Keep those card always got 0% BT for existing customer.
Eg : Aeon / PBB / MBB (as I know)

Thanks !

Keeping MBB/PBB/AEON  for the forever 0%BT .

Then, another question pop up my mind,

Lets say each banks above, u keep ONE CARD each with 20K CL .
total BT can play with = RM60K .....

In order to increase the CL,
can we increase the number of cards?
Eg , apply another 1--2 cards are MBB , etc ?
Another questions i still confuse,
some expert mentioned they do revolving BT with these 3 banks, so they dun have to fork out any $.
But lets say u do RM12K each for 6 months  , installment RM2K/month
Month1 , MBB owe RM12K
Month2 , PBB owe RM12k ,  RM2K go to MBB
Month3, AEON owe RM12K, RM2K go to MBB //RM2K go to PBB
Month4,  No more banks, but still need to pay RM2K for each MBB/PBB/AEON  ????? I'm lost at month4 onwards .....
could any expert advise ???

Thanks,
meaning , MBB i have a card that have 20K CL,
so if i ask for another card,
2 card = 20K CL ??
and not 2 card = 20k +20k ??
yes ,
month4 , each bank pay 2k ......i though the expert would do revolving BT ?
so month4, apply new BT from MBB ? so that no need to pay the 6k installment ?
Thank you so much !~

yes even 4 cards also 20k CL.
for BT, yes you can if you still have enough BT to apply.

I take back my words on Aeon efficiency in processing BT, after 1 week payment still not made yet. Aeon still send checks for payment, so backwards.

MBB BT-0% , best bank to transfer to withdraw to CASA ?
Alliance bank/CIMB/OCBC ???

so which bank ?
If need to do it discreetly, feel free to pm me . Thank you so much

hi happy to share how to do it discreetly? I am interested too

since most banks rejects such request
so which bank to BT to from MBB ???

HLB will remind customers about the "special rate expire at DDMMYYY".

Example, last month statement closed at 15 Oct 2017.  The balance account which going to resume back to normal interest rate, there is a message to inform
"Special Rate will expire at 15 Nov 2017"

As long as u make full payment on 16 Nov 2017 morning......there is no interest charge to the BT account.  If u make full payment on 15 Nov 2017......u need to pay early settlement penalty "RM70"

er.. nope, it's MYR70 no matter what coz didn't close / pay off by 12th.
i TRIPLE-checked on 3 different days & time, with 3 different CS 

and.. yes, i'm a cheap charlie 
MYR70 is painful although one can make MYR613+/- from FD or FSM's money management fund of 3.5%pa 
HSBC?
"Plan ahead for your next adventure. Get up to RM12,000 at 0% interest1 with Cash Instalment Plan for 12 months when you apply together with a new HSBC Credit Card."
https://sp.hsbc.com.my/zero?utm_source=INT_...710:003:CIPZero

I thought RM 70 for early settlement? Late also RM 70?

hi all,
I cannot get a sure answer as I asked around. hope to ask here>>

is there an on-going promo for UOB-BT - 0% for 6mths? if yes, valid till when or can direct me to any link/broucher??

many thanks in advance

SEARCH in here.

supposedly open to selected users.

yup i called, leave tel no, says PIC will call back
waited 2days, finally ytd called back to me

1st 1st, cakap offer expired oledi 31st Oct but seeing me first time wanna do BT with them and also all this while low usage of their card, they offer case2case basis.

done 10K BT via that phone call, no need submit ape ape app form pun.
now I just need to see the transfer to believe it, maybe 5 days later update here

just pay 6x monthly installment before each month due date.

My HL BT was just ended on 1 Nov 2017

As per previous discussion, should pay the day after which is on 2 Nov 2017

I noticed the account for BT is disappear from my online banking after few days

UOB BT?

I have experienced UOB BT before too, a separated BT account is created, but I think UOB BT, there is no expired date, and it follow your monthly statement due date if no mistaken

Only HL BT come with expired date

UOB BT payment date can adjust?

Oh?? But my UOB BT is pay based on credit card statement date, because monthly statement including both credit card and BT together.

Therefore, I only paid one time of total amount to either BT account or credit card account and it will auto divided

Maybe my UOB BT is different

Just call UOB ,
for my case BT and CC same date.

and for the last payment of BT , pay before the statement date ,
no early penalty .

does anyone here manage to BT to MBB AMEX as I notice AMEX card number is having different length...

thanks a lot!
i am wondering how to get 5% rebate while still manage to have it turn into installment, as most of them referring visa/master only.

It will takes 3-5 working days to process. You can log in everyday to check if there is new account for BT pops up. If yes, means your BT application got approved. I am also receiving cash to my savings. Call > BT accounts pop up > after 1 working day money will be in your Savings Account.

Thanks. Will look out for it in the next couple of days.