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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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lamode
post Jun 22 2020, 02:47 PM

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Affin bank 0%, zero fees, 12 mths for new & existing cust!!! brows.gif thumbup.gif rclxms.gif

https://www.affinonline.com/AFFINONLINE/med...actical_ENG.pdf

https://www.affinonline.com/promotion_cards#bt0tactical

This post has been edited by lamode: Jun 22 2020, 03:11 PM
lamode
post Jun 23 2020, 01:18 PM

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QUOTE(snowswc @ Jun 23 2020, 11:54 AM)
Yeah.
Apply on 4/6 approved on 22/6.
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not sure why it took so long now, my previous exp earlier this year or end of last year was about 2 weeks from application to credit to other banks. smile.gif
i applied one yesterday, will update once the payment is reflected in other banks.
lamode
post Jun 24 2020, 09:13 AM

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QUOTE(pisang @ Jun 24 2020, 09:12 AM)
Hello all,
i checked again the website for the AEON BT. what i found is 3% 12 months in the application form.

may i know where to find the "old" 0% 6 months BT form? maybe i should also give a try to see if it can go thru.
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https://www.aeoncredit.com.my/ul/1524479916...cation_form.pdf
lamode
post Jun 26 2020, 12:53 PM

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QUOTE(LemonJane @ Jun 24 2020, 01:24 PM)
Yes I will also try hope Aeon doesn't change its mind
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QUOTE(thinkhappy @ Jun 25 2020, 03:18 PM)
I call to AEON CS told me no more 0% BT
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QUOTE(TheLegend27 @ Jun 25 2020, 06:07 PM)
pretend dunno submit 0% interest zero processing fee form? will honour perhaps? sweat.gif
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QUOTE(MGM @ Jun 25 2020, 08:16 PM)
My timing exactly like yours, today 25-June amount credited to OCBC titanium account.
For those who r thinking of applying, just use the 0% 6-month BT form, and in the accompanying email states that u r applying for 0% 6-month BT with zero cost.
The 3% 12-month Bt is a separate form.
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QUOTE(LemonJane @ Jun 25 2020, 10:22 PM)
I should think so. Can tell them during the verification call
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24/06 - Emailed 0% interest zero fees form to customer.service@aeoncredit.com.my
26/06 -
10:xxAM : Received an email forwarded to department concerned.
11:xxAM : Received verification call.
11:xxAM : SMS received, checked AEON website and saw the amount reflected in "Available Balance".

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lamode
post Jun 27 2020, 09:59 AM

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QUOTE(snowswc @ Jun 23 2020, 11:54 AM)
Yeah.
Apply on 4/6 approved on 22/6.
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QUOTE(lamode @ Jun 23 2020, 01:18 PM)
not sure why it took so long now, my previous exp earlier this year or end of last year was about 2 weeks from application to credit to other banks.  smile.gif
i applied one yesterday, will update once the payment is reflected in other banks.
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very fast for me wor...

22/06 - Emailed 0% interest zero fees form to cardservices@affinbank.com.my
25/06 - Received verification call.
27/06 - Credited into destination banks and see the BT transactions dated 26/06 in AFFIN ONLINE.
lamode
post Jun 30 2020, 08:00 PM

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QUOTE(LemonJane @ Jun 30 2020, 07:50 PM)
Hey what do you know? I got a call this afternoon from Aeon, it's a verification call for my BT of RM6,300, 6 repayment at RM1,050 each. 
But no SMS received so far, so have to check to see tomorrow if there's a debit of RM1,050 to my account.
Keep your fingers crossed, you may also get it!
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yup. i'm confident you will be getting the SMS tmr smile.gif
lamode
post Jul 1 2020, 09:21 PM

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QUOTE(MNet @ Jul 1 2020, 08:05 PM)
Did u managed to ask whether is it still 0% and no fee?
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pls do us a fav, dun spoil the party, be smart. see below.
if u worry kena interest, then don't apply AEON, go with others that guaranteed 0%.

QUOTE(LemonJane @ Jul 1 2020, 12:46 PM)
Great.  When I received the verification call, I was sitting at my desk and I quickly worked that the repayment amount is exactly 6 months so I felt sure it's a 6 months zero%, not 12 months. I didn't want to ask to confirm if it's 0%, didn't want to trigger a u-turn of things.
I bet you were thinking the same from your "may be..."  Hahaha
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This post has been edited by lamode: Jul 1 2020, 09:22 PM
lamode
post Jul 11 2020, 11:00 PM

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QUOTE(thlo87 @ Jul 11 2020, 10:55 PM)
Hi, i recently made a FPP with the HLB Digital Day Promo

My CC statement is due 8/7/2020
I made a FPP to convert all outstanding on the 7/7/2020
I was charged with the 1st instalment of FPP on 7/7/2020
I was also charged with "Clawback int for payment" on 8/7/2020

I am confused on why am i charged the clawback int since i have cleared my CC bill with the FPP. does anyone has similiar experience with HLB FPP, their CS is closed over the weekend so i cant call to clearify

user posted image
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the FPP u applied is zero % or not?
if not the this could be the interest la.
lamode
post Jul 11 2020, 11:56 PM

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QUOTE(thlo87 @ Jul 11 2020, 11:29 PM)
It's 0 interest with RM50 upfront fee, the below promo

https://www.hlb.com.my/en/personal-banking/...idbody-img-dd20
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then i no idea liao.. will leave it to other forummers or CS.
lamode
post Jul 13 2020, 08:18 PM

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QUOTE(thlo87 @ Jul 11 2020, 11:29 PM)
It's 0 interest with RM50 upfront fee, the below promo

https://www.hlb.com.my/en/personal-banking/...idbody-img-dd20
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did u manage to find out where that came from?
lamode
post Jul 14 2020, 09:27 AM

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QUOTE(sl3ge @ Jul 14 2020, 08:39 AM)
If want more than 3 cc, just submit 2 form right?
By the way, let say if my 80% limit of my quota is 5000.

my other bank cc statement is 1500+1500+3000=6000
can i submit like 1500+"500"+3000=5000?
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yes, can.
lamode
post Jul 14 2020, 02:03 PM

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QUOTE(LemonJane @ Jul 14 2020, 01:42 PM)

I think the minimum RM1,000 is for each of your cards with other banks.
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min is per BT application smile.gif

This post has been edited by lamode: Jul 14 2020, 02:03 PM
lamode
post Jul 14 2020, 05:50 PM

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QUOTE(LemonJane @ Jul 14 2020, 03:22 PM)
Really? So we can do 350+350+300?  Sure?
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done it before. if u do a search, u will find others did the same.
lamode
post Jul 16 2020, 10:41 PM

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QUOTE(berrycoo~ @ Jul 16 2020, 10:39 PM)
Hi anyone know what are the current offers for balance transfer? So far I know there is RHB 0% up to rm15k for new customer, Affin 0% and PB 0.5% 6months. Any others?
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AEON. just read page last few pages.
lamode
post Jul 28 2020, 09:30 AM

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QUOTE(fakerdemit @ Jul 28 2020, 01:17 AM)
Can I cancel the card and apply another cc with another bank?
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for sure!
what u can do now is call card centre to check where is the card / cancellation.
lamode
post Aug 6 2020, 09:08 AM

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QUOTE(wan7075 @ Aug 6 2020, 12:49 AM)
would like to confirm now AEON still has 0% BT 6 months? Thank you
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i made one this month, still got at that time.
lamode
post Aug 6 2020, 04:27 PM

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QUOTE(MGM @ Aug 6 2020, 11:23 AM)
Did u submit by email? If yes which email and how long it took from apply to date of BT credited?
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see sendohz's post, timeline similar to him also.
so far not yet credit, base on my past exp, it would take about 3 biz days after call.

This post has been edited by lamode: Aug 6 2020, 04:29 PM
lamode
post Aug 18 2020, 09:34 AM

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QUOTE(yong417 @ Aug 18 2020, 08:49 AM)
From its website, no more 0%. I did not call CS.

now is 3% upfront fee.
anyone knows which other banks offer 0% BT??? icon_question.gif  icon_question.gif  icon_question.gif
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QUOTE(yong417 @ Aug 18 2020, 09:23 AM)
sorry?? confused.gif
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this already answered many times, u just need to read last few pages.
lamode
post Sep 11 2020, 04:26 PM

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QUOTE(mamamia @ Sep 11 2020, 03:41 PM)
Can I know where to get the 0% form?
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QUOTE(cybpsych @ Oct 13 2019, 07:36 AM)
every topic has a [search] feature (bottom of the page) to search within the respective topic you're in.

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lamode
post Sep 11 2020, 05:02 PM

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QUOTE(mamamia @ Sep 11 2020, 04:34 PM)
Hmm.. I think I need to rephrase my question. I know AEON is now charging 3%, but I’m asking where to get the old form with 0% balance transfer..

I did try to search “form” in this topic.. but I read those recent result was just telling they submit the old form.. so, wonder where can we get the old form.. or do I missed out something?

I saw this from aeon website:

https://www.aeoncredit.com.my/promotions-detail/3432
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yes, u missed few posts. more effort is needed smile.gif

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