i thought gov so good give tim, another terms for loan isnt?
MyDeposit - Thoughts?, Home Deposit scheme
MyDeposit - Thoughts?, Home Deposit scheme
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Apr 7 2016, 10:31 PM
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Junior Member
484 posts Joined: Sep 2011 |
i thought gov so good give tim, another terms for loan isnt?
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Apr 7 2016, 10:42 PM
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Junior Member
337 posts Joined: Jul 2006 |
QUOTE(Time Walker @ Apr 7 2016, 10:31 PM) We all know gov tactics More info http://sprn.kpkt.gov.my/sprn/content/mydeposit-write.html |
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Apr 7 2016, 10:57 PM
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Senior Member
589 posts Joined: Oct 2010 |
"Pemohon yang layak akan diberikan kelulusan bersyarat dengan tempoh 30 hari untuk menandatangani Perjanjian Jual Beli rumah yang hendak dibeli."
Does it means the application to MyDeposit shall be made after obtained a loan from bank, which later comes the SnP? So, for sub-sales house, buyer still have to pay 10% d/p first? |
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Apr 8 2016, 01:31 AM
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Junior Member
337 posts Joined: Jul 2006 |
QUOTE(Eddy924 @ Apr 7 2016, 10:57 PM) "Pemohon yang layak akan diberikan kelulusan bersyarat dengan tempoh 30 hari untuk menandatangani Perjanjian Jual Beli rumah yang hendak dibeli." maybe just 1% booking fees and show to vendor the guarantee letter from gov upon signing the SnP..Does it means the application to MyDeposit shall be made after obtained a loan from bank, which later comes the SnP? So, for sub-sales house, buyer still have to pay 10% d/p first? |
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Apr 8 2016, 09:54 AM
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Senior Member
765 posts Joined: Jan 2016 |
GOVT is helping bankers to make money..haha
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Apr 8 2016, 01:59 PM
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Junior Member
209 posts Joined: Apr 2016 |
Any new news after 24 hours?
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Apr 8 2016, 03:36 PM
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Junior Member
57 posts Joined: Oct 2009 |
For the supporting document, any idea to get this Salinan surat tawaran /pengesahan daripada pemaju/penjual ?
We need to apply the bank loan before we can apply mydeposit? What if the bank loan being approved and mydeposit being rejected? =.= |
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Apr 8 2016, 03:38 PM
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Senior Member
2,172 posts Joined: May 2010 |
QUOTE(jason0124 @ Apr 8 2016, 03:36 PM) For the supporting document, any idea to get this Salinan surat tawaran /pengesahan daripada pemaju/penjual ? I have the same thought as well, on what criteria they approve and reject? since they have a funds capped at a limit, they can always tell you it's full..We need to apply the bank loan before we can apply mydeposit? What if the bank loan being approved and mydeposit being rejected? =.= |
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Apr 8 2016, 03:56 PM
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Junior Member
209 posts Joined: Apr 2016 |
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Apr 8 2016, 03:56 PM
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Junior Member
209 posts Joined: Apr 2016 |
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Apr 8 2016, 04:23 PM
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Junior Member
52 posts Joined: Jul 2015 |
QUOTE(JianNinety @ Apr 8 2016, 03:56 PM) haha free money who don't want. I bet if they were to queue up.. would prob be the longest line ever in malaysia |
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Apr 8 2016, 04:28 PM
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Junior Member
572 posts Joined: Jun 2007 |
I have just submitted my application.
What worries me is the 10 years moratorium. What happen if suddenly I no money and need to get rid of the property? Or maybe company transfer me to another state? |
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Apr 8 2016, 04:49 PM
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Senior Member
2,036 posts Joined: May 2010 |
QUOTE(interferens @ Apr 7 2016, 10:00 PM) If you read clearly at KPKT website, it written Skim PEMBIAYAAN Deposit Rumah.. Ya, I also note that this is some thing like loan for 1st home buyer,Pembiayaan is always use to refer to loans Free money gov usually use word subsidi, bantuan, geran So this maybe soft loan like PTPTN.. Need to pay back don't be so excited that gov give you FOC 30k pocket money |
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Apr 8 2016, 04:56 PM
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Senior Member
2,716 posts Joined: Jul 2013 |
mean within such short period, 2500 ppl bought properties ?
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Apr 8 2016, 05:03 PM
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Junior Member
57 posts Joined: Oct 2009 |
QUOTE(N1ck @ Apr 8 2016, 05:28 PM) I have just submitted my application. Hi, mind to share how you obtain the surat tawaran?What worries me is the 10 years moratorium. What happen if suddenly I no money and need to get rid of the property? Or maybe company transfer me to another state? Have u apply the bank loan before this? |
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Apr 8 2016, 05:27 PM
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Junior Member
209 posts Joined: Apr 2016 |
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Apr 8 2016, 05:42 PM
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Junior Member
572 posts Joined: Jun 2007 |
QUOTE(jason0124 @ Apr 8 2016, 05:03 PM) Obtain from salesman. "Letter of offer."Actually i already got all the documents and have got bank loan approved. However was procrastinating signing SPA due to business trips. Anyway i already sent. Not sure what Is ent correct anot though and not surr whether I can accept the 10 years no sell rule. |
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Apr 8 2016, 06:24 PM
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Junior Member
107 posts Joined: Oct 2013 |
QUOTE(N1ck @ Apr 8 2016, 05:42 PM) Obtain from salesman. "Letter of offer." Hi, can i know how you get this one>> salinan Sistem Maklumat Rujukan Kredit Pusat(CCRIS) pemohon dan pasangan.?Actually i already got all the documents and have got bank loan approved. However was procrastinating signing SPA due to business trips. Anyway i already sent. Not sure what Is ent correct anot though and not surr whether I can accept the 10 years no sell rule. may i know also is this confirmation letter>>> Salinan surat pengesahan majikan? i not really sure. |
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Apr 8 2016, 06:32 PM
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Junior Member
572 posts Joined: Jun 2007 |
QUOTE(ssilvia @ Apr 8 2016, 06:24 PM) Hi, can i know how you get this one>> salinan Sistem Maklumat Rujukan Kredit Pusat(CCRIS) pemohon dan pasangan.? Refer to the guide here. http://creditbureau.bnm.gov.my/reportobtain.htmlmay i know also is this confirmation letter>>> Salinan surat pengesahan majikan? i not really sure. For surat pengesahan majikan my company has a system which automatically prints out the letter(however mine did not state my relationship status so not really sure whether valid). Normally your HR should be able to make one for you Tell them that you need you name, salary, duration of work, relationship status, position. Everything that is required according to the guidelines. |
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Apr 8 2016, 06:57 PM
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Junior Member
107 posts Joined: Oct 2013 |
QUOTE(N1ck @ Apr 8 2016, 06:32 PM) Refer to the guide here. http://creditbureau.bnm.gov.my/reportobtain.html for the CCRIS, is it i have to print it out at Bank Negara?For surat pengesahan majikan my company has a system which automatically prints out the letter(however mine did not state my relationship status so not really sure whether valid). Normally your HR should be able to make one for you Tell them that you need you name, salary, duration of work, relationship status, position. Everything that is required according to the guidelines. May i know where u see the guideline for the surat pengesahan majikan? Thank you ya! |
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