Welcome Guest ( Log In | Register )

9 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

views
     
sendohz
post Jun 23 2017, 10:23 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(guy3288 @ Jun 23 2017, 09:52 AM)
My Aeon Credit card balance Transfer got another installment (6th) in  next statement 10.7.2017, now paying the 5th BT installment. thinking to pay 5th and 6th installments all together and apply new BT............

Previously if clear all the 6 month 0% BT  early, no penalty, is it still same now?

Anyone recently pay up BT early to apply for new AEON BT?? TQ
*
I think you will still need to wait for the 6th installment to be posted then you can apply.
sendohz
post Jul 6 2017, 12:32 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


Ya what a surprise.
My guess is they clear asap to see if fund is still eligible to last till end of next month.
sendohz
post Jul 15 2017, 11:40 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(comfyguy8 @ Jul 15 2017, 10:16 AM)
Just got my sixth instalment of Aeon BT posted on the bill, may I know do I need to pay it first before I can apply another 6 month BT?

Thank you
*
Can apply already

I'm waiting for my other bank statement before i can apply.
sendohz
post Jul 20 2017, 09:27 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


I was offered by UOB telemarketer for Balance Transfer after i decline personal loan.

when i look search on back on the thread for UOB BT, it is paying min 5% per month and the last month settled the balance exactly on statement date?





sendohz
post Jul 20 2017, 09:51 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(justanovice @ Jul 20 2017, 09:36 AM)
Correct; but do reconfirm the t&c with them. Who knows if they adjusted their t&c.
Do take note that the 6 month BT is 0%, 12 month BT comes with 1% one time charge.
*
Ya i asked specifically for 0%.
And she wants my CC infor over the phone.
Should i be curious or wary to give it over the phone?

sendohz
post Aug 4 2017, 03:13 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(loselegend @ Aug 4 2017, 02:55 PM)
Hi,

I would like to inquiry whether is it all the card can BT to AMEX account.
*
Yes provided within 80% credit limit
sendohz
post Aug 5 2017, 12:50 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(lilsunflower @ Aug 4 2017, 04:21 PM)
Can be way more than 80. I'm very close to 100 for Maybank.
*
Ya i know but that's the general figure given.
sendohz
post Aug 15 2017, 04:21 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


cross finger for extension!
sendohz
post Aug 18 2017, 02:31 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(MGM @ Aug 18 2017, 02:21 PM)
Anyone tried this : https://www.sc.com/my/campaign/balance-transfer-plus/ ?
Is this truely 0 cost?
*
Can;t participate.
Not eligible.
sendohz
post Aug 30 2017, 05:18 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


YEAH!!! GREAT NEWS INDEED
sendohz
post Sep 9 2017, 07:16 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


Time for back to back to back BT
sendohz
post Oct 2 2017, 09:10 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


I remember UOB BT has the website for BT. Anyone can share the link?
Maybe i can try to apply for UOB BT as well
sendohz
post Oct 2 2017, 09:14 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(cybpsych @ Oct 2 2017, 09:13 AM)
few posts above yours

http://www1.uob.com.my/btesub/
*
Thanks!
sendohz
post Oct 2 2017, 03:09 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(taipan22 @ Oct 2 2017, 03:01 PM)
Unfortunately they did not sent any TnC or agreement for the BT.. after we agree to take up they will call again from their
recording system and playback the TnC and ask us to confirm on this recording system.. haha .. it is quite a risk ..i reckon..
but for me, mine BT 6 month have just past and every month i only pay 5% of total BT. By the 4th month they call again and ask
to take another flexi BT .. I also oblige...so on my due date on 30th sept.. i call 2 times and the different CS say different figure..
end up i make 2 instant transfer last Sat to avoid the short payment as i cant figure out the exact BT sum to pay for the 1st BT.
UOB set up a new BT account and i have 2 active BT with this account.. so confusing.. I also dont want to be caught paying 18% pa
for those BT. In our monthly statement it will show the draw down date of BT and 6 month from this date we must re-pay all the BT ,
do not follow the statement Due date as the BT expiry date will be 6 month from the draw down date.

Overall i would say UOB is very generous with BT and i have benefit a lot from their offer ... only thing is we need to be very very
careful with their Expiry Dates and Early settlement as otherwise it will cause us $$$$$.
*
Do we have a reference for the draw down date of BT in the monthly statement?
I guess no based on the info given here, therefore we need to call CS and ask about the start date then
sendohz
post Oct 3 2017, 01:34 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(SzeMeng76 @ Oct 3 2017, 01:01 PM)
I tried. almost 2 weeks no sound/feedback.
Should really for selected customer which received the promo sms.  sweat.gif
*
I did receive phone call from UOB telemarketer about this promo but i will need to provide CC numbers to them on phone, which is why i'm hesitant to apply for it.
sendohz
post Oct 3 2017, 01:52 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(tonytyk @ Oct 3 2017, 01:48 PM)
Did you receive sms before you apply?
*
Nope.

sendohz
post Oct 16 2017, 11:39 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(rapple @ Oct 16 2017, 11:29 AM)
Did a BT over payment to PBB.

PBB call and inform me that if next time I make an overpayment again they will not refund the money to my saving account.
*
Just hope MBB will still continue this practice for overpayment.

sendohz
post Oct 17 2017, 03:40 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


Still pending on reply from UOB on the 6 months 0% BT plan.

Just submitted online.
sendohz
post Oct 21 2017, 08:53 AM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


Alright now i'm one of those that agreed with UOB 6mths 0%charge
I'm reading through the thread again and from what i understand i need to pay 5% each month

This 5% due date is according to statement due date or the BT approval due date?

Because the total balance for whole 6 months need to be settle within 6 months from BT approval date shown in statement.
sendohz
post Oct 22 2017, 09:16 PM

Regular
******
Senior Member
1,361 posts

Joined: May 2006


QUOTE(??!! @ Oct 21 2017, 04:28 PM)
Don't know about email.
BT done via M2U ...instant approval in principle. 30 -90 mins formal approval vis sms n email.money in 1- 3 days from approval
I called CS re same Q. After conversation. ..i m still confused. I will not risk it...will pay using approval date which is earlier date.
*
Ok thanks.
Will pay as what will be posted in the statement and just IBFT on the same date.

9 Pages « < 2 3 4 5 6 > » Top
 

Change to:
| Lo-Fi Version
0.8285sec    0.81    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 02:59 PM