possible to BT amount to different card holder name?

Maybank BT, Maybank BT
Where are u?

just saw this today on Maybank, 0% interest rate but 1.88% upfront fee

source: https://www.maybank2u.com.my/iwov-resources...TConv_table.pdf

https://www.maybank2u.com.my/maybank2u/mala...ASAAEgKQlvD_BwE

For public bank which way ? The top way or the bottom way ? What I realise is for PBB u can make full payment for all the outstanding balances and than u can apply again the BT and it's allowed.

for normal cc bt, the bt amount is temporary reserved (not visible) and until certain time the installment will be posted to your cc. early settlement is when u instruct bank to post all outstanding bt (reserved) installment to your cc.

hi all, i read thru cimb bt form, there is a column that need card no. what if i do bt from cimb to aeon, should i input the aeon card number? or i have to provide aeon citibank no?

AEON Balance need to submit over the counter according to the officer there, can we submit online?

My estimate is, at 0% BT and 4.4% FD, and monthly repayment, so I only make 2.2% out of it from promotional FD. At 10k, 220 bucks a year = less than 20 bucks a month. Nice to cover SST, but other than that, not much for a 10k debt (imagine how banks slaughter you to make their own peri2 chicken if you ter-miss a payment). The only reason I'm still doing it (I've just started like 2-3 months ago) is because the 0% ends this month. Just enjoy while it lasts loh.

Maybe. I just give some estimate. Actual figure shouldn't be too far off.

and of course, 4.4% also near best scenario, Bank Rakyat probably give more. Those with enough funds can afford the promotional FD. Those not enough probably put monthly and withdraw to pay back each month.

Foreign bank 0% BT - Maybe their business model different. Or maybe they're just not interested in products with little opportunity to make money (referring to 0% interest).
haha yes if 6 figure sure worthwhile. Wonder how to get such high credit limit. Pledge FD? I know people who earn like 50k+ a month, but they're busy working + enjoying (via spending) rather than earning supplementary income this way.

Yeah hoh. Good idea - dump into flexi housing loan and save more on interest, better than earnings from FD.

is there any surcharge when using credit card to reload bigpay? and any withdrawal fee? since you mentioned use the money to put in ASB.

Ystd called to complain and all.. today received SMS saying approved
Pay using own money first then when aeon pay rhb, the money can take out?

Can't find anything regarding to what I enquired tho

I need advice. I just received my Ambank card recently and they have 12 months BT promotion for new card holder, maximum RM30k.

I plan to utilize the whole RM30K and BT to my Maybank credit card, then request the credit balance to be transferred to my Maybank savings account. Have you done something like this with Maybank? Will they ask a lot of question if the amount is RM30K?

I also want to share that I have bad experience with RHB. Recently I BT from PBB card to RHB credit card for RM24K. RHB made it very hard for me to request the money out to my RHB savings account. They say amount is big and need to investigate because maybe money laundering bla bla bla.... After writing to BNM to complain (BNM replied yesterday after 5 working days), finally I got my money in my RHB savings account today. The whole process almost one month, not to mention with all the frustration (calls to RHB CS, keep saying still processing). So, I don't think it is a good idea to use RHB for this purpose.

Some earlier post already said Hong Leong no longer allow.

I managed to transfer out with RHB, but small amount below 500 only. That also took like 2 weeks and a lot of questions from them.

First post is 2016 so I don't know still apply or not

Second is rm500 and end of 2018..

Now 2019 Liao.. Feb summore.. and big amount 15k
Anyways, thanks for those quotes.

Revision on 0% Balance Transfer for Existing Cardmember
8 February 2019

Dear Valued Cardmembers,

Please be informed that 0% Balance Transfer (6 and 12 months) for existing cardmembers will end on 28 February 2019. Kindly refer to the following link for further information on the revised Terms & Conditions:

The Terms & Conditions of Balance Transfer Instalment Plan (“BTiP”).

Except as expressly specified in this Notice, all other Terms and Conditions shall remain unchanged.

Thank you.

Affin Bank Group
Cards Business Department

If I just BT to PBB and would like to pay the amount outstanding in full after 1 month do I just pay to the account and they will automatically reflect it as paid or I will have to call the bank tontell them that the payment is to clear off the balance owed?

Has anyone (existing member) tried Affin 0% 6 months BT application by submitting through email? How long is the processing time?

I've submitted on Monday 25 Feb and takut it will be slow processing and the 0% promo ends 28 Feb

Dear fellow sifu, may I know which bank below allow cash out the BT amount in cc to saving ACC? thanks
MBB
OCBC
SC
AFFIN

considering the options of 0% balance transfer, RHB vs CIMB

RHB  - 12 months
CIMB -  6 months

which will you choose ? what are the criterias if you are looking for to decide between two of these?

   

hi, im wondering for the AEON Balance transfer in 6 months, is there any fees for early settlement? im having the aeon platinum and want to do a balance transfer but my annual fees is in October and just in case i cant get any waiver i will cancel it so wondering how about the remaining BT , will i be penalised to settle early?

I need to consolidate my CC debt to ease off my monthly payment. I have:

CC1: 33,300.59
CC2: 26990.36
CC3: 7826.51

Am I able to consolidate all the balance into account? Is there any max amount that I'm able to transfer?

Sorry I never did any balance transfer before