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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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sendohz
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 Apr 13 2017, 03:23 PM
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QUOTE(tifosi @ Apr 13 2017, 03:21 PM) Before being influence by you, I only had 1 BT from AEON. Now I have BT from MBB (both Islamic & Normal), AEON and Alliance. Just got my PBB card, gonna send the BT after my PBB statement date. My BT bills each month is more than my salary  So I think your presence as queen of BT is quite valid  Beware of digging a deeper hole  |
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sendohz
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Apr 14 2017, 04:48 PM
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QUOTE(ronnie @ Apr 14 2017, 04:18 PM) Receive an offer for HLB BT via SMS Just replied to see what's the T&Cs Got reply RM0.00 HLB Credit Card: Sorry,we couldn't match your mobile numner. Please send the SMS again from the mobile number which you received the BT campaign SMS. |
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sendohz
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Apr 20 2017, 09:54 AM
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QUOTE(gastacopz @ Apr 20 2017, 09:49 AM) Just applied for HSBC card for the lzd rm500 voucher..and CS told me got promo for new to bank 0% 12 month BT. Straight away take the offer..gonna keep the phone records..just in case.. Which hsbc card you apply? Annual fee condition? I want to apply for BT purpose as well |
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sendohz
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Apr 20 2017, 10:50 AM
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QUOTE(gastacopz @ Apr 20 2017, 10:18 AM) Amanah...as thats the one waivable fee..with 12swipes... but 1st year is free... using this link.. https://sp.hsbc.com.my/lazada5003 minutes after keyed in..they call... so, rm500 voucher + 0% BT 12 months.. Thank you very much. |
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sendohz
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Apr 20 2017, 11:46 AM
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QUOTE(WhitE LighteR @ Apr 20 2017, 11:33 AM) HLB 0% BT via SMS. Respond on Thursday, agent called on Friday, no approval email/sms, new BT account appeared on Wednesday, money received on Thursday. Is this for new to bank customer only? |
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sendohz
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Apr 20 2017, 12:19 PM
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QUOTE(WhitE LighteR @ Apr 20 2017, 11:55 AM) not in my case. i am not new to bank. so i guess its jst a special promo sent to selected customer via sms Ok i did send SMS but got reply that i'm not assigned to any phone number. So it is really selected customer. |
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sendohz
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Apr 20 2017, 02:45 PM
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QUOTE(ronnie @ Apr 20 2017, 02:30 PM) Maybe to customer who may plan to cancel their card like me Noted. Thanks for the info sifu. |
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sendohz
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Apr 20 2017, 03:09 PM
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QUOTE(ronnie @ Apr 20 2017, 02:30 PM) Maybe to customer who may plan to cancel their card like me QUOTE(christie_ang @ Apr 20 2017, 03:02 PM) I took last round. In fact, last round they called my hubby first, then my hubby told the person I'm interested as well, then the person called me after that. right after i got my BT complete, i cancelled my wise card. get back about RM40 annual fee. I wonder why i didn't get a call when i cancelled my wise card. Maybe because i am holding HL mach card perhaps? |
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sendohz
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Apr 21 2017, 04:47 PM
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QUOTE(guy3288 @ Apr 21 2017, 04:00 PM) you are right, received refund that same nite BT approved  RM250k in 30 active BTs, wow! You must have done BT in millions also. I have touched RM1.3M+ cashed out some 250k i reckon lilsunflower would have also hit millions by now. Totally different league. |
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sendohz
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May 2 2017, 11:12 AM
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QUOTE(chiahau @ May 2 2017, 10:55 AM) So far can summarise - MBB - Below 10k no problem. HLB - Only can return back to source of the money ( I saw this reply before ) PBB - Reluctant to allow transfer to CASA. Any other banks to add in? CIMB - Only can return back to source of the money, charges RM2 + GST |
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sendohz
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May 2 2017, 02:24 PM
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QUOTE(chiahau @ May 2 2017, 01:33 PM) Okay thank you. Anyone else? We still missing UOB, SC, RHB, AmBank, Affin, Bank Islam To recap - MBB - Below 10k. HLB - Return to source of money ( No charges ) PBB - Reluctant to allow. CIMB - Return to source of money ( 2 ringgit + GST) If return to source of money, meaning they will send back the money to MBB credit card and you can request cash out to your CASA? Yes. Back to the CC account. |
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sendohz
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May 2 2017, 03:40 PM
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QUOTE(chiahau @ May 2 2017, 03:36 PM) Can request cash out right? Yes, MBB is lenient. |
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sendohz
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May 16 2017, 09:52 AM
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QUOTE(ronnie @ May 16 2017, 09:50 AM) For PBB BT, Can I combine transfer from 2+ banks to get the RM6000 total transfer ? No you can't |
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sendohz
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May 16 2017, 10:34 AM
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QUOTE(ronnie @ May 16 2017, 09:59 AM) How about 1 bank RM6000 + 1 bank RM3000 ? Does this work with PBB BT Plan ? It's stated in the form..minimum transfer PER BANK I would assume the other bank RM3000 BT will be charged with 1% upfront fees |
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sendohz
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May 16 2017, 01:34 PM
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QUOTE(ronnie @ May 16 2017, 01:21 PM) Does MBB BT allows RM3000 Bank A + RM900 Bank B ? Yes. MBB concept is total balance transfer amount > RM1k |
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sendohz
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May 20 2017, 08:49 AM
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QUOTE(HenryJay @ May 19 2017, 11:18 PM) Hi all I would like to ask since maybank BT promo will ended when 7.2M is depleted, so if you apply it , and ngam ngam it is depleted, your application will fail right, wont "automatically" changed to non promo BT right? No one here can confirm on this matter. Only need to follow up closely on MBB website for the announcement. |
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sendohz
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May 23 2017, 08:32 AM
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QUOTE(peri peri @ May 23 2017, 12:20 AM) just want to re-confirm something. To perform MBB BT via m2u to Aeon Credit card the recipient in list should select "citibank" then insert Aeon CC number. Correct? Thanks Exactly |
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sendohz
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Jun 16 2017, 02:09 PM
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QUOTE(SzeMeng76 @ Jun 16 2017, 12:52 PM) my MBB balance transfer one time charges - charged on 19 May 2017. Just got waiver today. 16 June 2017 Ya i was worried if the fund depleted or not since waiver is not given yet. My one time charged on 23 May Need to wait one more week if 'within 30 days from approval date' |
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sendohz
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Jun 16 2017, 03:56 PM
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QUOTE(SzeMeng76 @ Jun 16 2017, 12:52 PM) my MBB balance transfer one time charges - charged on 19 May 2017. Just got waiver today. 16 June 2017 QUOTE(gastacopz @ Jun 16 2017, 03:52 PM) same here..got waiver too  transaction date 20 and 26th may So can safely apply for the next BT? Seems like quota going to deplete. |
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sendohz
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Jun 17 2017, 08:41 AM
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QUOTE(justanovice @ Jun 16 2017, 08:58 PM) Quota depleting soon , likely Since no announcement on their website , i'll apply another one today. I feel it's like 50/50 chance now though Hmm that's worrisome. Need to BT a big chunck this month after my oversea trip. |
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