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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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eric84cool
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Nov 9 2017, 12:32 PM
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QUOTE(sendohz @ Nov 8 2017, 02:52 PM) I'm making use of the extra money by paying minimum 5% for first 5 installments. Anyway you have to becareful on the payment due date. From this thread feedback we dont pay according to normal CC bill statement but pay according to the BT date posted. Hi, I read through last few pages. But quite unclear, can UOB BT to saving account/current account (other bank) instead of CC account (other bank)??? Wouldn't they ask they check why BT to CASA account instead of CC account?
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eric84cool
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Nov 13 2017, 11:41 AM
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Surprisingly UOB BT really ease without asking for the CC statement etc and I did BT twice in 2 separate occasion also no problem.
One need to be careful with their repayment condition.
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eric84cool
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Mar 9 2018, 09:55 AM
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Hi guys, if my credit limit for existing HLB card is 12k . Could I apply 20k BT to other bank SA ?
If cannot, means I need to increase credit limit? via email?
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eric84cool
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Mar 9 2018, 10:24 AM
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QUOTE(fruitie @ Mar 9 2018, 10:15 AM) Cannot, only with minimum RM 15k balance, then only this option will pop up. I used HLConnect and email. Ok, assuming my credit limit is 20k for HLB CC. Can I apply BT amount more than my credit limit?
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eric84cool
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Mar 9 2018, 10:57 AM
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QUOTE(lilsunflower @ Mar 9 2018, 10:46 AM) For me it took 2-3 days. Did you submit via email? I got an acknowledgement same day and then saw the increase via HL Connect 2-3days later. What's the email address?and what documentation do I need to attach? Sorry if being asked earlier by others.
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eric84cool
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Mar 9 2018, 11:38 AM
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QUOTE(fruitie @ Mar 9 2018, 11:02 AM) Of course you can't. That's what CL about.  Limiting you from spending more than allocated. Mine was quite fast, within 2-3 days too. QUOTE(chiahau @ Mar 9 2018, 11:05 AM) Basically, whatever you can attach to show that you are worth the increase? Latest payslip, Bonus payment, BE/B form, Tenancy Agreement, Property Titles or whatever that you think is an asset to you  TQ.
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eric84cool
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Mar 9 2018, 02:12 PM
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QUOTE(lilsunflower @ Mar 9 2018, 02:06 PM) Correct form. hlonline@hlbb.hongleong.com.my tq.
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eric84cool
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Dec 14 2018, 09:19 AM
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Can non-PBB cardholder just apply the card and straight away apply for 12mth 0% BT? Since the campaign meant for selected exisiting PBB cardholder. if cannot, means left AEON 6mth 0% BT. This post has been edited by eric84cool: Dec 14 2018, 09:21 AM
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eric84cool
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Dec 14 2018, 11:33 AM
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QUOTE(fruitie @ Dec 14 2018, 10:02 AM) Can just apply new cards and self-invite (subject to approval), majority didn't receive the SMS anyway. any suggestion what's the fastest way to apply for one and get the card?
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