Unfortunately they did not sent any TnC or agreement for the BT.. after we agree to take up they will call again from their
recording system and playback the TnC and ask us to confirm on this recording system.. haha .. it is quite a risk ..i reckon..
but for me, mine BT 6 month have just past and every month i only pay 5% of total BT. By the 4th month they call again and ask
to take another flexi BT .. I also oblige...so on my due date on 30th sept.. i call 2 times and the different CS say different figure..
end up i make 2 instant transfer last Sat to avoid the short payment as i cant figure out the exact BT sum to pay for the 1st BT.
UOB set up a new BT account and i have 2 active BT with this account.. so confusing.. I also dont want to be caught paying 18% pa
for those BT. In our monthly statement it will show the draw down date of BT and 6 month from this date we must re-pay all the BT ,
do not follow the statement Due date as the BT expiry date will be 6 month from the draw down date.
Overall i would say UOB is very generous with BT and i have benefit a lot from their offer ... only thing is we need to be very very
careful with their Expiry Dates and Early settlement as otherwise it will cause us $$$$$.
I guess no based on the info given here, therefore we need to call CS and ask about the start date then