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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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lamode
post Jun 8 2023, 02:42 PM

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QUOTE(LemonJane @ Jun 6 2023, 06:27 PM)
Yay I received a call too today but can't do it as yet. I have had unauthorized transactions charged at Jagex and have to wait till the replacement card arrives.
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yes, i just received too.. its for selected customers only.
for those not get call, you may call CS and request a call back from BT/CA(cash advance) team.

This post has been edited by lamode: Jun 8 2023, 03:14 PM
lamode
post Jul 7 2023, 08:29 PM

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QUOTE(Human Nature @ Jul 7 2023, 01:09 PM)
4 July Submitted
5 July Verification Call
6 July Approval SMS
7 July sill no money credited

Affin BT, anyone already get theirs?
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i would say normal. check again 2 or 3 business days after SMS.

This post has been edited by lamode: Jul 7 2023, 08:29 PM
lamode
post Aug 2 2023, 09:40 AM

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QUOTE(keytow @ Aug 1 2023, 01:11 PM)
Hi All..
I have a question..sorry its my first time doing balance transfer.
I am currently applying BT from mbb..CS says normally would take up to 10working days. So..Should I just wait or try to apply other BT credit card in the mean time? Because the card that I want to consolidate due date is on 8/8.
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no one can you definite answer here, even bank's black and white would state you should settle the payment, and they are not responsible for the charges if there is any delay.
my experience is 3 working day for MBB.
lamode
post Aug 17 2023, 02:49 PM

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RHB is having 0% BT again. brows.gif
This is additional to the one from June. ChiaW3n guy3288 ronnie fruitie
lamode
post Aug 17 2023, 09:16 PM

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QUOTE(sjz @ Aug 17 2023, 03:29 PM)
0% BT
for existing cardholder as well?
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QUOTE(ronnie @ Aug 17 2023, 05:50 PM)
where's the T&C ?
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yes but to selected cust, guess u need to call CS to request call back from the BT team.
no black n white tnc wor, just std tnc read to me via phone.


lamode
post Sep 29 2023, 04:39 PM

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QUOTE(CP88 @ Sep 29 2023, 04:17 PM)
I have Bt approved and payment already made to affin bank ( sms received that amount already in) but the aeon still pending. Is this normal? How long would it need to reflect in aeon end? Thanks
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normal. 1 or 2 more biz day.
lamode
post Nov 21 2023, 06:48 PM

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QUOTE(Lonelybird @ Nov 21 2023, 05:21 PM)
Dear Sifus,


I only need to pay attention on my statement balance and pay before due date right?

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correct.

lamode
post Jan 19 2024, 10:00 AM

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QUOTE(Gabriel03 @ Jan 15 2024, 06:15 PM)
HSBC has a 3-months 0% Balance Transfer for NTB (must apply BT within 6 months of card approval) . Useful for those who recently signed up to HSBC CC.
https://sp.hsbc.com.my/bt/0
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anyone applied this recently?
i can open the page to enter amount, click calculate and click apply, then the next page cannot be displayed liao...

can help to test also? tq confused.gif
lamode
post Jan 19 2024, 10:17 AM

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QUOTE(virtualgay @ Jan 19 2024, 10:05 AM)
3 month saja give it up la...
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50k at 3.8% p.a for 3 mths is about RM500.
I don't mind the hassle to BT smile.gif
lamode
post Jan 19 2024, 11:25 AM

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QUOTE(Gabriel03 @ Jan 19 2024, 10:39 AM)
I have applied for it, need to call their sales dept O3-88946236
Can apply multiple times as long it's within 6 months of your card approval date.
Pay 1/3 every month
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thanks, will do..
they must have changed. it used to be 5% til end of tenure then full outstanding.

lamode
post Jan 19 2024, 01:33 PM

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QUOTE(Gabriel03 @ Jan 19 2024, 10:39 AM)
I have applied for it, need to call their sales dept O3-88946236
Can apply multiple times as long it's within 6 months of your card approval date.
Pay 1/3 every month
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QUOTE(lamode @ Jan 19 2024, 11:25 AM)
thanks, will do..
they must have changed. it used to be 5% til end of tenure then full outstanding.
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no body pick up during lunch.
i applied via HSBC Contact Centre at 03-8321 5400 icon_idea.gif thumbsup.gif
and yes, its equal amount into 3 mths.
lamode
post Jan 19 2024, 02:05 PM

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QUOTE(contestchris @ Jan 19 2024, 01:58 PM)
Pay into a separate account, or into main CC account (like RHB)?
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main.
lamode
post Feb 21 2024, 10:24 AM

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QUOTE(fruitie @ Feb 21 2024, 10:19 AM)
For Affin BT, how many times can we apply? I already applied once around Nov.
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as per tnc is once only during whole campaign period, but when I asked the officer second time during same period, she was able to process again.
not dare to ask why. brows.gif ph34r.gif
lamode
post Apr 17 2024, 01:34 PM

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QUOTE(cute_boboi @ Apr 11 2024, 11:18 PM)
Just sharing ...

Balance Transfer Instalment Plan (BTIP)
One-time application for NTB or ETB customers for 12 months @ 0% upfront interest/profit rate.

Fixed Payment Plan (FPP)
FPP for all AFFIN Credit Cards for NTVB or ETB customers for 6 months @ 0% upfront interest/profit rate

icon_rolleyes.gif
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15 April - Applied online in the morning, received call in the afternoon.
16 April - Received SMS its approved.

Expecting receive on 17 or 18th brows.gif icon_idea.gif
lamode
post Apr 18 2024, 02:58 PM

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QUOTE(fruitie @ Apr 17 2024, 01:37 PM)
For the Affin FPP, what does it mean ya:

Promotion 2

Promotional Rates:

6 months @ 0% upfront interest/profit rate (Birthday month only)
12 months @ 0% upfront interest/profit rate

So, it is 0% for 6 months or 12 months?
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QUOTE(cute_boboi @ Apr 17 2024, 10:53 PM)
Same, call me late afternoon, 1 day after submit.
Same night receive SMS approval.
Within 24 hours, paid to my CCs
icon_rolleyes.gif
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if anyone speak to CS again, can help to ask if this is one time only or can do multiple times during whole campaign?
lamode
post Apr 18 2024, 03:12 PM

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QUOTE(cybpsych @ Apr 18 2024, 03:00 PM)
read t&c clause 5
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tq tq i was blind mega_shok.gif
lamode
post Apr 24 2024, 03:46 PM

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QUOTE(virtualgay @ Apr 24 2024, 12:01 PM)
apala.. not friendly la u
tak apa i tunggu spoon feed - see here siapa baik hati share info
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spoon feed: dun apply, move on. biggrin.gif
lamode
post Jul 10 2024, 06:42 PM

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QUOTE(Human Nature @ Jul 10 2024, 05:50 PM)
what is the relation with kids?
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school fees kut
lamode
post Aug 9 2024, 07:30 PM

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QUOTE(kawteem @ Aug 9 2024, 07:28 PM)
Hello sifus,

I have existing BT installment with MBB say on Card A (2 months remaining).
I have Card B with MBB. Both card A and B are conventional cards.
Can I transfer/move the 2 months remaining installment from Card A to Card B and follow the month accordingly? Or is full settlement my only option as there is no such thing?

Reason why is because I rarely use Card A and I want to cancel card A by doing this before SST kicks in.
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full settlement my only option as there is no such thing
lamode
post Dec 24 2024, 12:09 PM

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QUOTE(fruitie @ Dec 23 2024, 02:08 AM)
Has anyone done second round of PB Easy Cash? I’m thinking to  BT from HLB to PBB and do another round if everything is OK.
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i emailed PBB yesterday evening for second round, and received SMS approved some mins ago.

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