, 11:45 AM) Ya UOB BT with separate account as well but need to pay based on the BT statement date and not same with CC statement date Oh?? But my UOB BT is pay based on credit card statement date, because monthly statement including both credit card and BT together. Therefore, I only paid one time of total amount to either BT account or credit card account and it will auto divided Maybe my UOB BT is different
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sendohz
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Nov 13 2017, 01:48 PM
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QUOTE(sj0217 @ Nov 13 2017, 12:46 PM) Oh?? But my UOB BT is pay based on credit card statement date, because monthly statement including both credit card and BT together. Therefore, I only paid one time of total amount to either BT account or credit card account and it will auto divided Maybe my UOB BT is different  Ooo. I pay seperately to CC and BT.
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paogeh
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Nov 13 2017, 02:10 PM
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Just call UOB , for my case BT and CC same date.
and for the last payment of BT , pay before the statement date , no early penalty .
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sendohz
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Nov 13 2017, 02:25 PM
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QUOTE(paogeh @ Nov 13 2017, 02:10 PM) Just call UOB , for my case BT and CC same date. and for the last payment of BT , pay before the statement date , no early penalty . Pay before? No penalty? Hmm... I thought of IBFT on statement date itself for last payment
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MilesAndMore
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Nov 14 2017, 11:08 AM
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Look at all my stars!!
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Anyone else facing error issue on Maybank2u BT application ? It says service is unavailable now ?
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psiloveu
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Nov 14 2017, 11:16 AM
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QUOTE(MilesAndMore @ Nov 14 2017, 11:08 AM) Anyone else facing error issue on Maybank2u BT application ? It says service is unavailable now ? I just applied yesterday, everything looked fine, money transferred into another bank account. Do u increase temporary CL? I f yes, u cannot perform BT.
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psiloveu
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Nov 14 2017, 11:19 AM
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QUOTE(tifosi @ Nov 11 2017, 07:01 PM) Went through this thread but found various answer on when to pay the last part of HLB BT. I still don't know should I pay on the expiry date or the day after. Don't wanna kena on the early settlement fees. Example.....Special rate expires on 13 Nov 2017.....u settle it on 14 Nov......no interest charge, no early settlement penalty.
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tifosi
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Nov 14 2017, 04:01 PM
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QUOTE(sj0217 @ Nov 11 2017, 09:29 PM) My HL BT was just ended on 1 Nov 2017 As per previous discussion, should pay the day after which is on 2 Nov 2017 I noticed the account for BT is disappear from my online banking after few days QUOTE(psiloveu @ Nov 14 2017, 11:19 AM) Example.....Special rate expires on 13 Nov 2017.....u settle it on 14 Nov......no interest charge, no early settlement penalty. Thanks guys  I did a payment already settling most of it except leaving RM 10. Will pay the balance of RM 10 one day after my expiry date.
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MilesAndMore
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Nov 14 2017, 06:48 PM
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Look at all my stars!!
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QUOTE(psiloveu @ Nov 14 2017, 11:16 AM) I just applied yesterday, everything looked fine, money transferred into another bank account. Do u increase temporary CL? I f yes, u cannot perform BT. I found out what the problem was already. It was due to my mom recently upgrading her MBB2 Cards Gold to Platinum. She received her new Platinum credit cards today. Activated the new credit cards. Online BT is working again, but cannot do BT to the old MBB2 Gold MasterCard already even though the credit card is still active.
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triple c
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Nov 15 2017, 09:06 AM
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Getting Started

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QUOTE(tifosi @ Nov 14 2017, 04:01 PM) Thanks guys  I did a payment already settling most of it except leaving RM 10. Will pay the balance of RM 10 one day after my expiry date. According to HLB CS, she said I need to pay on Expiry date. Not a day after Expiry Date. A bit confused now.
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